Bank of America charges a monthly fee on a regular savings account unless the customer sets up an automatic funds transfer of $ 25 or more from a linked checking account or maintains a minimum daily
balance during each statement cycle.
A $ 10 monthly account service charge is waived if you maintain a $ 2,500 average daily
balance during the statement cycle.
$ 10 monthly service charge waived when you maintain a $ 2,500 average daily
balance during the statement cycle
Not exact matches
$ 10 monthly fixed charge and per check charges will be waived on your Gold Checking account if the combined
balances of your Gold Checking account, savings accounts, money market accounts, IRA's and Certificates of Deposit are $ 10,000.00 or more everyday
during the
statement cycle.
If qualifications are met each monthly qualification
cycle: (1) Domestic ATM fees incurred
during qualification
cycle will be reimbursed up to $ 25 ($ 5 per single transaction) and credited to account on the last day of monthly
statement cycle; (2)
balances up to $ 7,000 receive APY of 2.25 %; and (3)
balances over $ 7,000 earn 0.05 % APY on portion of
balance over $ 7,000, resulting in a range of 2.25 % to 0.19 % APY on an assumed
balance of $ 100,000.
Maintain a minimum daily
balance of $ 1,500 or more within a monthly
statement cycle and get unlimited free withdrawals
during that month.
The Standard Rate is also paid on
balances $ 30,000 or less for the entire
statement cycle if any of the four requirements are not met for the Higher Rate at any time
during the
statement cycle.
If the account
balance falls below $ 300 at anytime
during the
statement cycle, a service charge of $ 10 will apply, no foreign ATM fees will be waived and the interest on the full
balance will be paid at.03 % with.03 % APY.
The lowest end - of - day
balance in an account
during a
statement cycle; a certain minimum daily
balance is often required with interest - bearing accounts to avoid a service charge or qualify for special services.
The Standard Rate is also paid on
balances from $ 0 - $ 30,000 for the entire
statement cycle if any of the three requirements are not met for the Higher Rate at any time
during the
statement cycle.
Business Lines of Credit or Revolving Lines of Credit must have a
balance or have been used
during the checking
statement cycle being evaluated.
The lowest end - of - day
balance in an account
during a
statement cycle; a certain minimum daily
balance is often required with interest - bearing accounts to avoid a monthly maintenance fee or qualify for special services.
For each of your credit card accounts, we will send you a monthly periodic
statement showing your outstanding
balance at the beginning of the billing cycle («Previous Balance»), all payments and credits posted to your account, all charges and cash advances during your billing cycle, the amount of any finance charge, and your outstanding balance at the end of your billing cycle («New Balance&r
balance at the beginning of the billing
cycle («Previous
Balance»), all payments and credits posted to your account, all charges and cash advances during your billing cycle, the amount of any finance charge, and your outstanding balance at the end of your billing cycle («New Balance&r
Balance»), all payments and credits posted to your account, all charges and cash advances
during your billing
cycle, the amount of any finance charge, and your outstanding
balance at the end of your billing cycle («New Balance&r
balance at the end of your billing
cycle («New
Balance&r
Balance»).
What to Keep in Mind Minimum
Balance to Open: $ 5,000.00 Below Minimum Balance Fee Waived: The account with an average daily balance of less than $ 5,000.00 during the statement cycle will be charged a Below Minimum Balance Fee of $
Balance to Open: $ 5,000.00 Below Minimum
Balance Fee Waived: The account with an average daily balance of less than $ 5,000.00 during the statement cycle will be charged a Below Minimum Balance Fee of $
Balance Fee Waived: The account with an average daily
balance of less than $ 5,000.00 during the statement cycle will be charged a Below Minimum Balance Fee of $
balance of less than $ 5,000.00
during the
statement cycle will be charged a Below Minimum
Balance Fee of $
Balance Fee of $ 15.00.
The monthly fee set forth below is waived for customers who meet at least one of the following minimums: 1) maintain an average monthly
balance of $ 5,000 or more in their account by the end of their second
statement cycle; 2) set up and maintain a direct deposit of $ 200 or more per month (a combination of direct deposits totaling $ 200 does not satisfy this requirement); 3) maintain a combined average monthly
balance of $ 50,000 or more in linked E * TRADE Securities, E * TRADE Bank, and employee stock plan accounts (including vested in - the - money options, stock option plan shares, ESPP shares, and released restricted stock); or 4) execute at least 30 stock or options trades
during a calendar quarter in their E * TRADE Securities accounts.
