Sentences with phrase «available credit which»

You will lose all of your available credit which will reduce your credit score, unless all of your credit lines are already maxed out.

Lastly, do not close your old credit card account as this will lower your overall available credit which will in turn increase your credit utilization.

Creditors are more comfortable when they see that you have some available credits which you are not using.

Not exact matches

While closing a card doesn't shorten your account history, it decreases your total amount of credit available, and therefore increases your credit utilization rate, which could negatively impact your credit score.

There would also be more after - tax cash flow to fund RRSPs, which, in turn, would increase available tax credits.

Use these resources, which are often free, to gain insight on topics such as when to expand, when to seek credit and the types of loans available to small businesses.

At benefits company Stride Health, which sells and manages healthcare benefits to «gig» workers like Uber drivers, CEO Noah Lang said that he would want to be sure that the replacement plan has tax credits available to people as they need them, rather than at the end of the year only.

Of course, closing a credit card could be problematic for another reason: The effect it has on your credit utilization rate, which is how much credit you're using out of the total amount available to you.

Selling prices are expected to continue to decline, which could mean that in the near future, credit will slowly become more available to aspiring buyers.

The report examined 12 of the available programs, which help businesses through mechanisms such as tax credits, grants, loans or equity investments.

This article was excerpted from Dirty Little Secrets: What the Credit Bureaus Won't Tell You, which is available from our Entrepreneur Press bookstore.

I see no evidence that most Canadians actually pay attention to Carney's sporadic announcements; the available evidence strongly suggests they're influenced more by his setting of the overnight rate, which goes a long way in determining the interest costs on their mortgages and lines of credit.

Your credit utilization ratio, which is simply the amount of debt you have versus your available credit, affects what your score adds up to.

Factors that could cause or contribute to actual results differing from our forward - looking statements include risks relating to: failure of DBRS to rate the Notes at the anticipated ratings levels, which is a closing condition, or at all; changes in the financial markets, including changes in credit markets, interest rates, securitization markets generally and our proposed securitization in particular; the willingness of investors to buy the Notes; adverse developments regarding OnDeck, its business or the online or broader marketplace lending industry generally, any of which could impact what credit ratings, if any, are issued with respect to the Notes; the extended settlement cycle for the scheduled closing on April 17, 2018, which may exacerbate the foregoing risks; and other risks, including those described in our Annual Report on Form 10 - K for the year ended December 31, 2017 and in other documents that we file with the Securities and Exchange Commission from time to time which are or will be available on the Commission's website at www.sec.gov.

Important factors that could cause actual results to differ from OnDeck's forward - looking statements are the risks that OnDeck may not be able to manage its anticipated or actual growth effectively, that its credit models do not adequately identify potential risks, and other risks, including those under the heading «Risk Factors» in OnDeck's Annual Report on Form 10 - K for the year ended December 31, 2016, its Quarterly Reports for the quarters ended June 30 and September 30, 2017 and in other documents that OnDeck files with the Securities and Exchange Commission, or SEC, from time to time which are available on the SEC website at www.sec.gov.

«In 2007 — the most recent year for which such data are available — some 20 000 small businesses that were CCPCs received about $ 1.3 billion in SR&ED tax credits (Figure 6.3).

Consider applying for an FHA loan, which is available to those within this credit score range.

For instance, suppose you have $ 5000 of debt and $ 10000 in available credit then your credit utilization rate will be 50 % which is higher than the recommended rate of below 30 %.

The most recent year with data available by adoption type (2004) indicates that nearly half of adoptions for which the credit was claimed were for domestic children without special needs, with only 18 percent classified as special needs and the remainder reflecting international adoptions.

Private student loan lenders make refinancing available to well - qualified borrowers, which means there is a review of income, credit history and score, and other factors that show the borrower is a low risk to the lender.

The Revolving Credit Facility provides for a revolving total commitment of $ 20,000 of which $ 15,000 was available immediately and can be increased to $ 20,000 on or after the first anniversary of the effective date upon the Company's election and satisfaction of certain conditions.

VantageScore boasts that its 3.0 model can score millions more people than other models by incorporating up to 24 months of past credit activity — including utility and rent payments where available — which could open up more credit options to you.

Because instead of limiting the overall availability of credit like it did in the past, the Fed now limits the credit available to other prospective borrowers by grabbing more for itself, which it then passes on to the U.S. Treasury and to housing agencies whose securities it purchases.

Capital One Costco Platinum is a credit card available to Costco members which offers money back and plenty of added incentives.

The importance of these insights for a proper understanding of central banks» devices for monetary control becomes instantly apparent once one realizes that, by regulating the actual quantity of its outstanding notes and deposit balances, together with the terms upon which it is willing to make more of the last available on credit to private sector financial firms, a central bank is able to influence, not just the quantity of circulating paper money, but the quantity of money substitutes created by the private sector.

