Not exact matches
As a rule, we always urge consumers to spend wisely and pay off their balance due to
avoid late fees, higher
penalty APRs, and negative impact on credit histories.
After getting a credit card, be sure to keep balances paid on time and in full whenever possible to
avoid any extra
penalty fees,
penalty APRs, and interest tacked onto the balance.
Avoid your account being
penalty fees and
penalty APRs by paying your bill on time each month.
The
penalty APR is also a variable rate that can be much higher as well, but you can
avoid it.
The Spark Miles Select card does charge a big
penalty APR of 30.90 percent, though, so you'll want to
avoid it if your company's finances are fragile.