Sentences with phrase «average life insurance client»

Not exact matches

If the underwriter estimates that the life expectancy of the individual is shorter than average, and that the client's premiums will not accumulate enough to pay off the death benefit as well as the excess profits for the insurance company, then the prospect will be denied coverage.

Over a large enough sample of people a life insurance company can accurately predict at what age the average client will die, and they can price their insurance accordingly, even though some clients will die at a very young age.

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