You earn cash -
back rewards on your spending, too.
The Capital One ® Quicksilver ® Cash Rewards Credit Card gives users a flat 1.5 % cash
back reward on all their spending.
As we've already mentioned, the Journey ® Student Rewards from Capital One ® offers a flat 1 % cash
back rewards on all spending categories.
You earn cash -
back rewards on your spending, too.
Not exact matches
While Chase markets the card as «cash
back,» it actually earns Ultimate
Rewards points that you can redeem for cash (1 point = 1 cents), so that's 1.5 Ultimate
Rewards points
on every dollar
spent.
When you're working to earn credit - card
rewards, it's important to practice financial discipline, like paying your balances off in full each month, making payments
on time, and not
spending more than you can afford to pay
back.
2 % Cash
Back: You'll earn 2 % Cash
Back rewards total for each $ 1 of the first $ 25,000
spent each account anniversary year
on combined purchases in the following
rewards categories: gas stations and restaurants (1 % additional Cash
Back rewards on top of the 1 % Cash
Back rewards earned
on each purchase).
5 % Cash
Back: You'll earn 5 % Cash
Back rewards total for each $ 1 of the first $ 25,000
spent each account anniversary year
on combined purchases in the following
rewards categories: office supply stores; internet, cable, and phone services (4 % additional Cash
Back rewards on top of the 1 % Cash
Back rewards earned
on each purchase).
The Discover it Secured Card is a rare bird in the world of secured cards — while other secured credit cards offer no
rewards to their cardholders, the Discover it Secured Card gives you the chance to earn 2 % cash
back on all your purchases, up to $ 1,000 in combined
spending per quarter at gas and restaurants and 1 %
on everything else.
If you're looking to be more active in your
spending, using select cards
on purchases that offer higher
reward rates, there are certainly alternatives that earn more cash
back.
The Capital One ® Quicksilver ® Cash
Rewards Credit Card is a great credit card for consumers who are looking to maximize cash
back on their credit card
spending.
In all other cases these cards will
reward you with 1 % cash
back on your
spending.
For example, it gives
back a value of 2.1 %
on every $ 1
spent, compared to the 1.5 % of the BankAmericard Travel
Rewards card.
The Citi ® Double Cash Credit Card is among a rare breed of
rewards card that offers a high cash -
back rate
on all your
spending, with no restrictions
on how you
spend that money.
The Discover it ® — Cashback Match ™ currently offers some of the highest cash
back rates of any
rewards credit card, albeit not
on all of your purchases or
on the same
spending all the time.
Up to 10 %
back on your
spending — The highest cash -
back credit cards offer promotions that can help you pocket up to 10 %
back, while others earn cash
rewards at rates of 1 % to 5 %.
New cardholders earn 50,000 bonus points, worth $ 625 when redeemed for travel with Chase Ultimate
Rewards ® (or $ 500 for cash
back), after
spending $ 4,000
on purchases in the first three months from account opening.
And
on the other, new cardholders also enjoy best - in - class
rewards, including Discover's Cashback Match ™ for every dollar
spent in their first year, up to 5 % cash
back ($ 1,500 quarterly
spending cap) in bonus categories you activate, and 1 %
on all other purchases.
The Discover it ® for Students offers a competitive 5 % cash
back on rotating categories when you sign up (capped at $ 1,500 in
spending each quarter) which, if used even somewhat frequently, will provide fantastic
rewards to any student trying to stretch their dollar further.
But if you're staying at a beach house and plan
on cooking or grilling your own food, then use a cash -
back card that handsomely
rewards grocery
spending.
As long as you
spend regularly
on gas, travel and dining out, the Costco Anywhere Visa ® Card by Citi can provide top - tier cash
back rewards.
A good cash
back credit card can earn users a 2 %
rewards rate
on all their
spending — this is usually a barometer used to measure a credit card's worth.
Plus, this card
rewards you with 5 percent cash
back on purchases made in categories that rotate each quarter (up to $ 1,500
spent quarterly and you must activate each quarter to take advantage).
One of our favorite cards for its cash
back rewards and other perks, the Chase Freedom Unlimited is an ideal card for anyone seeking an uncomplicated
rewards card that earns better - than - average
rewards on all of their
spending.
Rather than using a different credit card for every type of purchase, you can pick one all around cash
back credit card that gives you high
rewards based
on your typical
spending patterns.
You will find all the brands that you know and trust, and their loyalty
rewards program will keep you coming
back for more by earning points
on each dollar you
spend.
