A good value for casual travelers who prefer budget inns, such as Howard Johnson, Days Inn and Super 8, the Wyndham Rewards Visa card offers a large enough bonus on hotel purchases to attract rewards - hungry road - trippers; but the card's below
average rewards value makes it less attractive as an everyday rewards card.
With an above
average rewards value and multiple opportunities for free hotel stays, including two free nights at the Hyatt of your choice in the card's first year, the ultragenerous Hyatt Credit Card earns our vote for one of the best hotel credit cards.
Despite a high APR and lower than
average rewards value, this hotel card is still a good pick for frequent guests of Radisson and other Carlson Rezidor hotels thanks to its unusually large spending bonus and generous sign - up offer.
Our take: With an above
average rewards value and a top shelf sign - up bonus, the Southwest Airlines Rapid Rewards Premier card packs an impressive amount of earnings into its rewards program.
The maximum rate was calculated by multiplying each card's highest point / mile earning rate by
the average reward value.
The maximum rate was calculated by multiplying each card's highest point / mile earning rate by
the average reward value.
Not exact matches
Despite their high
value, some co-branded airline credit cards — such as the Southwest Rapid
Rewards ® Plus Credit Card — are within the reach of consumers with
average credit scores.
The card comes with outstanding
rewards, with Starpoints from the Starwood Preferred Guest loyalty program having one of the highest
average dollar
values per point in any loyalty program we've researched.
Given that Starpoints are worth on
average 2.4 cents per point, you should transfer points to an airline loyalty program only if you're able to use the resulting
rewards for better
value.
Judged purely on the
value of the
rewards you'll earn with the two credit cards you can expect a better than
average rewards rate..
Looking back through history, whenever
value stocks have gotten this cheap, subsequent long - term returns have generally been strong.3 From current depressed valuation levels,
value stocks have in the past, on
average, doubled over the next five years.4 Not that we necessarily expect returns of this magnitude this time around, but based on the data and our six decades of experience investing through various market cycles, we believe the current risk /
reward proposition is heavily skewed in favor of long - term
value investors.
They are «generally affirmative of the social
values the
average American holds;
reward for effort, the equal opportunity of all for success, the inherent
value of (and divine imprimatur on) the American free - enterprise system.»
The
average point
value for the Wyndham
Rewards when used for hotel stays is around 1 cent per point, though your actual rate can vary pretty wildly.
We also calculated the
rewards values of 21 popular travel and cash - back credit cards in relation to
average consumer spending.
Travel
Rewards credit cards provide higher
value, on
average, than airline cards.
Judged purely on the
value of the
rewards you'll earn with the two credit cards you can expect a better than
average rewards rate..
Americans who travel overseas an
average of at least once per year are often better off with a travel
rewards credit card because of higher point
values and no foreign transaction fees.
As the
rewards itself are
average at best getting
value out of the card is really a matter of how much you travel.
In instances where the bonus was presented in the form of
rewards points, we multiplied the number of points given, by their
average value (differences in
reward types here).
By knowing the
average cost of a SKYPASS mile, we can begin to understand what kind of
rewards values to expect by using the SKYPASS credit card.
Like most loyalty
rewards, Starpoints will vary in their
value but on
average are worth an astounding 2.4 cents per point when used towards hotel stays.
We
value a single Membership
Rewards point at around $ 0.01, though the points can be used in a number of different ways that will cause them to
value from the
average — both positively and negatively.
The card comes with outstanding
rewards, with Starpoints from the Starwood Preferred Guest loyalty program having one of the highest
average dollar
values per point in any loyalty program we've researched.
Given that Starpoints are worth on
average 2.4 cents per point, you should transfer points to an airline loyalty program only if you're able to use the resulting
rewards for better
value.
If you spend at least $ 10,000 annually on your credit card (
average $ 833 / month), you will earn a bonus 5,000 Expedia +
rewards bonus points, which can have a
value of up to $ 70, thus covering most of the annual fee.
