If I ever encountered a longer period of not
earning money (say I became disabled or suffered major depression), I'm in trouble regardless of however I've
structured my finances (unless maybe if I'd bought disability insurance), so a pot of «emergency funds» isn't going to help all that much (it just puts off things getting
bad for a couple of months longer than it would have otherwise).
News: At the end of November, Alaska announced a new mileage
earning structure for 2015, which was mostly good news for Mileage Plan members, and
bad news for Delta flyers who credit to Alaska.