Sentences with phrase «back your debt as»

To stay motivated and on track to pay back his debt as quickly as possible, Sall utilized the snowball method, which targets the smallest debts first.

Since the whole idea of credit is based on paying back your debts as agreed, it should be no surprise that your payment history is the No. 1 factor used in calculating your FICO credit score.

Some people believe that paying back your debts as quickly as possible is important, even if you incur some financial hardship in the short term.

You should always pay back your debts as quickly as possible to avoid unpleasant consequences.

Of course, your goal should always be to pay back any debt as quickly as possible, so don't use your lower payments and a license to go wild with your spending!

Not exact matches

As noted in the History website this tradition dates back 4,000 years to the ancient Babylonians where they made a New Year's commitment to the gods to pay back their debts.

As such, you may have to pay them back, so you fall into debt.

Long - suffering shareholders see potential as the company focuses on shedding debt and getting back to gold

In the short - term, however, this increased leverage may actually be bullish for junk bonds, corporate bonds, emerging market debt and mortgage - backed securities as it brings higher prices and lower yields, he said.

If they pay off their debts, do a lot of «back - end saving» in their 50s and luck into a period of good investment returns, they will do as well as their predecessors.

Even though the Massachusetts filers owed substantially more in unsecured debt (that is, debt not backed by a home, a car, or another asset) than their counterparts in other states, they reported less than half as much medical debt, which is also unsecured.

SecondMarket is the largest centralized marketplace and auction platform for illiquid assets, such as asset - backed securities, auction - rate securities, bankruptcy claims, collateralized debt obligations, limited partnership interests, private company stock, residential and commercial mortgage - backed securities, restricted securities and block trades in public companies, and whole loans.

He effectively used the company as his own personal piggybank to pay back his and the MSMB funds» debts, according to the charges brought by the FBI and a separate SEC complaint.

As quid pro quo for lifting the U.S. government's debt ceiling last year, Republicans in Congress demanded $ 1.2 trillion worth of budget cuts over the next decade to drag Washington back into solvency.

Despite the increase in debt, households continued to get richer in the third quarter as their net worth gained 2.2 per cent on the back of a strong stock market.

Experts expect auto - enrollment to boost savings even as young people faces huge challenges in paying back $ 1 trillion in college debt and finding solid footing in a difficult workplace.

As the latest Annual Report from the Bank of International Settlements states: «In most advanced economies, the fiscal budget excluding interest payments would need 20 consecutive years of surpluses exceeding 2 % of GDP just to bring the debt - to - GDP ratio back to its pre-crisis level.»

The high - grade bond market is springing back to life as corporations race to issue new debt and get out in front of a possible Fed interest rate hike.

While a temporary compromise over the country's debt ceiling pushed that deadline back to at least August, the sequester — sweeping automatic spending cuts mandated by cliff legislation — could kick in as soon as March 1.

Higher scores represent a greater likelihood that you'll pay back your debts so you are viewed as being a lower credit risk to lenders.

Examples of such projects providing marginal benefits are: improving financial reporting systems through better information technology, minor tweaks to supply chain logistics, cutting back on marketing or increasing low - cost advertising (like social media), «rationalization» of head count, holding average wages as low as possible, squeezing suppliers a little bit, not repatriating earnings to stave off taxation, refinancing rather than retiring debts, and the share buyback that is insensitive to a company's current stock price.

«I think the I.M.F. raising the debt sustainability issue as clearly as they did, the United States making clear that sustainability had to be dealt with, was a helpful contribution to the conversation, because without dealing with some form of debt restructuring, this problem will just come right back,» a senior United States Treasury official said on Thursday, as Treasury Secretary Jack Lew traveled through Europe.

«Taking small steps, such as making sure savings are in high - yield accounts, renegotiating monthly bills and using a cash - back credit card can free up cash that can be put toward debt payments until they are paid off in full,» she says.

A DTI ratio of 50 % or higher is a bad sign to lenders, as it means you may have trouble paying back your debts (and thus may default on the unsecured loan you're applying for).

As a cosigner, you are legally responsible for your child's debt if they are not able to pay it back.

As an aside, I was pleased to see that Jonathan Anderson, whose work I used to read when he was a bank analyst, seems to think that growth has to be knocked back to 3 percent for it to be sustainable and for the debt burden to stop growing.

The bubbling interest comes as regulators grow increasingly worried about debt levels and the capacity of ordinary households to pay back big loans on expensive houses.

As recently as March 30, the company was getting traction in convincing debt holders to push the deadline back to May 3As recently as March 30, the company was getting traction in convincing debt holders to push the deadline back to May 3as March 30, the company was getting traction in convincing debt holders to push the deadline back to May 31.

She started her blog back in 2013 as a hobby, but once she realized she could make a go of it, she paid off a whopping $ 40,000 in student loan debt, left Corporate America behind, and she and her husband have been making the best of financial freedom ever since!

Below is a chart showing national debt as a percentage of GDP going back to the founding of the U.S.. Although we've seen periodic spikes in response to national crises, the debt could soar to unprecedented levels within the next 10 years.

