Sentences with phrase «avoid borrowing for»

This will help to avoid borrowing for unexpected emergencies and expenses.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

You may not be able to avoid debt entirely, so borrowing should be focused on paying for things that help build your net worth, such as a home or education.

McBride warns small business to look at those small items that can quickly add up: usage fees, reload fees, etc. «For a new business that can't get credit, or for a small business that's trying to avoid borrowing or pay down your debt, then a prepaid card becomes a more favorable option,» says McBriFor a new business that can't get credit, or for a small business that's trying to avoid borrowing or pay down your debt, then a prepaid card becomes a more favorable option,» says McBrifor a small business that's trying to avoid borrowing or pay down your debt, then a prepaid card becomes a more favorable option,» says McBride.

Putting $ 400 into savings, for example, leaves 86 % of the typical refund available for other uses while providing enough of a cushion to handle small emergencies and avoid payday loans or other high - cost borrowing.

Still, the income - tax break on any earnings used to pay legitimate college expenses, coupled with the ability to avoid borrowing costs for tuition later, could make even lower returns in a 529 plan equivalent to higher returns outside of one — and better than not saving at all.

(I was very frustrated, for a while, that we've just given away our infant «bucket» carseat to a friend who had a baby 2 weeks ago, but have found one to borrow, to avoid taking the giant convertible seat.

He says these entities create an environment where it's easy for communities to use them to engage in back - door borrowing for projects that avoid competitive bidding requirements.

ALBANY — Gov. Andrew M. Cuomo's proposed budget now being negotiated in Albany includes massive borrowing for major construction to rebuild New York after decades of neglect, but some analysts warn the plan narrowly avoids busting a legal borrowing cap, while masking the state's true fiscal outlook.

«A better use for the surplus would be to avoid more borrowing in the future» for road repair and equipment replacement that has been underfunded, he said, in recent years.

-- Avoid stimulants such as alcohol, caffeine (in coffee, chocolate, green tea, cola drinks, etc.), theophylline (in tea) or and theobromine (in cacao and chocolate) because although they appear to give you a short time energy boost yet it is only a borrowed energy, which means sooner or later you will have to pay for it with the loss of energy.

In May, the district received letters of credit from two local banks that would allow it to borrow enough money to keep the financially strapped schools open for the entire 1998 - 99 school year - temporarily avoiding the threatened takeover by the state.

Tools called manipulatives such as number lines or counters can also help students grasp the concept of regrouping, which is the technical term for «borrowing a one,» wherein they can use the one to avoid a negative number in the process of subtracting 2 - digit numbers from one another.

«This is because of their concerns about remote downloading, where a library member downloads a book on to a digital device via the internet, avoiding the need for a visit to the library at all... publishers and booksellers fear that it would be too easy to borrow a book for free.

Avoiding Loan Scams Peer Lending Payday Loans Requirements for Borrowing with No Collateral Unsecured Loans for Consolidating Debt Loans for Paying Off Credit Cards Advantages of a Personal Loan Understanding Interest Rates

As tempting as it may be to borrow for a down payment, this extension just prolongs the loss of compound growth and should be avoided if possible, experts say.

This allows you to avoid the requirement for private mortgage insurance, which costs about 1 % annually on the amount you've borrowed until you have accumulated 20 % equity in the house, in most cases.

Going back to the article, students need to avoid borrowing to pay for extras as much as possible The only way to boost the ROI on education is to lower costs and / or boost experiences (both of which working do).

Similarly, borrowing the loan for essential needs should be avoided if you can postpone the need in question.

This is a huge advantage for borrowers trying to avoid fluctuating rates on top of the amount borrowed.

When it comes to loans, find ways to budget, save and earn money for a larger down payment (on a house or car, for example) to minimize the amount you borrow in the long run and avoid spreading your budget too thin for other expenses.

Make sure that you create a realistic budget and can work with it while avoiding borrowing to pay for expenses.

I suspect that people borrow via P2P not only because of a last ditch need for credit though — I figure some of them (with good credit) do it for convenience and less hassle, maybe to avoid bank bureaucracy.

Many people try to avoid long - term financial commitments because they are afraid of getting into the debt burden, so they borrow money for short term and pay it back quickly.

This can allow you to build better borrowing habits by allowing you to avoid the use of credit cards because you will not be using all of your income for loan payments.

Use these tips to avoid borrowing a fortune for college.

