Sentences with phrase «avoid using credit cards»

Having enough cash to avoid using credit cards is good reason to celebrate.
«For the most part, we can't avoid using credit cards, but we can absolutely use credit cards to our advantage.»
Establish an emergency fund The most important thing you can do to keep your finances under control — and to avoid using credit cards and going into debt — is to establish an emergency fund.
If you can, avoid using your credit cards or opening new accounts.
I try to avoid using credit cards so that they don't have to pay the fee to the company.
«For the most part, we can't avoid using credit cards, but we can absolutely use credit cards to our advantage.»
This way you can avoid using credit cards (cc) for purchase.
Sure, if you used your salary increase to help you pay down some debt and avoid using your credit cards and that would help your score.
Some consumers avoid using credit cards because of the fear of getting buried in high interest credit card debt.
Personally, I just avoid using credit cards all together.
Save yourself some pain, and avoid using credit cards.
IMO, it's in your best interest to avoid using credit cards on those purchases that you can actually do without.
Dodge debt and avoid using credit cards except in emergencies.
It allows your customers to avoid using credit cards if they wish.
Remember that if you have a budget and you are following a debt payment plan you should avoid using your credit cards, so you better hide it so as not to be tempted to spend overmuch.
Whenever possible pay in cash and avoid using your credit card.
Avoid using your credit card in case of an emergency.
Avoid using the credit card as much as you can and cut down on impulse shopping to a bare minimum.
You can do this by avoiding using your credit cards or paying down any balance you're carrying.
If you plan to carry a balance and the promotional balance transfer offer you are considering does not have a similar promotional APR (including promotional period) on purchases, you may want to avoid using that credit card for new purchases.
To make sure Ian doesn't notice such expenditures, Alice avoids using her credit card.
Further, extra items she buys with the card may not be interest - free so Kathryn should try to avoid using the credit card for any other purchases.
Also, always bring cash, so you can avoid using your credit card.
I have decided to avoid using my credit card and to make sure I won't, I put it in a Ziploc bag and I have put this Ziploc bag in another one that I filled with water and put in the freezer!!
He began paying back his student loans in January, and since graduating in spring 2015, he has avoided using his credit card.
Say NO to balance protection: Avoid using credit card balance protection, an insurance that pays out your outstanding credit card debt if you can not do it e.g. due to your disability or job loss.
Even if you've been careful or have avoided using credit cards, you could still unwittingly have a poor credit rating and be badly in need of credit repair.
A debit card is a smart way to shop if you want to avoid using a credit card that will charge you interest if you don't pay the balance in full each month.

Not exact matches

While credit card debt is generally something you should avoid, loans are actually beneficial as long as you use them responsibly — especially when there's no interest for a set period, like in this case.
But you can limit the risk by avoiding credit - card transactions when using your portable system on another machine.
When it comes to the transportation industry, we offer equipment leasing options that let business owners avoid bank loan paperwork and using their expensive credit cards.
With that in mind, avoiding credit card debt should be more about minimising the need to use your credit card.
If you can avoid paying interest altogether, you can save money and use your credit card rewards to cover the cost of other bills and debts.
I prefer to use ACH to avoid credit card processing fees, which can add up on large projects.
But you may be able to use an airline credit card to avoid paying baggage fees and score discounts on the flights you purchase with your miles.
For example, if you avoid credit cards and use a debit card, then you may have a «thin» credit profile that could benefit from the boost another card can help provide.
In these situations, you should use your credit card to make the payment to avoid any type of negative repercussions, but make sure you pay your monthly credit card statement at the same time.
Get valuable tips for using your card wisely, building your credit score, and avoiding credit card fraud.
Try to avoid extra fees or charges while using the card to build your credit.
But it covers some extremely useful stuff: how to make sure you are not getting ripped off by your Internet service provider, common mistakes to avoid, a list for further reading, security, types of encryption, handling credit card details, marketing techniques, and using the Internet for market research.
Get a throw - away email address, avoid using your name, and avoid paid sites that would elicit your credit card number and billing information.
Parents are also keen to avoid credit this year: nearly 8 out of 10 (77 %) will not use their credit cards.
It also has a lot of short and informative articles you could assign as at home reading with classroom discussion such as: The 10 Worst Credit Card Mistakes You Should Never Make, How to Use the Grace Period to Avoid Paying Interest, and 8 Key Things to Know about Credit Card Debt.
His argument that a book can be purchased anonymously, where a Kindle or Kindle eBook can not, really only applies if you are the sort of person who makes no purchases online in the first place, who doesn't use a credit card, and who avoids all non-cash transactions.
To maintain your checking account and avoid earning black marks on your credit history by defaulting on a bank account, you must keep track of your checks, debit card uses, and deposits to make sure that you keep a positive balance.
Paying your bill in full is extremely important for using a credit card wisely because it allows you to both avoid interest and build a high credit score.
Avoid incurring more debts, like using a credit card.
They won't incur interest rate charges, or late fees, and they can avoid annual fees by using credit cards that don't charge them.
Try to avoid withdrawing cash from an ATM using your credit card.
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