Sentences with phrase «average effective interest rate»

The combination drove FHFA's key measure of the average effective interest rate on new home loans (which amortizes the initial fees and incorporates them into the rate) up by 11 basis points to 4.44 percent — the highest it's been since July of 2011 (the month prior to a substantial 36 basis point drop).

The combination of declines in the contract rate and initial fees took the average effective interest rate on new home loans (which amortizes initial fees over the estimated life of the loan) down 8 basis points to 4.39 percent (after two consecutive months above 4.40).

The result was an average effective interest rate on new home loans (which amortizes initial fees over the estimated life of the loan) that went from 4.27 to 4.25 percent.

As a result, the average effective interest rate (calculated by amortizing initial fees over the estimated life of the loan) dipped from 4.12 percent in August to 4.09 percent.

Public debt charges as a percentage of interest - bearing debt (the average effective interest rate) in 2009 - 10 is about half that in 1994 - 95.

Public debt charges were down $ 200 million or 0.7 per cent due mainly to a lower average effective interest rate.

The decline to date in public debt charges of $ 1.4 billion (8.9 %) largely reflects lower average effective interest rates and lower inflation adjustments on Real Return Bonds.

Not exact matches

In this hypothetical — but not completely farfetched — situation, the effective average interest rate on the US government's debt would only be 2 %.

Most credit card bills will include what may be called an «effective APR», which is a weighted average APR of all the various sub-balances of your account and the interest rates they currently have.

It is set every 14 days at the average of the daily effective federal funds rate and the three - month CD rate over the previous 14 days, meaning it's affected by market interest rates.

Effective Duration - This statistic provides a measure of the sensitivity of the Fund's price to changes in interest rate changes and is calculated as the weighted average of the individual bond durations.

- For interest - rate sensitivity, Morningstar obtains from fund companies the average effective duration.

Average Effective Duration measures the expected volatility of a bond fund in response to interest rate fluctuations.

The only thing I would point out is that since deductions work against your highest tax - bracket income first, you should be using your marginal (highest) tax rate rather than your effective (average) tax rate when considering the benefit of a mortgage interest deduction.

$ 1 in a tIRA / 401k at (x interest, y years) taxed at an average of exactly 15 % === $ 0.85 (x interest, y years, initially taxed at 15 %, but marginal vs effective rates are important in determining which IRA to go with.