Sentences with phrase «avoiding lending money»

Banks are very strict when considering loan requests, as they want to avoid lending money to people with negative credit scores.

Because a low credit score proves that your tendency to pay back the borrowed amount is uncertain, most banks tend to avoid lending you any money.

Not exact matches

To prevent money from slipping out of little or not - so little hands, and to avoid the problems that missing lunch money spawns — hungry / cranky children, staff becoming lending agents, and searches for stale snack food — some schools are adopting pre-payment systems for their lunch programs.

Additionally, Markowitz's theory assumes investors are rational and avoid risk when possible, there are not large enough investors to influence market prices, and investors have unlimited access to borrowing and lending money at the risk - free interest rate.

62.40 percent of payday loan borrowers stated that the lending product did in fact save them money by avoiding bank fees, while 37.60 percent indicated that they saved no money by using payday loans.

Still, to avoid any problems, if someone is willing to lend you money, make sure to document the loan to keep a record of what's owed and what's been paid.

Find out how to avoid the pitfalls of lending or borrowing money from friends or relatives.

So they lend money to the consumer and move to the «receiving» side of interest, but they also borrow from Wall Street (by selling the mortgage - backed securities) in order to avoid being on the «paying» side of inflation.

Ryan and Louis discuss the direction of interest rates and inflation, the reluctance of the Fed to recognize the inflation threat, the impact of foreign countries raising their interest rates to combat inflation; the Fed's Vice Chairman Janis Yellen's view that inflation and the rise of commodities won't impact the «recovery», blaming rising global demand and disruptions of supply, not the easy money policy of the Fed; encouraging consumer confidence so they borrow more money to buy things they don't need to stimulate the economy, loan officer compensation, banks» use of Fed loans and banks» preference of trading operations over mortgage lending; credit squeeze; increased lending standards; the advantage of getting a low interest loan now before interest rates and inflation rates rise; the problems with Fannie Mae and Freddie Mac; the Democrats, Republicans and President avoid a government shutdown and what might have happened if it did; the $ 10 ′ s of billions of dollars saved in light of a $ 1.3 trillion defecit; the disconnect between buyers and sellers article in the Chicago Tribune; the HomeGain first quarter 2011 home values survey; the value of a quality Realtor in buying and selling a home; the HomeGain FSBO vs. REALTOR survey

These include essentially eliminating risk - layering on purchase money loans, requiring income documentation to avoid «low - doc» or «no - doc» lending, and requiring income verification.