Sentences with phrase «average loss rates»

But extrapolating from average loss rates over the last ten years and expecting they will remain constant is guaranteed to be an underestimate.

Not exact matches

Despite extremely wide swings and days with 1,000 - point Dow Jones industrial average losses, stock strategists have remained largely confident stocks will ultimately adjust to rising interest rates.

Under the more adverse scenario of a longer and deeper recession, the two - year loss rates on average across the 19 banks were projected to be as high as experienced during the Great Depression.

Calculated by a workforce management company for a company with 10 employees paid an average hourly rate of $ 21.50 for an annual workforce payroll expense of $ 447,200 and based on a 0.6 % payroll error cost reduction, a payroll inflation rate of 0.4 %, losses due to «buddy punching» of 1.0 %, and an attendance management cost reduction (absenteeism) of 0.45 %.

But if the average duration for these two funds is similar, then surely they both risk capital losses from higher interest rates?

As usual, I don't place too much emphasis on this sort of forecast, but to the extent that I make any comments at all about the outlook for 2006, the bottom line is this: 1) we can't rule out modest potential for stock appreciation, which would require the maintenance or expansion of already high price / peak earnings multiples; 2) we also should recognize an uncomfortably large potential for market losses, particularly given that the current bull market has now outlived the median and average bull, yet at higher valuations than most bulls have achieved, a flat yield curve with rising interest rate pressures, an extended period of internal divergence as measured by breadth and other market action, and complacency at best and excessive bullishness at worst, as measured by various sentiment indicators; 3) there is a moderate but still not compelling risk of an oncoming recession, which would become more of a factor if we observe a substantial widening of credit spreads and weakness in the ISM Purchasing Managers Index in the months ahead, and; 4) there remains substantial potential for U.S. dollar weakness coupled with «unexpectedly» persistent inflation pressures, particularly if we do observe economic weakness.

In a study of retailers in the United States, Britain and other European countries, Professor Adrian Beck and Matt Hopkins of the University of Leicester in England said the use of self - service lanes and smartphone apps to make purchases generated a loss rate of nearly 4 percent, more than double the average.

Losses intensified on Friday as rate - hike jitters and volatile tech shares weighed on the major averages.

One frequently cited bar graph has been used to suggest, for the decade 1965 - 75, a severe diminution of seven mainline Protestant bodies by contrast both with their gains in the preceding ten years and with the continuing growth of selected conservative churches (see Jackson W. Carroll et al., Religion in America, 1950 to the Present [Harper & Row, 19791, p. 15) The gap in growth rates for 1965 - 75, as shown on that graph, is more than 29 percentage points (an average loss in the oldline denominations of 8.9 per cent against average gains among the conservatives of 20.5 per cent) This is indeed a substantial difference, but it does not approach the difference in growth rates recorded for the same religious groups in the 1930s, when the discrepancy amounted to 62 percentage points.

As a result, average yields are now declining and soil loss is increasing at a disastrous rate.

But over the past century, the rate of land loss in coastal Louisiana has averaged 15 to 20 square miles per year.

While recent policy interventions (such as the Good Agricultural and Environment Condition requirements of the CAP, and the EU Soil Thematic Strategy) have reduced the rate of soil loss in the EU by an average of 9.5 % overall, and by 20 % for arable lands, the study finds that four million hectares of EU croplands have unsustainable rates of soil loss (more than 5 tonnes per hectare per year).

The team also compared the ice loss up until the mid-1980s to that observed by satellites over roughly the last decade and found that today the rate of ice loss is twice the 20th century average, mostly because of increased water runoff from the ice sheet's surface.

The team combined field surveys with airborne mapping and high - resolution satellite monitoring to show that the geographic extent of mining has increased 400 % from 1999 to 2012 and that the average annual rate of forest loss has tripled since the Great Recession of 2008.

Don't expect a high rate of fat loss if you have below average energy needs.

You'll know you've found it when you feel good, have energy, can tackle your workout, and you start to move toward your weight loss goals at the healthy rate of 1 - 2 pounds per week on average.

The researchers gave men and women of average fitness this weight loss supplement and then measured their metabolism, blood pressure, heart rate, and their carbohydrate and rate of fat burning for 50 minutes.

Most people should aim to lose about 0.5 - 1 pound per week on average, which is a good slow weight loss rate when your goal is not just losing fat... but maintaining muscle.

After you have been dieting and exercising for a little while, your body settles into a more stable weigh loss pattern, averaging the recommended rate of 1 to 2 lbs a week.

The rate of weight loss was 0.72 pounds per day averaged over the entire 382 days.

Though it doesn't make up for the loss of data on ratings averages and reviews totals, there's a new «See Reviews» button to the right of each book listing, right under «Fix Data.»

Of the over 5,000 Crash Proof Consumers, the average rate of interest (credited annually) is 5 - 8 % with no market losses on principal or interest increases, and no fees whatsoever because of the exclusive and proprietary Crash Proof Retirement System (the kind of investments Philadelphia financial planners won't tell you about).

Since 1971, the S&P 500 (TR) has gained about 20 % on average in rising rate periods, has gained 8 of 9 times and has gained nearly 40 % twice with less than a 4 % loss for its worst rising rate period.

