Ally Interest Checking is a strong choice among online accounts overall, but it's especially interesting to people trying to
avoid opening deposit requirements.
Ally Interest Checking is a strong choice among online accounts overall, but it's especially interesting to people trying to
avoid opening deposit requirements.
Not exact matches
Zaino advises
opening up a separate account and
depositing at least 25 percent of those untaxed earnings into the account in order to
avoid being caught in the unfavorable position of owing the government more than you can pay.
I would
avoid safe
deposit boxes many banks keep poor records and I have seen way to many safe
deposit boxes that were drilled and
opened accidentally (wrong box number written on entry card happened fairly often).
Some banks require you to put a minimum
deposit in an account in order to
open it or to
avoid being charged a fee.
Criteria for ranking: To determine its Best Savings Account category ranking, GOBankingRates scored each bank's basic, personal savings account from most to least favorable for the following factors: (1) minimum
deposit to
open the savings account, (2) monthly maintenance fee, (3) minimum balance to
avoid a fee and (4) annual percentage yield.
It takes a $ 50 minimum
deposit to
open the account and $ 3,000 is the minimum daily balance to
avoid the $ 3 monthly service charge.
It can be
opened with a low $ 50 minimum
opening deposit and the required $ 500 minimum daily balance
avoids the $ 3.50 monthly service charge.
Requirements: $ 50 minimum
opening deposit $ 10 Monthly Maintenance fee A minimum of $ 500 in direct
deposit or 10 debit card transactions per statement cycle to
avoid the monthly maintenance fee
$ 50 minimum
opening deposit $ 50 monthly maintenance fee $ 15,000 minimum balance requirement to
avoid monthly maintenance fee Transaction allowance of 500 items per statement cycle, including checks, debit transactions,
deposits (including items in
deposit) and Automated Clearing House (ACH) transactions at no charge
Requirements: $ 50 minimum
opening deposit $ 25 Monthly Maintenance fee Minimum Average Collected balance of $ 25,000, balances can be combined between checking and savings accounts in like ownership to
avoid the monthly maintenance fee
Requirements: $ 50 minimum
opening deposit $ 50 monthly maintenance fee $ 15,000 minimum balance requirement to
avoid monthly maintenance fee Transaction allowance of 500 items per statement cycle, including checks, debit transactions,
deposits (including items in
deposit) and Automated Clearing House (ACH) transactions at no charge $ 0.25 per each additional transaction over 500
Methodology: GOBankingRates.com identified the best student savings accounts based on interest rates, monthly fees, minimum
opening deposits, minimum balances needed to
avoid fees, mobile and online banking offerings, and student tools and perks.
Interest rate: 1.65 % APY Minimum
opening deposit: $ 0 Monthly fee: $ 0 Minimum balance to
avoid fee: $ 0 Online and mobile banking: Yes
$ 10
opening deposit $ 10 minimum average balance per statement cycle required to
avoid the $ 10 monthly maintenance fee Limited to 6 withdrawals per statement cycle
from most to least favorable on the following factors: (1) minimum
deposit to
open the savings account, (2) monthly maintenance fee, (3) minimum balance to
avoid a fee and (4) annual percentage yield.
Criteria for ranking: To determine its Best Savings Accounts category ranking, GOBankingRates scored each bank's basic, personal savings account from most to least favorable on the following factors: (1) minimum
deposit to
open the savings account, (2) monthly maintenance fee, (3) minimum balance to
avoid a fee and (4) annual percentage yield.