Sentences with phrase «available credit from»

Bank regulation and rising rates have reduced available credit from locally based traditional lending sources.

I didn't have much income on my first application, so they made me transfer some of my available credit from a consumer card to the new business card.

I'll move available credit from my new Chase Freedom Unlimited account, and start this process over again.

Reducing the amount of available credit from the utilization calculations can result in the remaining balances taking up a larger percentage of your remaining available credit and lowering or continuing to suppress your score.

It will greatly impact my credit score removing the $ 8,000 available credit from my overall usage as I have been getting ready to start a new business using some credit along with available funds and a couple of smaller cards have higher usage.

If you have several cards with the same bank issuer, you may be able to transfer the available credit from the card you want to cancel to the card you want to keep.

During periods of adverse changes in general economic, industry or competitive conditions, such as we experienced in calendar years 2008 and 2009, some of our vendors may experience serious cash flow issues, reductions in available credit from banks, factors or other financial institutions, or increases in the cost of capital.

Not exact matches

Say your spouse has a credit card with little or no balance and a great payment history; if he or she agrees to add you as an authorized user, from a credit score point of view you automatically benefit from her card's available credit as well as her payment history.

Similarly, lenders are ten a penny to credit worthy businesses, but easy access money is also available to those struggling to gain finance from the banks or looking for a quicker option.

Depending on the terms available from your suppliers, the cost of trade credit can be quite high.

Whereas successful companies have «experience navigating the lending landscape, more available credit and frequently monitor their business cash flow,» according to the report, underperformers suffer from «less knowledge about financing products, lower personal credit scores, less access to financing and fewer formal financial management practices in place.»

At July 22, 2012, the company had more than US$ 500 million in cash and US$ 913 million available under its operating credit facilities, augmented by US$ 305 million of proceeds from its recent equity issue.

Today very few «cash registers» are set up to accept a phone instead of a credit card, and similarly only one widely available phone in the U.S., Google's Nexus S, is tricked out with the necessary chip for so - called Near Field Communications that the industry hopes to adopt as the standard for transferring data from phones to in - store terminals.

This article was excerpted from Dirty Little Secrets: What the Credit Bureaus Won't Tell You, which is available from our Entrepreneur Press bookstore.

The Capital One Spark Cash for Business Card gives you $ 500 cash - back when you spend $ 4,500 in the first three months, that's the biggest cash - back bonus available from any credit card, whether business or personal, according to Wallethub.

When it comes to mobile payments, there are three types of mobile payments or mobile wallets available now: smartphone or wearables - based payments, branded mobile wallets from banks or credit card providers, and branded mobile wallets from retailers such as Starbucks.

It's important to note that the interest rate from the private lender in this example would only be available to those with excellent credit and a secure financial future.

The new Marriott Rewards Premier Plus Credit Card is now available from Chase and the newly - merged Marriott / Starwood / Ritz - Carlton rewards program.

Factors that could cause or contribute to actual results differing from our forward - looking statements include risks relating to: failure of DBRS to rate the Notes at the anticipated ratings levels, which is a closing condition, or at all; changes in the financial markets, including changes in credit markets, interest rates, securitization markets generally and our proposed securitization in particular; the willingness of investors to buy the Notes; adverse developments regarding OnDeck, its business or the online or broader marketplace lending industry generally, any of which could impact what credit ratings, if any, are issued with respect to the Notes; the extended settlement cycle for the scheduled closing on April 17, 2018, which may exacerbate the foregoing risks; and other risks, including those described in our Annual Report on Form 10 - K for the year ended December 31, 2017 and in other documents that we file with the Securities and Exchange Commission from time to time which are or will be available on the Commission's website at www.sec.gov.

Achievement of these goals was considered by the HRC as very challenging, even aggressive, given the expected modest economic growth for 2007 for the financial services industry, the impact and duration of the on - going flat / inverted yield curve (meaning short - term interest rates that are virtually equal to or exceed long - term interest rates, thus lowering profit margins for financial services companies that borrow cash at short - term rates and lend at long - term rates), potentially higher credit losses, fewer available high - quality, high - yielding loans and investment opportunities, and a consumer shift from non-interest to interest - bearing deposits.

Important factors that could cause actual results to differ from OnDeck's forward - looking statements are the risks that OnDeck may not be able to manage its anticipated or actual growth effectively, that its credit models do not adequately identify potential risks, and other risks, including those under the heading «Risk Factors» in OnDeck's Annual Report on Form 10 - K for the year ended December 31, 2016, its Quarterly Reports for the quarters ended June 30 and September 30, 2017 and in other documents that OnDeck files with the Securities and Exchange Commission, or SEC, from time to time which are available on the SEC website at www.sec.gov.

Nevertheless, as traditional lenders have shied away from the smallest small businesses; and loans to those businesses has been in overall decline since the year 2000 [3], online lenders are using technology to look at other information available from the public record as well as transaction history, cash flow, and other metrics in addition to credit profiles, that demonstrate a healthy business.

