Honors points, valued at less than half a penny each, are worth substantially less than
the average credit card rewards point.
If you frequently fly Southwest, it's worth upgrading to this high value airline card, despite its $ 99 annual fee: It offers one of the best sign - up bonuses on the market and its rewards points are worth substantially more than
the average credit card rewards point.
Amounting to just $.008 each, the Platinum Rewards card's rewards points are worth slightly less than
the average credit card rewards point, which typically goes for about a penny each.
Unfortunately, Wyndham points are typically worth just a fraction of
the average credit card rewards point if you redeem your points for a standard room at a non-luxury hotel, so its rewards offer isn't nearly as generous as it seems.
Gold Delta Skymiles points are worth more than
the average credit card rewards point, making this airline card's rewards program an attractive choice for cardholders who want to quickly earn a free flight on a major carrier.
The Hilton Honors card offers a generous number of bonus points on hotel and everyday purchases; but because Hilton's Honors aren't worth as much as
the average credit card rewards point, cardholders need a larger number of points to purchase rewards - funded travel.
As you can see from our chart below, Ultimate Rewards points far exceed the value of
the average credit card rewards point, which hovers around 1 cent per point.
Virgin America points are worth significantly more than
the average credit card reward point, so you'll need fewer of them to purchase a free ticket.
Virgin America points are also worth significantly more than
the average credit card reward point, making the program an even better value than it seems.
Not exact matches
From its higher than
average rewards potential to
points flexibility, we name the Sapphire Preferred to be Chase's best
credit card for travel
rewards.
Americans who travel overseas an
average of at least once per year are often better off with a travel
rewards credit card because of higher
point values and no foreign transaction fees.
While it is one of the easiest Membership
Rewards points to get, you still need to have at least an
average FICO score (630 — 690) in order to get approved for the Blue
credit card.
The
average hotel
credit card rewards rate stands at around 2.5 % — close to 0.5 percentage
points higher than general travel
reward credit cards.
Typically, it may make better sense for the
average traveler to use cash back
credit cards (perhaps like a Discover
credit card or American Express
card) to get
rewarded in cash, rather than to use specialty travel
cards to build up
points for mileage, hotel accommodations or other non-cash
rewards.
From its higher than
average rewards potential to
points flexibility, we name the Sapphire Preferred to be Chase's best
credit card for travel
rewards.
If you spend at least $ 10,000 annually on your
credit card (
average $ 833 / month), you will earn a bonus 5,000 Expedia +
rewards bonus
points, which can have a value of up to $ 70, thus covering most of the annual fee.
However, if the upcoming changes devalue the
average Rapid
Rewards point below $ 0.01, it may be worthwhile for individuals to reexamine their Rapid
Rewards credit card.
The
average interest rate for most
rewards credit cards tends to be around 9 - 10 percentage points lower than that of the Old Navy Credit
credit cards tends to be around 9 - 10 percentage
points lower than that of the Old Navy
CreditCredit Card.
The $ 5 that you get for every 500
points earned, that effectively works out to a 2 %
rewards rate, which is above
average for
rewards credit cards.
We convert the different
credit card reward points based on
average cash values or actual air miles you can redeem.
With the Reserves's 10
points per dollar spent on HHonor properties, this equates to a 5 %
rewards rate on
average significantly higher than you can get with a general
rewards credit card.
Retail
card survey 2014: APRs higher,
rewards complicated — The cost of borrowing from your favorite retailer has gone up: The
average APR on the
credit cards from America's largest retailers has climbed more than 2 percentage
points to 23.23 percent, according a new CreditCards.com survey.
It's also much more generous than the
average rewards credit card, which typically offers just one
point per dollar spent on everyday purchases.
With double
points on directly purchased United airfare and 1.5
points per $ 1 spent everywhere else, United MileagePlus Club
Card rewards are slightly better than average for a travel credit c
Card rewards are slightly better than
average for a travel
credit cardcard.
Chase Ultimate
Rewards points are one of our favorite rewards program currencies, for a combination of reasons: Ultimate Rewards points are far more valuable than the average rewards point, you have many options for racking up bonus points — including several credit cards that offer generous sign - up bonuses and a diverse array of bonus categories — and your redemption options are extremely fl
Rewards points are one of our favorite
rewards program currencies, for a combination of reasons: Ultimate Rewards points are far more valuable than the average rewards point, you have many options for racking up bonus points — including several credit cards that offer generous sign - up bonuses and a diverse array of bonus categories — and your redemption options are extremely fl
rewards program currencies, for a combination of reasons: Ultimate
Rewards points are far more valuable than the average rewards point, you have many options for racking up bonus points — including several credit cards that offer generous sign - up bonuses and a diverse array of bonus categories — and your redemption options are extremely fl
Rewards points are far more valuable than the
average rewards point, you have many options for racking up bonus points — including several credit cards that offer generous sign - up bonuses and a diverse array of bonus categories — and your redemption options are extremely fl
rewards point, you have many options for racking up bonus
points — including several
credit cards that offer generous sign - up bonuses and a diverse array of bonus categories — and your redemption options are extremely flexible.
For this reason, many travel
credit cards reward an
average of 2
points per dollar spent on gasoline purchases.
Because of the
point redemption values of 0.5 cents on
average, the IHG
credit card is best for the purchase that either earn 2 or 5
points per $ 1 to maximize the value of your
rewards points.
Capital One boosted APRs on new offers for three
cards — the Standard Platinum, Classic Platinum for Young Adults and No Hassle Cash
Rewards for
average credit — each by roughly 2 percentage
points.
Setting itself apart from the
average comparison sites, Room Key allows users to compare rates in more than 45,000 hotels — without sacrificing loyalty
points or branded
credit card rewards.
Americans who travel overseas an
average of at least once per year are often better off with a travel
rewards credit card because of higher
point values and no foreign transaction fees.
From its higher than
average rewards potential to
points flexibility, we name the Sapphire Preferred to be Chase's best
credit card for travel
rewards.
With the Reserves's 10
points per dollar spent on HHonor properties, this equates to a 5 %
rewards rate on
average significantly higher than you can get with a general
rewards credit card.