Bottom Line: If any of your businesses» expenses fall into the SimplyCash ® Business Credit Card from American Express cash
back reward categories, we recommend getting it.
For example, the Chase Freedom card rotates its 5 percent cash
back reward categories every quarter.
Not exact matches
2 % Cash
Back: You'll earn 2 % Cash
Back rewards total for each $ 1 of the first $ 25,000 spent each account anniversary year on combined purchases in the following
rewards categories: gas stations and restaurants (1 % additional Cash
Back rewards on top of the 1 % Cash
Back rewards earned on each purchase).
5 % Cash
Back: You'll earn 5 % Cash
Back rewards total for each $ 1 of the first $ 25,000 spent each account anniversary year on combined purchases in the following
rewards categories: office supply stores; internet, cable, and phone services (4 % additional Cash
Back rewards on top of the 1 % Cash
Back rewards earned on each purchase).
‡ Cash
back rewards for similar cards of compared issuers: Chase Freedom: 5 % in rotating
categories each quarter, up to a quarterly max each time you activate; 1 % on other purchases.
We can divide
rewards credit cards into two general
categories: travel and cash -
back cards.
The Citi ® Double Cash Card — 18 month BT offer is one of the best
rewards cards on the market, partly because it's so simple: straight cash
back — no points, no bonus
categories to keep track of.
The
rewards system for this card allows cardholders to earn Earn 5 % cash
back in select business
categories., like phone, internet, and cable.
Savvy
rewards card users can use the Discover it Cashback Match card to earn cash
back on rotating quarterly
categories.
No rotating
categories or sign - ups needed to earn cash
rewards; plus, cash
back won't expire for the life of the account and there's no limit to how much you can earn
And on the other, new cardholders also enjoy best - in - class
rewards, including Discover's Cashback Match ™ for every dollar spent in their first year, up to 5 % cash
back ($ 1,500 quarterly spending cap) in bonus
categories you activate, and 1 % on all other purchases.
The Discover it ® for Students offers a competitive 5 % cash
back on rotating
categories when you sign up (capped at $ 1,500 in spending each quarter) which, if used even somewhat frequently, will provide fantastic
rewards to any student trying to stretch their dollar further.
The Discover it ® — Cashback Match ™
rewards cardholders 5 % cash
back in select
categories for up to $ 1,500 in purchases each quarter.
For a straight cash
rewards credit card, it's one of the best available when it comes to getting cash
back for all your purchases (not just the ones in bonus
categories).
The whole point of a flat - rate cash -
back card, of course, is to increase your
rewards earnings across the board, not just in one
category.
Plus, this card
rewards you with 5 percent cash
back on purchases made in
categories that rotate each quarter (up to $ 1,500 spent quarterly and you must activate each quarter to take advantage).
The Discover it ® - 18 Month Balance Transfer Offer combines a lengthy 0 % period on balance transfers with 5 % cash -
back rewards on rotating bonus
categories (on up to $ 1,500 in spending per quarter) and 1 %
back on all other spending.
Rewards: 5 % cash
back (up to $ 1,500 in combined purchases) for bonus
categories each month.
Use the card exclusively in the 3 % and 2 %
back categories, and your
rewards portfolio can add up nicely and quickly.
Looking at the above
rewards categories, it seems that one
category in only eligible for one quarter of the whole year to earn 5 % cash
back.
Averages were taken across both minimum and maximums in most of the
reward categories, with the exception of cash
back cards.
This month, the U.S. Bank Cash ™ Visa Signature ® Card is rated the best overall offer for
rewards as it gives you 5 % cash
back on up to $ 8000 in purchases for
categories that you choose.
It's a good
rewards card which allows you to earn up to 3 % cash
back on many spending
categories such as supermarkets, gas, groceries and department stores.
«A great 2 % cash
back credit card, good for those who want to earn
rewards across a variety of
categories.»
Some
rewards cards, such as Chase Freedom, Discover and Citi Dividend, don't just offer cash
back on purchases, but they also have special quarterly offers for different retail
categories that help cardholders save even more money on commonly made purchases.