A higher credit score allows you to qualify for the best mortgage available to you — and one that comes with the best available interest rate, which can save you tens of thousands of dollars over time.

In this instance, the most prudent action may be a hybrid approach in which cash is supplemented by funds available through a modest line of credit, or, in some instances, a credit card with manageable interest rates.

A significant portion (30 %) of your credit score comes from your credit utilization, which is a ratio of what you owe to what is available to you.

Your available credit line is often affected by your average annual fee on the billing cycle on which you are charged.

Net cash proceeds to the company after transaction costs, cash reserves and repayment of amounts outstanding under the company's warehouse credit facility were $ 132 million, which are available for general corporate purposes.

But with so many credit cards available designed for businesses, how can you decide which one is right for you and your company?

Offer Eligibility: Special Variable Rate Offer of Prime minus 0.26 % for the life of your line of credit (the «Offer») is available only on Home Equity Line of Credit (HELOC) applications in amounts between $ 25,000 and $ 1,000,000 that are received between April 1, 2018 and June 30, 2018, which close on or before August 15,credit (the «Offer») is available only on Home Equity Line of Credit (HELOC) applications in amounts between $ 25,000 and $ 1,000,000 that are received between April 1, 2018 and June 30, 2018, which close on or before August 15,Credit (HELOC) applications in amounts between $ 25,000 and $ 1,000,000 that are received between April 1, 2018 and June 30, 2018, which close on or before August 15, 2018.

More free reserves a mean more available bank credit, which in theory lowers the cost of borrowing and leads to inflationary pressures.

«We would like the Department for Work and Pensions to look at ways in which they can reduce the 6 - week wait to be made and also increase the amount of information available locally so people who are moving onto Universal Credit are well informed about the process.

«The reports provide a much greater insight than any information already available about the UCP [Universal Credit programme], there are strong arguments for transparency and accountability for a programme which may affect 11 million UK citizens and process billions of pounds, which has had numerous reported failings in its governance.»

It is understood that Osborne will make clear in his autumn statement that he remains determined to scale back the use of tax credits which used to be available to nine in every 10 families and are set to be available to only five in 10 under his changes.

It is a mobile app available to download on Google Playstore and Apple Appstore which would allow customers to conduct a wide range of transactions at their convenience such as; account balance enquiry, purchase of phone credit, payment of utility bills, inter-bank transfer just to name a few.

This clearly indicates the impact of the credit crunch on the construction industry, which has affected the mood of the industry as well as the available skills.

This comes before the introduction of planned cuts to tax credits which will further reduce the support available to low income working families.

2.30 pm: Delegates debate a motion calling for the pupil premium to be beefed up and turned into an education credit, which would be more generous and would be available to a wider range of disadvantaged children.

If you have questions about your score, you have the legal right to ask for your credit report, which includes all the information that goes into the score, including your record of mortgage and utility payments, your total debt and the percentage of available credit you're using.

If you purchase a license that uses License Triggers, your order will represent an offer to us to purchase a license for the relevant feature (s) which will be accepted by us when we make the License Triggers available in your Account or debit your credit card, whichever comes first, and you can then use the feature (s) immediately.

In the mature markets, the data entry barrier for credit cards seems to be coming down, with the success of great alternatives such as Stripe and PayPal, which are now available for dating operators.

That music is «Becomes The Color» by Emily Wells, which plays over the end credits and is now available in iTunes and all good digital retailers worldwide.

Additionally, the rankings dock Louisiana five points for lacking an «escalator» provision that automatically raises the cap on total amount of tax credits available — however, Louisiana does not impose a total credit cap at all, which is even better than having a cap with an escalator.

This includes both online courses that are available for credit to registered students at institutes of higher education, but also Massive Open Online Courses (MOOCs), which give anyone in the world the opportunity to take a class taught by the world's leading scholars.

Advanced courses which convey credit toward a high school diploma and also convey higher education credit may be made available through arrangements with higher education institutions.

In an interview with Education Week prior to the announcement, Houston Superintendent Terry Grier credited the district's success in part to its focus on making quality teaching available to every student in every classroom and its commitment to site - based decision - making, which Grier said allows principals and teachers greater flexibility in managing their schools and addressing students» needs.

«Beginning with first - time ninth grade students in 2018 - 2019, graduation requirements shall include a requirement that students either (i) complete an Advanced Placement, honors, or International Baccalaureate course or (ii) earn a career and technical education credential that has been approved by the Board, except when a career and technical education credential in a particular subject area is not readily available or appropriate or does not adequately measure student competency, in which case the student shall receive satisfactory competency - based instruction in the subject area to earn credit.

Notes: I did not include data on individual tax credit or deduction programs, unless it was a refundable credit, which is why Illinois's and Minnesota's EdChoice Shares are Not Available.