Sentences with phrase «avoid using credit»

Having enough cash to avoid using credit cards is good reason to celebrate.

A debit card is a smart way to shop if you want to avoid using a credit card that will charge you interest if you don't pay the balance in full each month.

Say NO to balance protection: Avoid using credit card balance protection, an insurance that pays out your outstanding credit card debt if you can not do it e.g. due to your disability or job loss.

«For the most part, we can't avoid using credit cards, but we can absolutely use credit cards to our advantage.»

Establish an emergency fund The most important thing you can do to keep your finances under control — and to avoid using credit cards and going into debt — is to establish an emergency fund.

I have decided to avoid using my credit card and to make sure I won't, I put it in a Ziploc bag and I have put this Ziploc bag in another one that I filled with water and put in the freezer!!

Avoid using this credit if possible, and use it sparingly if you must.

If you can, avoid using your credit cards or opening new accounts.

I try to avoid using credit cards so that they don't have to pay the fee to the company.

«For the most part, we can't avoid using credit cards, but we can absolutely use credit cards to our advantage.»

This way you can avoid using credit cards (cc) for purchase.

Sure, if you used your salary increase to help you pay down some debt and avoid using your credit cards and that would help your score.

However, we know it can be difficult to avoid using credit when it comes to activities like booking a hotel room, making purchases online, buying a house or financing a car.

Some consumers avoid using credit cards because of the fear of getting buried in high interest credit card debt.

Also, always bring cash, so you can avoid using your credit card.

Personally, I just avoid using credit cards all together.

Further, extra items she buys with the card may not be interest - free so Kathryn should try to avoid using the credit card for any other purchases.

While paying exclusively with cash may be a smart choice for those who have trouble with credit, if you want to rebuild your credit score you can't avoid using credit.

Save yourself some pain, and avoid using credit cards.

If you plan to carry a balance and the promotional balance transfer offer you are considering does not have a similar promotional APR (including promotional period) on purchases, you may want to avoid using that credit card for new purchases.

Once you have a budget, you need to stick to it to avoid using credit for purchases.

IMO, it's in your best interest to avoid using credit cards on those purchases that you can actually do without.

Dodge debt and avoid using credit cards except in emergencies.

Avoid using the credit card as much as you can and cut down on impulse shopping to a bare minimum.

«It's about learning new habits and learning to avoid using credit as a way to handle periodic expenses,» says Gillis.

Keep some cash in an emergency fund to help avoid using credit.

Avoid using your credit card in case of an emergency.

Whenever possible pay in cash and avoid using your credit card.

It allows your customers to avoid using credit cards if they wish.

Remember that if you have a budget and you are following a debt payment plan you should avoid using your credit cards, so you better hide it so as not to be tempted to spend overmuch.

My priority on weeks like this is to avoid using credit for living expenses.

Avoid using credit cards.

You can do this by avoiding using your credit cards or paying down any balance you're carrying.

To make sure Ian doesn't notice such expenditures, Alice avoids using her credit card.

«I was paying everything in cash,» Albert says, explaining that he had avoided using credit or taking on loans early on.

He began paying back his student loans in January, and since graduating in spring 2015, he has avoided using his credit card.

Even if you've been careful or have avoided using credit cards, you could still unwittingly have a poor credit rating and be badly in need of credit repair.

For those who always pay their bills, but have avoided using credit, paying cash might be the best option.

Not exact matches

Since you can't avoid having to offer credit, your best bet is to use credit strategically.

While credit card debt is generally something you should avoid, loans are actually beneficial as long as you use them responsibly — especially when there's no interest for a set period, like in this case.

Spend conservatively when using credit, and avoid maxing out all your available options.

But you can limit the risk by avoiding credit - card transactions when using your portable system on another machine.

Try to avoid using your personal credit history or personal guarantees and work on building a good business credit profile now, before you really need it.

Focus on using and making progress with any credit accounts you currently have open, and avoid any new openings.

A line of credit, however, is a form of short - term financing, so avoid using your line of credit for long - term expenses.

In previous years, homeowners would use home equity lines of credit as a resource to avoid foreclosures.

There may be times when this is expedient, but it's considered best practice to avoid using personal credit to pay for business expenses as much as possible.

Additionally, for any business owner, it's important to separate personal credit use from business credit use and avoid using personal credit for business purposes as soon as possible.

Avoid using over 30 % of your credit limit, which is typically equal to your deposit, but if you have very bad credit, the issuer may require a higher deposit and set your limit lower.

When it comes to the transportation industry, we offer equipment leasing options that let business owners avoid bank loan paperwork and using their expensive credit cards.