Sentences with phrase «available death benefits coverage»

The downside for these policies is that they are more expensive than traditional life insurance policies and have lower available death benefits coverage.

Not exact matches

1 Accessing cash values, through loans and partial surrenders or by accelerating benefits for long term care benefit payments, will reduce the death benefit payable, the cash surrender value and the long term care coverage available.

No medical exam life insurance policies are available for both term and whole life insurance, but the death benefits for whole life coverage are typically limited to less than $ 50,000 (while term coverage is usually limited to $ 500,000).

No other death benefits are available for survivors of participants under the optional retirement program except for such benefits, or coverage for such benefits, as are separately afforded by the employer at the employer's discretion.

The additional coverage in excess of the Contract Value is only available to use for a qualified long - term care benefit and will not become part of the contract value or the death benefit.

No medical exam life insurance policies are available for both term and whole life insurance, but the death benefits for whole life coverage are typically limited to less than $ 50,000 (while term coverage is usually limited to $ 500,000).

Principal Accelerated Underwriting for up to $ 1,000,000 of death benefit coverage is available for healthy applicants that qualify for the top two health rate classes, super preferred and preferred.

We can also show you how the quoting process works, and give more focus on the details such as what type of life insurance policy is right for you, how much death benefit coverage you need for your survivors and their needs, and which of the many available life insurance carriers will be able to serve you best.

Available through the workplace, this coverage offers lifetime protection, a tax - free death benefit, and the ability to build cash value.1 And since it's portable, you can take coverage with you when you retire or leave the company.

Optional coverage available for boarding kennel fees, lost and found, death benefits and vacation cancellation.

Provides coverage for long - term care expenses if necessary, as well as a death benefit or a return of your initial premium if you not Lincoln Financial's Funding Life Long - Term Care products are available online and are searchable by state.

You may purchase Additional PIP coverage, to raise the overall limit of No - Fault benefits available in case of an accident up to $ 100,000 or higher and, in the process, increase the potential maximum amounts of lost earnings payments, other necessary expenses or the death benefit, depending on the limit you select.

However there are no qualifications needed to be able to get an accidental life insurance policy and if you have exhausted options for getting a traditional policy, or want more coverage than available with a graded death benefit policy, look to get an accidental life insurance policy.

These options include a disability waiver (available on the CPA Plan, but not on the Spouse Life plan), as well as an Accidental Death and Dismemberment (AD&D) coverage, and an accelerated death benefit option feature for terminal illDeath and Dismemberment (AD&D) coverage, and an accelerated death benefit option feature for terminal illdeath benefit option feature for terminal illness.

Available riders, currently, include an accelerated death benefit rider, children's term rider, waiver or premium, and spouse's coverage.

Supplemental riders available with the term life insurance policy include: waiver of premium rider — premium payments may be waived if insured becomes totally disabled; children's level term insurance rider — Provides term coverage for children; and the accelerated benefit rider — You can receive a portion of the death benefit if you develop a terminal illness.

There are two term - life insurance policy types available through Transamerica; Trendsetter Super Series (up to $ 1,000,000 in coverage with a guaranteed premium that is convertible to a whole life policy at the end of the term); and the Trendsetter LB (up to $ 1,000,000 with living benefits option to receive an accelerated death benefit with a qualifying illness while you are still alive).

Accidental Death Insurance — Available between 18 and 75 years of age, benefits will be paid according to the type of accident and coverage can start at $ 2 per month for your whole family.

There are several policy riders available to add coverage for accidental death, children's insurance, chronic care, disability waiver of premium, living benefits and more.

With any of these policies, you may be limited in the death benefit available, but should be able to find enough coverage to cover final expenses and offer reasonable support to your family in case you pass away.

We also have graded death benefit policies available at very competitive rates that ensure many of our clients have some form of life insurance coverage in place.

Available through the workplace, this coverage offers lifetime protection, a tax - free death benefit, and the ability to build cash value.1 And since it's portable, you can take coverage with you when you retire or leave the company.

With the traditional term life insurance product, coverage of up to $ 5 million (or more) is available, with a minimum death benefit of $ 100,000.

Some of the available riders include accidental death benefits, critical illness coverage, permanent total disability benefits, and income benefits rider.

The coverage is available for clients between ages of 40 to 80 for up to $ 25,000 in death benefit amount.

The coverage is available up to age 80 with a death benefit between $ 5,000 to $ 50,0000

Once again, you can choose coverage of between five and 30 years (at five - year intervals), the death benefit and premiums are guaranteed, and a number of riders are available to add further protection.

We can also show you how the quoting process works, and give more focus on the details such as what type of life insurance policy is right for you, how much death benefit coverage you need for your survivors and their needs, and which of the many available life insurance carriers will be able to serve you best.

Guaranteed insurability rider: Available at an additional cost, this rider gives insureds the ability to increase death benefit coverage in the future at no additional charge.

If the insured dies at age 76, there would be a $ 30,000 death benefit available for the beneficiary and the insured would have paid about $ 22,000 for the insurance coverage.

Since those who have a whole life insurance policy will never need to re-qualify for their coverage (provided that they keep their coverage in force by paying the premium), then they can always count on having a set amount of death benefit available to their beneficiary.

LIC's Accidental Death and Disability Benefit Rider is available for a more comprehensive coverage.

No medical exam life insurance policies are available for both term and whole life insurance, but the death benefits for whole life coverage are typically limited to less than $ 50,000 (while term coverage is usually limited to $ 500,000).

Principal Accelerated Underwriting for up to $ 1,000,000 of death benefit coverage is available for healthy applicants that qualify for the top two health rate classes, super preferred and preferred.

Several policy riders are available: The Enrichment Rider (option to add more coverage and cash value over time as you need it); Accident Death Benefit (additional payment for a death as the result of an accident); Child Term Rider (coverage added for your children); Enhanced Care (cash value available for prolonged illness with access to up to 90 percent of the policy value); Flex Term Rider (a term life policy can be added that adds to the coverage for a period of time); and the Disability Waiver (premium is waived for a disability of six months or mDeath Benefit (additional payment for a death as the result of an accident); Child Term Rider (coverage added for your children); Enhanced Care (cash value available for prolonged illness with access to up to 90 percent of the policy value); Flex Term Rider (a term life policy can be added that adds to the coverage for a period of time); and the Disability Waiver (premium is waived for a disability of six months or mdeath as the result of an accident); Child Term Rider (coverage added for your children); Enhanced Care (cash value available for prolonged illness with access to up to 90 percent of the policy value); Flex Term Rider (a term life policy can be added that adds to the coverage for a period of time); and the Disability Waiver (premium is waived for a disability of six months or more).

In addition to level death benefit policies, there are other types of whole life coverage that are available in the market place.

It is a tax - free death benefit and most of the plans available pay coverage from day one.