This fee will be waived if the account holder 1) maintains an average monthly
balance of $ 1,000 or more by the end of the second
statement cycle, or 2) maintains at least $ 5,000 in combined E * TRADE Bank deposits by end of their second
statement cycle, or 3) maintains a combined
balance of $ 50,000 or more in linked E * TRADE Securities, E * TRADE Bank accounts, and employee stock plan accounts (including vested in - the - money options, stock option plan shares, ESPP shares, and released restricted stock), or executes at least 30 stock or options trades
during a calendar quarter.
It is also waived for customers who: 1) maintain an average monthly
balance of $ 5,000 or more in total E * TRADE Bank deposits by the end of their second
statement cycle; 2) maintain a combined average monthly
balance of $ 50,000 or more in linked E * TRADE Securities, E * TRADE Bank, and employee stock plan accounts (including vested in - the - money options, stock plan shares, ESPP shares, and released restricted stock); or 3) execute at least 30 stock or option trades
during a calendar quarter in linked E * TRADE Securities accounts.
If qualifications are met each monthly qualification
cycle: (1) Domestic ATM fees incurred
during qualification
cycle will be reimbursed up to $ 25 and credited to account on the last day of monthly
statement cycle; (2)
balances up to $ 15,000 receive APY of 2.50 %; and (3)
balances over $ 15,000 earn 0.25 % dividends rate on the portion of the
balance over $ 15,000, resulting in 2.50 % - 0.45 % APY depending on the
balance.
If you elect not to pay the entire New
Balance shown on your previous monthly statement within that 25 - day period, a Finance Charge will be imposed on the unpaid average daily balance of such Credit Purchases from the previous statement closing date and on new Credit Purchases from the date of posting to your account during the current billing cycle, and will continue to accrue until the closing date of the billing cycle proceeding the date of which the entire New Balance is paid in full or until the date of payment if more than 25 days from the closin
Balance shown on your previous monthly
statement within that 25 - day period, a Finance Charge will be imposed on the unpaid average daily
balance of such Credit Purchases from the previous statement closing date and on new Credit Purchases from the date of posting to your account during the current billing cycle, and will continue to accrue until the closing date of the billing cycle proceeding the date of which the entire New Balance is paid in full or until the date of payment if more than 25 days from the closin
balance of such Credit Purchases from the previous
statement closing date and on new Credit Purchases from the date of posting to your account
during the current billing
cycle, and will continue to accrue until the closing date of the billing
cycle proceeding the date of which the entire New
Balance is paid in full or until the date of payment if more than 25 days from the closin
Balance is paid in full or until the date of payment if more than 25 days from the closing date.
The
statement balance is made up of any transactions that occurred
during the last billing
cycle, as well as any previous unpaid
balances.
(11) Earn the Higher Rate on
balances of $ 100,000 or less
during each interest
cycle when you have both a combined
statement and make a minimum of $ 50 in total deposits into your Performance Savings account through either Online Banking transfer or ACH deposit.
You can avoid the $ 11.95 monthly service fee when you meet ONE of the following
during your monthly
statement cycle: a) maintain a monthly average
balance of at least $ 1,000, OR b) are age 65 or older and have at least one direct deposit, OR c) make at least 10 Webster Visa Debit Card purchases (ATM transactions do not qualify, nor do any purchases using an ATM - only card).
To determine whether this
balance has been maintained, we look at the lowest
balance in the account
during the
statement cycle.
You can avoid this fee when you meet any ONE of the following requirements
during each monthly
statement cycle: Keep an average daily
balance in your checking or a linked Regular Savings account of $ 5,000 or more OR Keep a $ 10,000 average daily combined
balance in linked checking, savings, Money Market Savings, CD and IRA accounts OR Keep an outstanding
balance on a linked installment loan or line of credit of $ 15,000 or more OR Keep total combined assets in eligible, linked Merrill Edge or Merrill Lynch investment accounts of $ 15,000 or more OR have a linked Bank of America first mortgage loan that we service.
** Earn the Higher Rate on
balances of $ 100,000 or less
during each interest
cycle when you have both a combined
statement and make a minimum of $ 50 in total deposits into your Performance Savings account through either Online Banking transfer or ACH deposit.
** If the
balance goes below the daily minimum
balance at any time
during the monthly
statement cycle, the applicable monthly service charge will be imposed.
If the Bank is paying a Premier Relationship Premium for that
balance tier, that Premium will be added to the standard interest rate for the
balance tier into which your daily end - of - day
balance falls each day
during the next full
statement cycle.
STATEMENTS: Each month Lender will send You a
statement of your loan account
balance, showing all loans, payments, and credits made
during the billing
cycle.
Home Depot does not issue a credit card monthly
statement if the account has a zero
balance and no activity occurred
during the billing
cycle.
Since I pay off all my credit cards each month, my
statement balance should always equal my purchases
during the
statement cycle, and I should earn exactly that number of Ultimate Rewards points (plus bonused earnings, which are listed separately).