Given the
average value of a Virgin America
reward point is $ 0.02, that puts the
rewards rate at anywhere between 2 % and 6 %.
The large cost of these fuel surcharges is not reflected in the
average point
value, and tends to put a significant dent in the overall savings you make on
rewards flights.
On
average, the
value of a single Amtrak Guest
Rewards point is $ 0.026 — more than the typical rewards
Rewards point is $ 0.026 — more than the typical
rewards rewards points.
Overall, the airline
rewards offer a higher
average point
value than the hotel programs.
Combined with the fact that the
average value of air miles in any
rewards program increases when booking longer flights, the mobility of points within air alliances means that in booking for an international destination, you should compare not only United and British Airways with each other, but also with their air alliance partners.
However, it does offer a slightly higher points
value than the
average rewards card, which somewhat makes up for its meager
rewards program.
The
average card
rewards point, by contrast, is
valued at just a penny each.
If you want to cover the annual fee for the Marriott
Rewards business card based on spending alone, you'll need to spend around $ 10,761, assuming an
average value of 0.92 cents per point and that your earning only one point per dollar.
Given the
value of a single point stands at about $ 0.0057, this produces a
rewards rate of just 0.57 %, which is well below
average.
The graph below shows the
average 2 - year
rewards value for a consumer with
average expenditures, as defined by the Bureau of Labor Statistics.
I'd argue you should demand a lower
average Loan - to -
Value (LTV) ratio for a developer, in light of the additional risk and
reward.
We estimated the
reward point
value for each card, and applied it to the
average consumer expenditure data from the Bureau of Labor Statistics.
Don't be fooled by the 3x and 1x point on its face
value - this card holds the potential for a higher than
average rewards rate up to 6 %.
We convert the different credit card
reward points based on
average cash
values or actual air miles you can redeem.
If a card has more than one redemption option, such as cash back or gift cards, we will take one — or the
average redemption
value — to arrive at a
rewards rate, and note how it was derived.
While the
average travel
reward redeemed through the American Express
rewards website gives you a
value of 1 cent per point, you can get
values much higher than 1 cent per point through some of these travel partners.
Also, PenFed points are worth less than the
average rewards point, with a
value of only 0.8 cents apiece.
For cardholders who prefer to stay at mid-tier hotels such as Country Inn and Suites or the Radisson, the Club Carlson
Rewards Visa Signature card offers a fair amount of value, including a sizable sign - up and an above average rewards rate on regular pur
Rewards Visa Signature card offers a fair amount of
value, including a sizable sign - up and an above
average rewards rate on regular pur
rewards rate on regular purchases.
If you want to cover the annual fee for the Marriott
Rewards business card based on spending alone, you'll need to spend around $ 10,761, assuming an
average value of 0.92 cents per point and that your earning only one point per dollar.
However, it does offer a slightly higher points
value than the
average rewards card, which somewhat makes up for its meager
rewards program.
As you can see from our chart below, Ultimate
Rewards points far exceed the value of the average credit card rewards point, which hovers around 1 cent per
Rewards points far exceed the
value of the
average credit card
rewards point, which hovers around 1 cent per
rewards point, which hovers around 1 cent per point.
You can transfer your points from the Chase Freedom card to other Ultimate
Rewards cards and get a 1.26 cent boost on your point
value, for an
average value of 6.3 cents per point.
We estimate an
average value of 1.26 cents per Ultimate
Rewards point, which means each dollar of spending on Amazon with the Chase Freedom nets you about 6.3 cents of
value — much better than 5 cents per dollar with the Amazon Prime card.
We
value Ultimate
Rewards points at 1.26 cents per point on
average.
The VentureOne
Rewards card from Capital One offers a solid sign - up bonus and an above average rewards rate on regular purchases, but cardholders with excellent credit can get more value from othe
Rewards card from Capital One offers a solid sign - up bonus and an above
average rewards rate on regular purchases, but cardholders with excellent credit can get more value from othe
rewards rate on regular purchases, but cardholders with excellent credit can get more
value from other cards