First, having above
average rewards on all purchases, versus a select few, gives you a lot more flexibility.
Not exact matches
It provides above
average rewards rates
on gas, restaurant and grocery
purchases that make it worthy of most people's consideration.
Instead, you get an above -
average rewards rate
on all your
purchases.
Why We Like It: The 2 %
rewards rate
on gas, utility, and grocery store
purchases makes this card fantastic for expenses the
average consumer has to deal with.
Generally, earning
rewards above 2 % is considered above
average, since that is the rate you can get
on all
purchases with a decent flat rate cash back card, such as the Citi Double Cash.
The AARP ® Credit Card comes with an
average sign - up
reward — users get $ 100 after spending $ 500
on purchases within the first 3 months of account opening.
Adding up our annual
rewards calculated above, we see that the
average American household can save $ 1,166.49 (or more) each year just by using these four cards
on regular day - to - day
purchases.
By using an agent in the HomeAdvantage network, families earn an
average of $ 1,650 in Cash
Rewards on their home sale or
purchase.
In a survey of the best general - purpose gas credit cards, we found the
average rewards rate
on purchases at gas stations to be 4.14 %.
2 $ 600 savings per year assumes a Driver
Rewards member earns and redeems cents per gallon rewards on BP fuel purchases every 2 - 4 weeks per year, at an average of 20 gallons or less at participating loc
Rewards member earns and redeems cents per gallon
rewards on BP fuel purchases every 2 - 4 weeks per year, at an average of 20 gallons or less at participating loc
rewards on BP fuel
purchases every 2 - 4 weeks per year, at an
average of 20 gallons or less at participating locations.
With a 1.5 % cash back rate
on all
purchases, the Capital One Quicksilver card is a well - rounded cash back card for people who have
average credit and are just starting out in the
rewards game.
While this is pretty
average for an airline card, many general travel
rewards cards offer higher overall
rewards rates, as well as greater opportunities for earning extra points by providing more comprehensive bonus categories, such as double points
on entertainment, dining and gas
purchases.
For cardholders who prefer to stay at mid-tier hotels such as Country Inn and Suites or the Radisson, the Club Carlson
Rewards Visa Signature card offers a fair amount of value, including a sizable sign - up and an above average rewards rate on regular pur
Rewards Visa Signature card offers a fair amount of value, including a sizable sign - up and an above
average rewards rate on regular pur
rewards rate
on regular
purchases.
At 2000 points in
rewards, a $ 20 cheque is sent out to you, making this a simple cash back card
averaging a little bit better than 1 %
on all
purchases, depending
on your spending profile.
The Hilton Honors card offers a generous number of bonus points
on hotel and everyday
purchases; but because Hilton's Honors aren't worth as much as the
average credit card
rewards point, cardholders need a larger number of points to
purchase rewards - funded travel.
It's also much more generous than the
average rewards credit card, which typically offers just one point per dollar spent
on everyday
purchases.
With double points
on directly
purchased United airfare and 1.5 points per $ 1 spent everywhere else, United MileagePlus Club Card
rewards are slightly better than
average for a travel credit card.
The Blue Cash EveryDay Card also features some generous
rewards for
average spenders, including 3 percent cash back
on purchases at U.S. supermarkets and 2 percent cash back at U.S. gas stations.
The VentureOne
Rewards card from Capital One offers a solid sign - up bonus and an above average rewards rate on regular purchases, but cardholders with excellent credit can get more value from othe
Rewards card from Capital One offers a solid sign - up bonus and an above
average rewards rate on regular purchases, but cardholders with excellent credit can get more value from othe
rewards rate
on regular
purchases, but cardholders with excellent credit can get more value from other cards
The Wyndham
Rewards Visa card offers an above average rewards rate on hotel and general purchases; but Wyndham points aren't worth as much as the average card rewards point, so the hotel card's rewards program isn't as valuable as it
Rewards Visa card offers an above
average rewards rate on hotel and general purchases; but Wyndham points aren't worth as much as the average card rewards point, so the hotel card's rewards program isn't as valuable as it
rewards rate
on hotel and general
purchases; but Wyndham points aren't worth as much as the
average card
rewards point, so the hotel card's rewards program isn't as valuable as it
rewards point, so the hotel card's
rewards program isn't as valuable as it
rewards program isn't as valuable as it seems.