And internationally, debt - ridden economies are subject to pressure from inter-governmental institutions such as the IMF and European Central Bank to impose fiscal austerity on their labor force, cut back public spending and even sell off public enterprises.

The result for the six months to March 31 was slightly ahead of consensus forecasts, on the back of a lower charge for bad debts, as credit conditions remained highly favourable.

Unfortunately, Mr. Krugman's failure to see today's economic problem as one of debt deflation reflects his failure (suffered by most economists, to be sure) to recognize the need for debt writedowns, for restructuring the banking and financial system, and for shifting taxes off labor back onto property, economic rent and asset - price («capital») gains.

The Feds thought what we need to do is re-inflate prices back to bubble levels, so as to keep the debts on the books and save the Banks from having negative equity.

An asset - backed security (ABS) is a financial security collateralized by a pool of assets such as loans, leases, credit card debt, royalties or receivables.

As documented in Milesi - Ferreti (2009) and Bernake et al (2011) while total holdings of US debt services on the eve of the crisis were high in China and Japan, holdings of privately issued mortgage backed securities were concentrated in advanced economies and offshore centers.

The news comes as global debt markets were already selling off amid signs that central banks are starting to step back after years of bond - buying stimulus.

When the financial crisis hit the markets in 2008, the Federal Reserve embarked ultra easy monetary policy, which included cutting short - term interest rates to effectively 0 % while suppressing longer term interest rates through the purchases of long term Treasury debt and mortgage - backed securities — a program informally referred to as quantitative easing.

Capacity measures your ability to generate income that can be used to pay back the borrowed debt and is also known as cash flow.

In the United States, the net corporate debt securities holdings of securities dealers, including securitisations backed by assets such as credit card debt, have fallen sharply since 2008.

Specifically, Defendants made false and / or misleading statements and / or failed to disclose that: (i) the Company was engaged in predatory lending practices that saddled subprime borrowers and / or those with poor or limited credit histories with high - interest rate debt that they could not repay; (ii) many of the Company's customers were using Qudian - provided loans to repay their existing loans, thereby inflating the Company's revenues and active borrower numbers and increasing the likelihood of defaults; (iii) the Company was providing online loans to college students despite a governmental ban on the practice; (iv) the Company was engaged overly aggressive and improper collection practices; (v) the Company had understated the number of its non-performing loans in the Registration Statement and Prospectus; (vi) because of the Company's improper lending, underwriting and collection practices it was subject to a heightened risk of adverse actions by Chinese regulators; (vii) the Company's largest sales platform and strategic partner, Alipay, and Ant Financial, could unilaterally cap the APR for loans provided by Qudian; (viii) the Company had failed to implement necessary safeguards to protect customer data; (ix) data for nearly one million Company customers had been leaked for sale to the black market, including names, addresses, phone numbers, loan information, accounts and, in some cases, passwords to CHIS, the state - backed higher - education qualification verification institution in China, subjecting the Company to undisclosed risks of penalties and financial and reputational harm; and (x) as a result of the foregoing, Qudian's public statements were materially false and misleading at all relevant times.

This is known as the total or «back - end» debt - to - income ratio, because it includes all monthly debts such as mortgage payments, credit cards, auto loan payments, etc..

The overall or total version is also known as the «back - end» debt - to - income ratio.

And international buyers, from Europe to Japan, are backing away from U.S. corporate debt as a falling dollar drives up hedging costs at the same time curtailed central - bank buying drives up global yields.

In the long run, you are better off pinning your ears back and attacking the student debt as quickly as you can.

As described in more detail in a recent article in the November RBA Bulletin, [6] Australian CDO issues are mostly backed by corporate debt, with corporate bonds and loans accounting for 57 per cent and 27 per cent respectively.

Banks for their part (and indeed, bank regulators and the Federal Reserve) need to decide at what point to cut back their mortgage lending so as not to fuel an overpriced market and have to deal with debt defaults.

As an aside, those who believe that the province should simply «take back Translink» as a crown corporation (or similar) should understand that in practical accounting terms this would also involve taking on Translink's multibillion dollar debt (supported as it is by ridership fees, gas taxes, etc.), and that this would almost certainly immediately denigrate the province's AAA credit ratinAs an aside, those who believe that the province should simply «take back Translink» as a crown corporation (or similar) should understand that in practical accounting terms this would also involve taking on Translink's multibillion dollar debt (supported as it is by ridership fees, gas taxes, etc.), and that this would almost certainly immediately denigrate the province's AAA credit ratinas a crown corporation (or similar) should understand that in practical accounting terms this would also involve taking on Translink's multibillion dollar debt (supported as it is by ridership fees, gas taxes, etc.), and that this would almost certainly immediately denigrate the province's AAA credit ratinas it is by ridership fees, gas taxes, etc.), and that this would almost certainly immediately denigrate the province's AAA credit rating.

For loans backed by collateral, known as «secured loans,» loan servicers can seize the collateralized asset to repay the debt.

Hi I am a 22 year old Healthcare Admin graduate with $ 6k in savings and about 15k in student debt (which i didn't start paying back yet seeing as I'm going for my masters) I make about 4k a month and live at my parents house rent / bill free.