In any of these
categories, the Uber Visa Card
rewards users with above - average cash
back returns.
Another type of cash
back rewards cards are cards with additional
rewards in rotating shopping
categories.
Rewards: 5 % cash
back on select niche
categories, 2 % cash
back at gas stations & grocery stores, 1 % cash
back on regular purchases
The Citi ® Double Cash Card — 18 month BT offer is one of the best
rewards cards on the market, partly because it's so simple: straight cash
back — no points, no bonus
categories to keep track of.
As several cash
back credit cards have similar sign - up bonuses, it can also be worth your while to compare the base purchase
reward rate and any bonus spending
categories.
In the critical
categories of gas and groceries, it
rewards cardholders with 3 percent and 2 percent cash
back, respectively while paying 1 percent cash
back on everything else.
On the
reward front, this card allows users to earn 5 %
back on up to $ 1,500 in combined purchases in bonus
categories each quarter.
In all other spending
categories, the 1 % cash
back you get with the Walmart ® MasterCard ® is subpar, when compared to the rates you can get with most decent cash
back rewards credit cards.
-- A one - time $ 100 cash bonus after you spend $ 500 on purchases within the first 3 months — Earn unlimited 1.5 % cash
back on every purchase, every day — Every 10th Uber ride is free up to $ 15 when you pay with your Quicksilver ® card through March 31, 2017 — No rotating
categories or sign - ups needed to earn cash
rewards (plus, cash
back doesn't expire and there's no limit to how much you can earn)-- Pay no annual fee or foreign transaction fees
When some
categories are not eligible for the highest
rewards, other credit cards may be offering larger cash
back percentages at the same time.
Still, you're not limited to carrying just one card, so perhaps during the rotating
categories period you can take advantage of the higher cash
back rewards of the Chase Freedom card, and you can use your Fidelity Rewards Visa for everythin
rewards of the Chase Freedom card, and you can use your Fidelity
Rewards Visa for everythin
Rewards Visa for everything else.
The 5 % cash
back users get on the first $ 1,500 in purchases (each time you activate), within rotating
categories, is among the highest
rewards rates available of any card.
No rotating
categories or sign ups, you simply earn a fixed cash
back reward per dollar spent.
This is by far one of the easiest
rewards credit cards to use — there are no bonus
categories to keep track of and no complicated redemptions or cash -
back limits.
It's a cash
back credit card with above - average
rewards in all spending
categories.
Since the Freedom Card employs a bonus cash
back program to
reward card members with 5 % cash
back when shopping in the bonus cash
back categories, the potential of getting more rebates for the first three months is even greater.
Simply swipe your card, and collect the cash
back rewards without having to worry about optimizing for certain
categories.
Some credit cards in this
category offer
rewards that include cash
back on travel and other purchases.
While some cards can give you 2 % + cash
back, these
rewards are frequently limited to certain
categories — such as gas, groceries, or supermarkets.
The USAA ® Cashback
Rewards Plus American Express ® Card has a unique rewards category that earns users very high cash back rates at military base purchases &mdas
Rewards Plus American Express ® Card has a unique
rewards category that earns users very high cash back rates at military base purchases &mdas
rewards category that earns users very high cash
back rates at military base purchases — 5 %.
This card has no annual fee and good cash -
back rewards, though if you don't spend a lot on certain
categories, it may not make as much sense for your business.
I give this criteria to the Discover it ® for Students card because you'll most likely earn much more throughout the year by using the card on one (or several) of that 5 % cash
back categories, as opposed to the 1.25 % effective cash
back that you'd receive from the Journey ℠ Student
Rewards from Capital One ®.
For those looking for a straightforward cash
back rewards card with no need to keep track of rotating
categories, the Chase Freedom Unlimited ® is one of the best options out there.
These types of
rewards seem pretty straight forward, but there are actually three different types of cash
back perk
categories that credit cards fall into now.
Every statement includes a section describing the amount you've earned and a breakdown of the
rewards categories that your spending fell under, which makes it easy to track how much cash
back you earn each month.