Sentences with phrase «average life insured»

The Company holds a well - diversified portfolio of 75 lives (86 policies) with an average life insured age of 91.0 years.

Not exact matches

As in all statistics, only only a few people in the insured group will attain an average life expectancy.

And I see no change in prospects: We're at the end of a long & painful life expectancy adjustment process (in fact, June NAV inc. a meaningful positive LE impact), and the insured are now 91.5 yrs old on average — maturities will inevitably accelerate (peaking in 2019 - 20).

The 7 yr forward mortality experienced from Sep 30th 2006 (my estimate: 38 mortalities) works out around at 30 % of the initial lives insured (which I make 123 after adjusting for later policy - sales and 1 policy addition), whereas the CDC 2008 (white male / female) data predicts 59 % for the 7 yr forward mortality rate at the average age which was 84 in Sept 2006.

The average death benefit associated with each life insured in the portfolio is US$ 1.8 m, but there is considerable variation in the size of individual death benefit amounts.

In universal life (UL), you apply the same calculations to the premium as you do in term, but instead of taking an average over 10, 20 or 30 years, you pay the average price to insure yourself to age 100.

The following tables show the average monthly term life insurance rates for each age range assuming the insured has a $ 500,000 policy.

If at least one of the multiple plans is an insured plan, the average number of covered lives of reinsurance contribution enrollees must be calculated using one of the methods specified in either paragraph (d)(1) or paragraph (d)(2) of this section, applied across the multiple plans as a whole.

If each of the multiple plans is a self - insured group health plan, the average number of covered lives of reinsurance contribution enrollees must be calculated using one of the methods specified either in paragraph (e)(1) or paragraph (e)(2) of this section, applied across the multiple plans as a whole.

For instance, an 18 - year - old male living in Nevada would pay an average of $ 6,268 a year to insure his sedan if he had the misfortune to grow up there.

Whole life premiums are much higher than term insurance premiums, but because term insurance premiums rise with increasing age of the insured, the cumulative value of all premiums paid under whole and term policies are roughly equal if the policy continues to average life expectancy.

According to most unbiased experts, term life is more appropriate for the average individual looking to insure himself or herself against unforeseen events.

Each year the average cost per year of a new term life policy increases because you are one year closer to your life expectancy, which means you are more expensive to insure.

The longer your term period, the higher the annual premium because as you get older, more expensive to insure years are averaged into the term life insurance premium.

On average, insureds will tend to remain in good health for at least the first several years after life insurance policies have been issued.

Here, rates for insuring a vehicle averaged $ 2,067 a year for our sample driver, making him 3 % better off compared to living elsewhere in the city.

It costs on average $ 1,161 for our sample driver to insure a vehicle with basic liability insurance in Vermont, and there are some fluctuations depending on where a driver garages their car and lives.

Even though the average annual cost in Illinois was just slightly over $ 1,158 for the policy, the truth is you can pay significantly more or less depending on where you live and which insurance company you decide to insure with.

In other words, it's not economics that are preventing the average American household from adequately insuring themselves against the unthinkable, but rather a lack of knowledge about how to calculate their real insurance needs coupled with a lack of awareness regarding how affordable adequate term life insurance can be.

Depending on what assets you need insured, the age of your home, the deductible you choose, and where you live in The City of Seven Hills, your premiums could be significantly different than the average Cincinnatian.

On average, a life insurance company may expect to pay out a death claim on a term life policy for about 1 out of every 100 people insured.

The 20 % expectations were really never valid for an average life insurance settlement because policies are individually underwritten by the life settlement market based on the insured's unique health condition and the pricing of a particular policy.