To
avoid claim rejection the purchaser should make sure all relevant facts are disclosed in the proposal form.
Therefore, as a responsible buyer it makes sense to provide right information such as any pre-existing medical condition in the insurance form to
avoid any claim rejection in case of death due to that disease only.
Here are the fields you have to fill up with 100 % accurate information to
avoid claim rejection.
Be very clear in declaring these details to
avoid the claim rejection.
But again, ensure that you disclose all the possible details regarding your health, your habits and your financial liabilities to
avoid any claim rejections!
Not exact matches
However, is imperative to check the
claim settlement ratio of the insurer before buying a term insurance plan in order to
avoid rejection of
claims in the time of need.
This must be
avoided and exact information about your existing insurance policy details must be provided so as to evade
claim rejection in future.
Stay away from any misconceptions and
avoid rejection during
claim processing.
This is an important aspect as it is very important for your insurance company to know your exact medical condition while providing you a term cover to
avoid any chance of
claim rejection later.
Whether you buy a policy online or offline, make sure you are doing few things properly to
avoid rejection of
claims.
So make sure you read the fine print carefully to
avoid «surprises» that could become the reason of
claim rejection.
If you
avoid these tests, then
rejection of
claim by the insurer stating some pre-existing disease as a reason is high.
The best possible way to
avoid any
rejections and ensure a smooth
claim process is to exercise transparency and make proper disclosures beforehand.
Whatever is your way to buy an insurance plan, one thing I would like to tell you that please fill up the policy documents & forms yourself only with 100 % correct information, so that you can
avoid the risk of policy
claim rejection due to wrong data (Although you can file a complain against your insurance company if you have any issue with insurer).
After that provide all your personal details carefully and
avoid the risk of insurance
claim rejection in future.
This would help you and your family to
avoid any
rejection of your
claims.