Sentences with phrase «avoided reward cards with annual fees»

Dear Cashing In, I've always avoided reward cards with annual fees in excess of $ 100, but I run a small home - based business on the side and as I prepare my 2012 tax returns, I'm noticing how much more I'm spending on the business lately.

Not exact matches

Start with a card that has no annual fee and only buy what you can afford — meaning you'll pay off the bill in full when it arrives so you avoid interest charges — then use the rewards for cash back, free travel and other perks.

You'll also have to maintain an active card account or other financial product with the the credit union to avoid an annual fee and to keep the superior rewards rate — otherwise, you'll slip down to the Standard Visa card with 3 % gas rewards only for $ 25 a year (waived the first year).

Smart consumers choose the cards with a 0 % interest rate for the first year and with cash - back rewards or miles, redeemable for the travel, avoiding annual fees.

She said students should avoid cards with travel rewards that have high annual fees.

Or, if you have a decent score, you may want to avoid cards with annual fees, such as those typically associated with travel rewards cards, to keep costs down.

Also, if you're a light credit card user you'll probably want to avoid cards with annual fees as they could completely wipe out all of your rewards.

See related: Keeping up with ever - shorter rewards promos, Professional award bookers promise «free» flights for fewer miles, Avoiding your reward card's annual fee

You'll also have to maintain an active card account or other financial product with the the credit union to avoid an annual fee and to keep the superior rewards rate — otherwise, you'll slip down to the Standard Visa card with 3 % gas rewards only for $ 25 a year (waived the first year).

So I usually politely mention that I'm very familiar with all the card benefits (to try to avoid the long spiel extolling the card benefits) and note that while I like the card and earning AMEX Membership Rewards points, the card's annual fee is very steep so I'd appreciate hearing any retention offers or incentives that could mitigate the annual fee cost.

See related: New card options let travelers avoid foreign transaction fees, Want a rewards card with an annual fee?