Like Equifax and D&B, they also collect information available within the public record, information reported by both lenders and suppliers, as well as information from credit card companies, collection agencies, and other databases.

If you were to pay back the entire balance, the full amount of your credit line would be available to withdraw from again.

Citing data from CardHub and NerdWallet, we put together a list of some of the best business credit cards available.

Not only is Chase Sapphire Preferred ® Card one of the best travel credit cards available, but it's also the best overall credit card from Chase.

By contrast, in Australia there has been no noticeable widening of risk spreads in the corporate bond market over the past year, and credit has been easily available from intermediaries, with no reports of significant changes in banks» lending attitudes.

Business lines of credit are available for up to $ 15 million, with terms ranging from one to two years.

Borro targets affluent consumers who seek credit at scales not available from traditional lenders.

Private student loans are made available to qualified borrowers from a variety of private lenders, including banks, credit unions, and online lending platforms.

For each calendar year (starting January 1st and ending December 31st), you will receive a statement credit of: 5 % on your first $ 50,000 of eligible purchases made in the following two categories combined, (1) monthly wireless telephone services purchased directly from wireless telephone service providers in the U.S. (purchases of hardware and equipment, and purchases from third parties and resellers, are excluded) and (2) office supplies purchased directly from U.S. office supply stores (supplies purchased at other retail stores are excluded); 3 % on your first $ 50,000 of eligible purchases made in the category that you select (see below for more on the available categories and how to make your selection); 1 % on all other eligible purchases, including purchases in the 5 % category after your first $ 50,000 and in the 3 % category after your first $ 50,000.

In addition to any other requirements or restrictions set forth in this Agreement, you shall not: (i) utilize the credit available on any Card to provide cash advances to Cardholders, (ii) submit any card transaction for processing that does not arise from your sale of goods or service to a buyer customer, (iii) act as a payment intermediary or aggregator or otherwise resell our services on behalf of any third party, (iv) send what you believe to be potentially fraudulent authorizations or fraudulent card transaction, or (v) use your Merchant Account or the Service in a manner that Visa, MasterCard, American Express, Discover or any other Payment Network reasonably believes to be an abuse of the Payment Network or a violation of Payment Network rules.

‡ Average score refers to the arithmetic mean and typical low score to the 5th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from November 2017 through Aprilcredit scores provided by TransUnion of Credit Karma members who were approved for this product from November 2017 through AprilCredit Karma members who were approved for this product from November 2017 through April 2018.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from November 2017 through Aprilcredit scores provided by TransUnion of Credit Karma members who were approved for this product from November 2017 through AprilCredit Karma members who were approved for this product from November 2017 through April 2018.

‡ Average score refers to the arithmetic mean and typical low score to the 5th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2014 through Novembercredit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2014 through NovemberCredit Karma members who were approved for this product from June 2014 through November 2014.

Luckily, there are a wide range of options available from debt consolidation to credit counseling that can eliminate your debt faster with no credit damage.

Although many lenders will offer similar rates based upon your credit score, credit history, and income, sometimes the best available rates will come from a financial institution that is familiar with you (such as your local bank or credit union) or from nontraditional sources, such as peer - to - peer lending platforms.

The Starwood Preferred Guest ® Business Credit Card from American Express — like its non-business counterpart — is one of the best rewards credit cards avaiCredit Card from American Express — like its non-business counterpart — is one of the best rewards credit cards avaicredit cards available.

Just as creditors want to see that you can make on - time payments, and that you can keep from utilizing too much of your available credit, they also want to observe your ability to handle different types of credit accounts.

«Liquidity» is defined by economists as money available in all forms to be given out as debt, ranging from credit card debt to mortgage debt to large quantities of institutional debt typically used in complex financial transactions such as highly leveraged corporate acquisitions.

Customers also benefit from flexible and convenient online banking that allows them to view e-statements and their account summary, check available credit and existing balance, and more.

Business lines of credit are available from both traditional banks and alternative lenders.

Five to six million new renter households may be created within the next 10 years, likely caused from low inventories of homes available and tight credit conditions, according to the Bipartisan Policy Center.

For those consumers who may be interested in the short - term rewards potential from Chase, we've highlighted below the bonuses available in the suite of Chase credit cards.

Equifax next year plans to debut a free credit lock, a feature already available from the credit bureaus typically for a fee.

Best fit for: People with excellent credit will benefit from the lowest interest rates available at a major bank.

A significant portion (30 %) of your credit score comes from your credit utilization, which is a ratio of what you owe to what is available to you.

Before the rise of online lending, loans from banks and credit unions were among the only options available to business owners.

If you need help prioritizing and trimming your budget, Bauer - Simmons said help is available from certified credit counselors at many non-profit agencies.These services are typically low cost, between $ 25 and $ 50, and free if you can not afford to pay, she said.

There are over a dozen subsector Dow indexes available within the financial sector, with focuses ranging from credit card companies and major mortgage lenders to specific insurance areas (such as auto insurance or life insurance) and a variety of categories for different types and sizes of banks.