They are addictive timesinks with no
rewards when You look
back... Well maybe its just me and the fact I cant find excuses for
spending time
on MOBA.
Based
on the cash
back earned
on an average family's credit card
spending, the
rewards rate for the Blue Cash Everyday ® Card from American Express is 1.7 %, while the Blue Cash Preferred ® Card from American Express
rewards rate is 2.4 %.
The Discover it ® - 18 Month Balance Transfer Offer combines a lengthy 0 % period
on balance transfers with 5 % cash -
back rewards on rotating bonus categories (
on up to $ 1,500 in
spending per quarter) and 1 %
back on all other
spending.
Based
on the
spending, we determined how much a consumer would earn
back in
rewards over two years, minus the annual fee.
Domestic travelers who
spend less than $ 8,600 per year
on travel expenses would earn higher overall
rewards with a cash -
back card than a travel card.
Based
on average
spending, the average millennial who travels could enjoy $ 343 a year in
rewards with a cash -
back card, which is $ 25 more than with a travel
rewards card — and $ 343 more than he or she is getting now using a debit card.
A handful of travel
rewards cards offer decent cash
back rates
on travel - related
spending.
If
spending $ 1
on a card gave
back a
reward worth $ 1, we would say the card has a
rewards rate of 100 % - nothing is lost from
spending with it.
The Capital One ® Quicksilver ® Cash
Rewards Credit Card or Citi Double Cash offer 1.5 % and 2 %
back, respectively,
on your
spending, and are more widely accepted by merchants in the U.S.
The Sallie Mae MasterCard offers great cash
back rewards for people who
spend a lot
on Amazon, books, gas, and groceries.
It's a good
rewards card which allows you to earn up to 3 % cash
back on many
spending categories such as supermarkets, gas, groceries and department stores.
Domestic travelers who
spend less than $ 8,600 per year
on travel earn more
rewards with a cash -
back card than a travel
rewards card.
We have a MBNA cash
back card and saved up the cash
back rewards all year so we had 3K to
spend on restaurants, shopping etc by putting those purchases
on that card.
But if you're staying at a beach house and plan
on cooking or grilling your own food, then use a cash -
back card that handsomely
rewards grocery
spending.
Among Membership
Rewards credit cards, the Blue card offers the bare minimum of rewards — a 1 % rewards rate on most purchases (the only exceptions being UBER and amextravel.com spending which can get you as much as 2 %
Rewards credit cards, the Blue card offers the bare minimum of
rewards — a 1 % rewards rate on most purchases (the only exceptions being UBER and amextravel.com spending which can get you as much as 2 %
rewards — a 1 %
rewards rate on most purchases (the only exceptions being UBER and amextravel.com spending which can get you as much as 2 %
rewards rate
on most purchases (the only exceptions being UBER and amextravel.com
spending which can get you as much as 2 %
back).
For example, it gives
back a value of 2.1 %
on every $ 1
spent, compared to the 1.5 % of the BankAmericard Travel
Rewards card.
But if you have a Preferred
Rewards balance of $ 100,000 or more, you'll get a 75 % boost, earning an effective 2.6 %
back on spending to use toward travel purchases.
For example, depending
on how much you
spend, you might accumulate $ 150 in cash
back over the course of the year if you get a
rewards card that gives you 2 percent cash
back on dining and 1 percent cash
back on all other purchases.
So, choose a less expensive station and pay for gas using a
rewards credit card that gives you cash
back or points for every dollar you
spend on gas.
If you're looking to be more active in your
spending, using select cards
on purchases that offer higher
reward rates, there are certainly alternatives that earn more cash
back.
The Capital One ® Quicksilver ® Cash
Rewards Credit Card is a great credit card for consumers who are looking to maximize cash
back on their credit card
spending.
-- A one - time $ 100 cash bonus after you
spend $ 500
on purchases within the first 3 months — Earn unlimited 1.5 % cash
back on every purchase, every day — Every 10th Uber ride is free up to $ 15 when you pay with your Quicksilver ® card through March 31, 2017 — No rotating categories or sign - ups needed to earn cash
rewards (plus, cash
back doesn't expire and there's no limit to how much you can earn)-- Pay no annual fee or foreign transaction fees
In addition to the
rewards you get from
spending, the American Express Serve ® Cash
Back also comes equipped with some rudimentary security and transaction features you typically only see
on credit cards.
Bonus
Rewards: $ 100 credit for
spending $ 1,000 in first 3 months, 5 % cash
back on $ 4,000 of purchases during first 6 months