A good value for casual travelers who prefer budget inns, such as Howard Johnson, Days Inn and Super 8, the Wyndham
Rewards Visa card offers a large enough bonus on hotel purchases to attract rewards - hungry road - trippers; but the card's below average rewards value makes it less attractive as an everyday reward
Rewards Visa card offers a large enough bonus
on hotel
purchases to attract
rewards - hungry road - trippers; but the card's below average rewards value makes it less attractive as an everyday reward
rewards - hungry road - trippers; but the card's below
average rewards value makes it less attractive as an everyday reward
rewards value makes it less attractive as an everyday
rewardsrewards card.
Cards for fair or
average cards will sometimes have
rewards, such as 1 percent back
on all
purchases.
We'll look at options for new businesses, self - proprietor businesses, businesses working with
average credit, businesses looking to finance upcoming
purchases, and businesses wanting to earn
rewards on their regular spending.
For this reason, many travel credit cards
reward an
average of 2 points per dollar spent
on gasoline
purchases.
Because of the point redemption values of 0.5 cents
on average, the IHG credit card is best for the
purchase that either earn 2 or 5 points per $ 1 to maximize the value of your
rewards points.
If your spending
averages around $ 15,900 a year and you spend $ 8,000
on travel and $ 7,900
on all other
purchases, you'll earn up to $ 301 worth of
rewards points with the Chase Sapphire Preferred card and $ 318 worth of miles with the Capital One Venture card — a small, but meaningful difference.
The
average small - business owner who doesn't fit the card's spending profile may find the
rewards rate less than impressive and will likely be better off with one of several cash back business cards that offer a higher
rewards rate
on common business
purchases.
Why We Like It: The 2 %
rewards rate
on gas, utility, and grocery store
purchases makes this card fantastic for expenses the
average consumer has to deal with.
Not only that, but if you do spend $ 6,000 at U.S. supermarkets throughout your first year — what amounts to a pretty
average $ 500 a month
on groceries — you would earn $ 360 in
rewards for those
purchases alone.
The card offers an above
average, 3 %,
rewards rate
on purchases at restaurants, 2 % at gas stations, grocery stores and drug stores,
on up t $ 1,500 per quarter.
2 $ 600 savings per year assumes a Driver
Rewards member earns and redeems cents per gallon rewards on BP fuel purchases every 2 - 4 weeks per year, at an average of 20 gallons or less at participating loc
Rewards member earns and redeems cents per gallon
rewards on BP fuel purchases every 2 - 4 weeks per year, at an average of 20 gallons or less at participating loc
rewards on BP fuel
purchases every 2 - 4 weeks per year, at an
average of 20 gallons or less at participating locations.
The
rewards rate is higher than
average: one point per dollar spent
on general
purchases, with a bonus of two points per dollar for restaurants and entertainment.
With a large sign - up bonus and a great
rewards rate on food purchases, the rewards program on the TD Cash Rewards Visa card offers better - than - average
rewards rate
on food
purchases, the
rewards program on the TD Cash Rewards Visa card offers better - than - average
rewards program
on the TD Cash
Rewards Visa card offers better - than - average
Rewards Visa card offers better - than -
average value.
Capital One ® QuicksilverOne ® Cash
Rewards Credit Card — The best rewards card around for those with average credit: Earn an unlimited 1.5 % cash back on all purchases for an annual fee o
Rewards Credit Card — The best
rewards card around for those with average credit: Earn an unlimited 1.5 % cash back on all purchases for an annual fee o
rewards card around for those with
average credit: Earn an unlimited 1.5 % cash back
on all
purchases for an annual fee of $ 39.
For everything else, the
rewards rate is
on the low side: two points per $ 1 spent
on purchases at gas stations, grocery stores and restaurants and one point for every $ 1 spent
on all other
purchases is comparable to other
rewards cards, but at an
average of.7 cents for each point, you'd do better using another
rewards cards that offer at least one cent a point for everyday
purchases.