If you look at periods where the price / peak earnings multiple was 16 or higher on the S&P 500, the final rate hike of a tightening cycle was actually associated with losses on an annualized total return basis, averaging -7.18 % over the following 6 months, -9.94 % over the following 12 months, and -5.87 % over the following 18 months.

With a current duration of 4.85 (Morningstar category average: Investment Grade Bonds, 6/18/2015), the typical bond fund is very susceptible to capital losses should interest rates rise from their current low of 2.35 % to the historical average over the last 30 years of 5.44 %.

Cut your loss of profits if earnings estimates and average growth rates decline.

If you want technical details, look at the «average duration» or «average maturity» of the bond fund; as a rough guide, if the duration is 10, then a 1 % change in interest rates would be a 10 % gain or loss on the fund.

On the valuation front, when the ratio of gold prices ($ / ounce) to the XAU has been above 4.0, the XAU has advanced at an average annualized rate of 24.82 %, compared to a -13.34 % annualized loss when the Gold / XAU ratio has been below 4.0.

For a cost of 99 cents per $ 100 of the average daily balance you can protect your credit rating against unexpected job loss or disability.

It has been proposed that a negative interest rate can in principle be levied on existing paper currency via a serial number lottery, such as randomly choosing a number 0 through 9 and declaring that notes whose serial number end in that digit are worthless, yielding an average 10 % loss of paper cash holdings to hoarders; a drawn two - digit number could match the last two digits on the note for a 1 % loss.

However, the predictability coupled with a short holding period produces quite decent average annual rates of return after allowance for the occasional substantial loss.

Prosper Ratings allow potential investors to easily consider a loan application's level of risk because the rating represents an estimated average annualized loss - rate range to the investor.

-- Calculate the average annual loss component of the flood insurance rate using local rather than national flood hazard data;

For Greenland to lose 285,000 km ³ of ice in 89 years, the AVERAGE rate of loss would have to be more than 3,200 km ³ / yr, or nearly 12 times faster than the current loss rate (273 km ³ / yr).

They note, for example, that when Joplin's horrific death count is assessed as «fatalities per number of buildings damaged or destroyed» the death rate is not markedly different than the average losses in twisters at the top of the scale in recent decades.

Kerry Randell @ 42, taking your figures on total tonnage, and assuming the average container loss rate extends back to 1945, and that the average ship tonnage loss is 250 with the average loss also extending back to 1945, that yields a total 31,054,617 tonnes lost as a rough estimate.

However, despite near normal rates of ice loss during the month, June 2015 was a relatively warm month (Figure 7) with 925 hPa air temperatures up to 2.5 C higher than average near the North Pole and East Siberian Sea, with even warmer air temperatures in the Kara Sea (up to 4.5 C).

The resulting enhanced loss of summer and winter sea ice resulted in feedbacks, associated with Arctic Amplification, which has raised Arctic air temperatures at a rate twice the global average.

Rates of water loss, due in part to evaporation, were double the long - term average.

As reported in Remote Sensing of Environment, from 1953 to 2010, the average rate of ice surface loss was 18 centimeters (7.1 inches) per year.

This is a decrease from the average rate of ice loss for June 2010 of -85,210 square kilometers per day, and is slower than climatology (average of -84,050 square kilometers per day for 1979 - 2000).

From July 1 - July 20, the rate of ice loss averaged -79,810 square kilometers per day.

The higher rate of energy loss in January resulted in a more average February.

Although the rate of global net forest loss slowed down from an average of 7.3 million hectares per year in the 1990s to 3.3 million hectares per year in 2010 — 2015, deforestation remains a matter of deep concern.

In stark contrast to the relatively slow ice loss during June, July saw quite rapid ice loss (Figure 6), with rates averaging over 100,000 km2 per day through the month.

Many of the mechanisms are like that — the tides, the direct inductive heating, the heating caused by the days influx of falling meteorites — which incidentally is far greater than the rate of heat loss through outgassing, as meteoric dust and matter infalls at an average rate of at least millimeters per decade, from my own direct measurements — they have «impressively» large amounts of annual energy associated with them, right up to where you divide by the surface area of the earth and the number of seconds in a year.

In fact, despite the hundreds of millions of dollars in donor funds that have flowed into the region since 2000 and the establishment of more than 100 million hectares of protected areas since 2002, average annual deforestation rates have increased since the 1990s, peaking at 73,785 square kilometers (28,488 square miles) of forest loss between 2002 and 2004.

The danger in the current GW is not due to the difference between a stable climate at average 15oC (your current average temperature numbers are wrong) and a stable climate at average 20 or 22 or 25oC or what have you, it is due to the extremely rapid rate of change and the resulting instability and the loss of biodiversity.

Fluctuations in the mass of the Greenland and Antarctic ice sheets are of considerable societal importance as they impact directly on global sea levels: since 1901, ice losses from Antarctica and Greenland, alongside the melting of small glaciers and ice caps and thermal expansion of the oceans, have caused global sea levels to rise at an average rate of 1.7 mm / yr.

Using government statistics and geospatial data on natural gas use, we find the average fractional loss rate to the atmosphere from all downstream components of the natural gas system, including transmission, distribution, and end use, was 2.7 ± 0.6 % in the Boston urban region, with little seasonal variability.