Sentences with phrase «balance by its credit»

This is arrived at by dividing your card balance by your credit limit.

Your credit utilization is calculated by dividing each credit card's balance by its credit limit.

Your credit utilization, which is calculated by dividing your balance by your credit limit, is a key element in your credit score.

Take each of your open credit card accounts and calculate your credit utilization rate by dividing the balance by the credit limit.

The number is calculated by dividing your balance by your credit limit.

A big part of that number is your credit utilization rate, which is calculated by dividing your credit card balances by your credit limits.

To find your credit usage ratio, you simply divide your balances by your credit limits.

You will arrive at this by dividing your credit card balance by your credit limit and then multiply the result by 100.

To calculate your debt usage ratio, grab your calculator and divide the balance by the credit limit, then move the decimal two places to the right.

Credit utilization rate is calculated by dividing an account's outstanding balance by its credit limit.

Not exact matches

In September 2008, AIG experienced serious liquidity issues (despite its $ 1 trillion balance sheet) when it couldn't post $ 20 - 25 billion of liquid collateral related to credit default swap contracts written by one of its subsidiaries.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

Approximately 24 percent of small and midsized businesses that use credit cards carry a balance from month to month, according to a 2000 survey by Arthur Andersen's Enterprise Group and National Small Business United.

Unless you can save a fortune in interest charges and fees by consolidating balances onto one credit card, this strategy should be avoided.

The credit boom has been fueled by strong economic growth, a robust property market and a crackdown on riskier shadow lending, which has forced banks to shift some loans back onto their balance sheets.

«If a lucky event early in a CEO's tenure is not balanced by an unlucky one is such a short time period, then that CEO could be wrongfully credited for high performance that would have happened no matter who was leading the company,» according to the study.

Auto loans are the main reason total balances continue to expand: TransUnion, the credit bureau, recently reported that auto borrowing by Canadians rose nearly 9 % last year.

You can try to boost your score by reducing the balance on your business credit cards or requesting a credit - line increase to lower the percentage of your available credit in use.

An alternative is to pay off high - interest credit card balances using another type of debt consolidation loan or by refinancing your mortgage with a cash - out option.

In some cases, you may save money by consolidating your credit card balances onto one low - interest card, as opposed to having that same balance spread over several higher interest bearing cards.

By putting a balance on your card each month and paying it off by the due date, you can quickly improve your business credit score by creating a record of timely paymentBy putting a balance on your card each month and paying it off by the due date, you can quickly improve your business credit score by creating a record of timely paymentby the due date, you can quickly improve your business credit score by creating a record of timely paymentby creating a record of timely payments.

You can lower your credit utilization by creating a plan to pay down an existing balance as quickly as possible.

By influencing the volume of credit creation, monetary policy strives to keep ex ante saving and investment — alternatively, aggregate demand and aggregate supply — in rough balance.

While credit records are primarily used by lenders to evaluate a potential borrower's creditworthiness and ability to repay, they can also provide a comprehensive picture of outstanding balances and delinquencies and how they interact.

A report released after Christmas by the federal Consumer Financial Protection Bureau noted that the average credit card balance increased 9 percent since 2015, and the average balance for those with low credit scores rose even faster.

The interesting thing about this account is that you earn one free transaction by keeping a $ 1,100 minimum monthly credit balance, and you will pay no monthly account maintenance fee if your minimum monthly credit balance is $ 6,000 or over.

Non-housing related debt increased 1.9 percent boosted by gains in auto loans ($ 30 billion), credit card balances ($ 10 billion) and student loans ($ 7 billion).

Monetary policy doesn't work by restricting or «rationing» the reserve funds available to the banks and so limiting the supply of credit via balance sheet constraints: it works by way of changing the price of borrowing, shifting borrowers along their borrowing demand curve.

Also see Stein J (2013), «Liquidity Regulation and Central Banking», Speech at the «Finding the Right Balance» 2013 Credit Markets Symposium sponsored by the Federal Reserve Bank of Richmond, Charlotte, North Carolina, 19 April.

Potenza has been finding opportunities in short - duration corporate bonds issued by relatively resilient, well - run companies with strong balance sheets, improving credit profiles, and fair valuations.

Outstanding revolving balances — largely credit card debt — again hit a record high in January, while student and auto loan debt grew by 5.6 %.

The aim of bank marketing departments — backed by the Obama administration — is to steer credit to re-inflate the bubble and thus save financial balance sheets from their current negative equity position.

There were modest increases in mortgage, auto and credit card debt (increasing by 0.7 %, 2 % and 2.6 % respectively), no change to student loan debt and a modest decline in balances on home equity lines of credit (decreasing by 0.9 %).

Interest rates and terms will vary by card provider and how they evaluate your credit, so make sure you understand the interest rate you'll be required to pay on any unpaid balance and any special terms.

Monetary and credit growth in China are constrained by the impact of GDP growth on balance sheets.

It is fundamental to the way the growth model works, and we have arrived at the stage, probably described most imaginatively by Hyman Minsky in his work on balance sheets, in which the system requires an acceleration in credit growth simply to maintain existing levels of economic activity.

By retroactively including an obligation for sick leave credits, the Government can now negotiate a restriction on sick leave credits with compensation without any direct impact on the budgetary balance.

but because of the tax advantages and relatively low interest rates, you are more likely to get in trouble by having high credit card or car loan balances.

By making on - time minimum payments to all creditors and maintaining account balances below credit limits, a secured credit card combined with responsible financial behavior can help you establish or rebuild your credit history.

For 2010, the quarterly investment credit was determined by multiplying the amount of the Account balance at the beginning of the quarter by 25 % of an average of 30 - year U.S. Treasury bond rates (adjusted quarterly).

If you're consistently forgetting to pay by the due date, if you're paying multiple annual fees but spending less than $ 20,000 on credit cards each year, or if you're not paying off balances each month, then chances are you have too many credit cards.

Instead of increasing or reducing the availability of credit by adding to or subtracting from the supply of Fed deposit balances, the Fed now loosens or tightens credit by controlling financial institutions» demand for such balances using a pair of new monetary control devices.

Because banks held few excess reserves, it took only modest adjustments to the size of the Fed's balance sheet, achieved by means of open - market purchases or sales of short - term Treasury securities, to make credit more or less scarce, and thereby achieve the Fed's immediate policy objectives.

Instead of paying off high interest balances first, they start by attacking loans and credit cards with the smallest balances instead.

Large global sellers, by contrast, who choose credit insurance primarily for financing purposes, retain a portion of the credit risk on their balance sheet and manage it through their tighter payment terms and conditions.

By paying just the minimum, a credit card balance of $ 1,000 at a 12 % interest rate with a minimum required payment of $ 35 would take 34 months to pay off.

This will include credit card balances, car loans, student loans, mortgages, loans in collections, personal loans, and private loans made by friends.

EDMONTON, ALBERTA - In the news release, «CWB reports financial performance for the fourth quarter and fiscal 2016,» issued earlier today by Canadian Western Bank (TSX: CWB), balances of loans classified as past due but not impaired were overstated within the Credit Quality section of the release.

Credit utilization is your card balance per time divided by your credit Credit utilization is your card balance per time divided by your credit credit limit.

This includes the following: Purchases made by swiping your Card, Internet purchases, Phone or mail order purchases, Bill payments (other than to us or another financial institution), Contactless purchases (purchases you make by holding your Card or other device up to a secure reader instead of swiping your Card) The following transactions are not Qualifying Purchases and will not earn points: Payments of existing Credit Card balances, Balance transfers.