The Credit Analyst is responsible for minimizing
bad debt risk and maximizing the timely collection of accounts receivable within his / her assigned portfolio.
Not exact matches
Bad debt and high levels of shadow banking activities are among the country's most worrisome
risks.
The geopolitical
risks that have been swirling around the globe this year are as
bad, or
worse, than the prospect of Greece defaulting on its
debt, and yet, the European
debt crisis regularly pummelled markets.
Moody's rates the
debt of 19 retailers, or 13.5 % of the retailers it covers, as «speculative, of poor standing and subject to very high credit
risk» or
worse.
Another concern is the results of last weekend's regional elections, the
worst showing in thirty years for Spain's ruling party, and the
risk that this will lead to the discovery of higher
debts accumulating on the part of Spain's municipalities.
There is a lot of
risk of you getting into
bad debt this way.
An IMF report leaked to Reuters shows that Greece's public
debt is likely to peak at 200 % of its national income within the next two years, with the
risk that the actual outcome could be even
worse.
But it also lowers the lender's
risk, so it's much easier to get approved for a
debt consolidation loan with
bad credit.
So companies were buying, pretending to buy, insurance from Monoline companies, i.e. companies who were set up exclusively to insure
bad debts and the insurance premiums were laughably low compared to the actual
risk.
While this transition — together with official attempts to unwind the
risks built up in recent years in the form of industrial over-investment, banks»
bad debts and property bubbles — is proving complex and unsettling, China continues to grow at a rate well superior to that of any of the leading developed economies.
Already in
debt to Korean mobsters and to loanshark Neville (Michael K. Williams, «The Wire»), Jim hits up the foreboding Frank (John Goodman, at his most intimidating) for money, but Frank sees Jim for the
bad risk that he is.
On the plus side, you'll be locked into repaying the loan on a regular schedule, so you won't run the
risk of having it become a
bad debt.
To reduce the
risk associated with
bad credit mortgages, lenders will reject properties that have too much existing
debt.
To mitigate the
risk of lending to people with
bad credit scores, private lenders of
debt consolidation loans in Mississauga charge high interests and leave the customer to pay fees associated with the mortgage.
There is an inherent
risk in
bad credit mortgages which is why private lenders avoid property with too much
debt.
3) Asset management companies are formed to absorb the
bad debts when they become a
risk to the banks.
The preferred stocks reflect a part of the credit market that hasn't gotten whacked too
bad, offering a decent yield for the junior
debt on healthy companies
risk.
The geopolitical
risks that have been swirling around the globe this year are as
bad, or
worse, than the prospect of Greece defaulting on its
debt, and yet, the European
debt crisis regularly pummelled markets.
There is inherent
risk in
bad credit mortgages which private lenders mitigate by rejecting applications when property has too much of a
debt burden.
After the mortgage meltdown exposed the systematic
risk of conduit loans, many criticized not only the lenders who issued
bad debts, but the third parties that packaged and sold those
debts to the general market.
In this regard, there is a focus on debunking the myths that there are «good
debts» and «
bad debts» and why many Americans are accumulating a tremendous amount of
risk through the careless use of credit.
Bad credit mortgages pose an inherent risk and in order to protect themselves, bad credit mortgage lenders avoid properties with too much de
Bad credit mortgages pose an inherent
risk and in order to protect themselves,
bad credit mortgage lenders avoid properties with too much de
bad credit mortgage lenders avoid properties with too much
debt.
Debt consolidation is an appealing way to simplify your bill paying responsibilities and eliminate debt, but there also is a risk that things could get worse if you don't choose the appropriate method and stay committed to the proc
Debt consolidation is an appealing way to simplify your bill paying responsibilities and eliminate
debt, but there also is a risk that things could get worse if you don't choose the appropriate method and stay committed to the proc
debt, but there also is a
risk that things could get
worse if you don't choose the appropriate method and stay committed to the process.
I don't thik it would be smart for banks to give good interest terms on credit card
debt to
bad credit
risks.
When you are in
debt, the
risk of having
bad credit is magnified.
Credit card
debt, on the other hand, is a type of unsecured loan that presents a lot less
risk because
worst case scenario is that your rating and score will suffer a bit.
A credit report is an accumulation of information about how you pay your bills and repay loans, how much credit you have available, what your monthly
debts are, and other types of information that can help a potential lender decide whether you are a good credit
risk or a
bad credit
risk.
These are typically offered to borrowers with
bad credit, higher
debt levels, or other
risk factors.
Avoid
debt settlement agencies that have a very low fee but no reputation, because you may
risk losing your money or
worse pile more
debts.
Getting a
bad credit score or getting your
debt out of control — these are very serious
risks.
Most of the real
risks came from
badly underwritten home mortgage
debt, whether conventional, Alt - A and Jumbo, or subprime.
We absolutely are looking at the kind of changes that would take on a level of credit
risk that would be prudent, but clearly, I would expect that the changes we're making would cause
bad debt to go up higher, but hopefully with improve the top line and improve the bottom line because essentially it would allow us to leverage admissions and advertising spend, occupancy spend, even academic spending to the point of dealing with more fuller classrooms.
In the early days of credit bureaus local merchants were sharing information about local residents who might be
bad credit
risks, and it didn't consist of much more than a list of people who hadn't paid off their
debts.
Just to wallow a little more, it gets even
worse if you look under the hood... While international interest has surged in Irish property assets /
debt, the ISEQ (ISEQ: IND) itself & the FTSE AIM All - Share (AXX: IND) are good examples of markets that (still) attract
risk - seekers & stock - pickers.
There is a big
risk in lending to clients with
bad credit and they avoid loaning to a property with very heavy
debts.
Private lenders take on huge
risks by loaning people with
bad credit or without an income that they will not dare loan to any property with excess
debt.
This leaves them in
worse trouble than before and at greater
risk of default on mortgages and other
debt.
Debt Consolidation High -
risk Approvals may tackle your individual needs regardless of
bad credit rating caused because of the Individual Voluntary Agreement, County Court Reasoning home loan arrears, delays or even other financial problems.
Sometimes the co grows its way out of the
debt, and into that valuation — other times, things get
worse or investors wake up to the
risks, and the valuation collapses.
If you open a joint account which offers credit, and one account holder racks up a large amount of
debt they can't pay back, you both
risk having a
bad entry on your credit report.
This isn't necessarily a
bad thing, nor is it out of the norm for student loan financers to sell off
debt like this, especially low -
risk loans like these.
Filed Under: Myths vs. Truths Tagged With:
bad dedt, borrower, borrowing money,
debt risks, financial responsibility, good
debt, income, lender, loans,
risks of borrowing money, wealth building
Proactively and regularly monitoring companies» business credit
risk can help you protect your company's cash flow and minimize potential
bad debt write - offs.
After all, credit cards pose the
risk of insurmountable
debt, while the
worst that can happen with debit cards is an overdraft fee or two.
Their (un)- recognized
bad debts, their
risk aversion, their need for higher capital ratios, and their increased regulatory burden have all pushed them inevitably into de-leveraging mode also.
I doubt we have that many buyers willing to take on «
worst of equity and
debt risks» at any reasonable yield premium.
When it's all said and done, it is quite possible those investing in low -
risk ABCP or some sort of money market fund may end up taking a
worse beating than those who went into CDOs and subprime
debt.
After billing, small clients represent the greatest
risk of
bad debt write - off of all accounts receivable.
Instead, it's all about the
risk you're taking that something
bad could happen to you and you'll be stuck in the hospital accruing more medical
debt than you could ever dream of paying off.
We offer credit
risk management solutions to protect businesses against
bad debt.