Sentences with phrase «avoid new credit»

While many consumers, after filing bankruptcy, avoid new credit at all costs due to the fear of repeating past mistakes, it's crucial to your credit restoration success that you begin rebuilding your credit by opening a secured credit card, retail or gas card, or purchasing a new vehicle — if your previous vehicle was relinquished during the bankruptcy.

Brown confirmed that prospective homebuyers should avoid new credit card applications.

If you are in the market for a new home or car loan in the near future, avoid all new credit to ensure your score does not suffer.

Brown confirmed that prospective homebuyers should avoid new credit card applications.

Granted, this strategy isn't for everyone — especially those who have mediocre credit or are trying to avoid new credit altogether.

The VantageScore model looks at familiar data — things like paying on time, keeping credit card balances low, avoiding new credit obligations, bank accounts and other assets — to calculate its score.

Simple steps, such as paying on time, paying off old balances, and avoiding new credit, will help you bounce back from unfortunate items in your past.

Avoiding new credit when buying a home can be difficult.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

Pay off the newest ones first; that way you'll increase the average length of credit, which should help your score, but you'll also be able to more quickly avoid paying relatively high interest.

There are many reasons that people fail to start something new or act now, but one of the biggest is a desire for credit (or, conversely, to avoid blame).

Remember that the new legislation stopped short of imposing caps on rates or fees, so avoid becoming overly reliant on your credit card to finance your business.

Focus on using and making progress with any credit accounts you currently have open, and avoid any new openings.

McBride warns small business to look at those small items that can quickly add up: usage fees, reload fees, etc. «For a new business that can't get credit, or for a small business that's trying to avoid borrowing or pay down your debt, then a prepaid card becomes a more favorable option,» says McBride.

Tip: To ensure maximum effectiveness of a balance transfer, you should avoid making new purchases or cash advances on the credit card.

At the end of the day, paying down existing debts and avoiding taking out lots of new debt will help your credit score go up.

When it comes to your debt - to - income ratio, the best thing you can do is avoid opening new credit lines before and during the mortgage process.

Try to avoid taking out any new lines of credit that are unnecessary.

Spain is considering a request for a line of credit from the EU's new bailout mechanism, giving the first details of the country's plans for seeking help to avoid its debt problems spinning out of control.

Accept secure payments by PayPal and / or major credit cards from customers worldwide, right within our new cart that appears as an overlay «inside» your own sales page on any browser or device, avoiding any disorienting redirection to a separate card checkout page.

It is important to protect your credit score during the entire application process, which includes making your payments on time, keeping your current job, staying with your current bank, maintaining low credit card balances and avoiding major purchases (e.g. a new car, new furniture) until you have closed on your mortgage.

Pay your bills on time, pay down credit card balances, delay major new purchases, and avoid applying for more credit.

Instead, devote yourself to paying off the balance before the end of the introductory period, and avoid making new purchases with a credit card.

Westchester County, the New York suburb where household income is 53 percent above the U.S. average, wants to use its top credit rating to sell taxable bonds to finance pension contributions and avoid increasing the highest taxes in the country... It faces a $ 54 million payment to the state retirement plan in 2011, $ 78 million in 2012 and $ 163 million in 2015, said County Executive Robert Astorino, who's working to close a $ 166 million budget gap next year.

Members here can also upload and share photos freely after being verified by the website's authority.When you register as a new member, the website grants you free credits to enable you to visit the VIP section.It is possible to filter out who you want to interact with on the platform, enabling you to avoid distraction from notification emails.

The irony in the Ninth Circuit outcome is that the tax - credit mechanism, which Arizona adopted in order to avoid legal challenges, created a new pitfall; there is little doubt that a program that offered vouchers directly to parents instead would now be acceptable as a matter of federal law.

Be careful that you have the discipline to avoid going deeper into credit - card debt and that you can comfortably afford your new mortgage payment.

Avoid credit checks whenever possible and resist the urge to take out any new debt until your loan has closed.

Keep your current credit card accounts open, but avoid opening new ones that you don't need.

«It's about learning new habits and learning to avoid using credit as a way to handle periodic expenses,» says Gillis.

You want to try to avoid appearing as though you're in bad financial shape when applying for new credit.

By charging a token amount, like a dollar, Experian avoids the new disclosure requirements in the Credit CARD Act of 2009 that would likely kill sales of their own brand of «free» credit rCredit CARD Act of 2009 that would likely kill sales of their own brand of «free» credit rcredit report.

Some individuals prefer to know what the credit limit will be on the new card so that they avoid maxing out or heavily using the limit on the new card.

Once you're caught up, you could avoid the higher rate by avoiding any new charges on your credit card.

So what they do is avoid getting any new credit.

Once credit card accounts are paid off, think hard about whether to close them to avoid the temptation of running up new charges.

Tip: Each inquiry for new credit shows up on your credit so it's best to keep new applications to a minimum to avoid hurting your score.

Debt tip: If you are approved for a loan to pay off your debt, avoid creating new charges on your credit cards.

Instead, building up a recent positive payment history by avoiding late or missed payments can show that you've rectified your previously irresponsible financial behaviors and are ready — and able — to take on new credit lines.

Instead, devote yourself to paying off the balance before the end of the introductory period, and avoid making new purchases with a credit card.

My fundamental argument, though, is that people have all the control in the world to avoid the credit card game and terms by closing their accounts and / or not signing up for new credit cards or changing to another card provider (although, i don't know you are getting any different terms).

NOTE: When buying a home or getting a new mortgage loan, avoid accessing your credit report in a way that will place an «Inquiry» on your credit report as you could severely damage your ability to repair your credit.

Space out your credit applications by at least six months and avoid opening new accounts — especially store credit cards — on a whim.

As long as you make payments on time, keep your credit utilization low and avoid opening too many new accounts, your score will improve.

Make sure that you work out a new budget that will allow you to replenish your savings in order to avoid financial problems down the road that could damage your credit.

# 6 Avoid applying for new credit.

On the flip side, avoid applying for new credit accounts often.

If you're applying for a car loan, checking your credit score online, or applying for a new credit card, these type of actions will almost always result in a credit inquiry and should be avoided if you've already had a credit inquiry earlier in the year.

In addition, you must either (A) restore your good credit or (B) avoid taking on any new credit obligations.

Avoid applying for any new credit cards, do not take out a new auto loan, avoid taking out open - ended lines of credit from furniture stores, and say no to the temptation to take that 0 % financing same as cash offer at the electronics sAvoid applying for any new credit cards, do not take out a new auto loan, avoid taking out open - ended lines of credit from furniture stores, and say no to the temptation to take that 0 % financing same as cash offer at the electronics savoid taking out open - ended lines of credit from furniture stores, and say no to the temptation to take that 0 % financing same as cash offer at the electronics store.