It can open up avenues to better financing for your business, help you separate personal and business credit, and can eventually help you avoid risky personal guarantees when you borrow.

LEARN: What to do now to meet the requirements when the Borrowing Spouse dies to remain in your property for life and avoid foreclosure.

Avoid pressure for buying, and don't be talked into buying or borrowing before you've fully reviewed terms and conditions associated with opening a credit account for financing your purchase.

If you can't avoid borrowing, can you qualify for a federally subsidized student loan, usually with terms much more advantageous than those offered by private lenders?

If you do borrow for a car, shop around for the best deal and avoid 3 + year terms if at all possible.

Even if he had to borrow for it, the ability to pay it off quickly and avoid expensive insurance payments is probably worth it.

In order to avoid discussing their triple - digit interest rates, lenders commonly advertise what they call a price - per - $ 100 fee, which is typically $ 15 to $ 20 for every $ 100 borrowed.

Finding creative, low - cost alternatives for gift giving allows you to avoid the stress and high cost of borrowing money for Christmas shopping — and your friends and family might enjoy your imaginative gifts more than they'd like whatever you bought.

This 10 % penalty charge, however, may be waived even if you are younger than 59 years and 6 months if you are borrowing to buy your first house, paying for medical expenses due to a sudden disability, expenses for higher - education for self or your offspring, paying to avoid foreclosure or eviction, getting your house repaired after a natural calamity has damaged it, for funeral expenses of a spouse, parent or child, or your employment is terminated when you are 55 years of age.

It can also help you avoid credit blunders and improve your credit score, which is essential for gaining access to lower interest rates when you borrow for a car or a home.

Since shorter loan lengths come with lower interest rates, there is an incentive for students to make potentially unwise borrowing decisions, though Ascent's financial literacy program should help borrowers avoid this.

Although celebrated for its recognition of Aboriginal title, Tsilhqot» in was also critiqued for removing IJI arguments from the set of tools that Indigenous peoples might use to avoid the application of provincial laws (see e.g. my post with Nigel Bankes here; see also John Borrows, «The Durability of Terra Nullius: Tsilhqot» in Nation v. British Columbia» (2015) 48 UBCL Rev 701 at 734 - 738).

Paying bills on time, limiting borrowing, and checking credit reports annually for errors, can help to avoid higher home insurance premiums too.

When it comes to loans, find ways to budget, save and earn money for a larger down payment (on a house or car, for example) to minimize the amount you borrow in the long run and avoid spreading your budget too thin for other expenses.

Most financial planners, however, note individuals should avoid borrowing from their retirement account to pay for their child's college education, since scholarships and low interest loans exist for tuition assistance.

For instance, a significant proportion of partners report borrowing from friends and family, covering for their partners, finding excuses for work absences, paying gambling debts, avoiding discussions about gambling, and taking on the responsibilities of the gambler (Lesieur & Rothschild, 1989; Lorenz and Yaffee 1986; Lorenz & Yaffee, 1988; McGurrin, 199For instance, a significant proportion of partners report borrowing from friends and family, covering for their partners, finding excuses for work absences, paying gambling debts, avoiding discussions about gambling, and taking on the responsibilities of the gambler (Lesieur & Rothschild, 1989; Lorenz and Yaffee 1986; Lorenz & Yaffee, 1988; McGurrin, 199for their partners, finding excuses for work absences, paying gambling debts, avoiding discussions about gambling, and taking on the responsibilities of the gambler (Lesieur & Rothschild, 1989; Lorenz and Yaffee 1986; Lorenz & Yaffee, 1988; McGurrin, 199for work absences, paying gambling debts, avoiding discussions about gambling, and taking on the responsibilities of the gambler (Lesieur & Rothschild, 1989; Lorenz and Yaffee 1986; Lorenz & Yaffee, 1988; McGurrin, 1992).

LEARN: What to do now to meet the requirements when the Borrowing Spouse dies to remain in your property for life and avoid foreclosure.

Independently of the minimum Debt Coverage Ratio requirements of the lenders, it is prudent for investors acquiring income producing property to avoid borrowing amounts that will result in a DCR very close to 1, because it will make their investment more risky.

By far, though, the best way to avoid having to borrow heavily to pay for college is to plan ahead.

The new rules will require both spouses to be on the loan to avoid this issue, but the change will cause decreased borrowing power for the couple.

Avoid borrowing to buy a car or other big - ticket item in the months before you apply for a mortgage — and, for that matter, up to the date you finally close on your new home.