Sentences with phrase «balance over a period of years»

Well, this type of term insurance could be good for covering a decreasing mortgage balance over a period of years.

Not exact matches

Actual results, including with respect to our targets and prospects, could differ materially due to a number of factors, including the risk that we may not obtain sufficient orders to achieve our targeted revenues; price competition in key markets; the risk that we or our channel partners are not able to develop and expand customer bases and accurately anticipate demand from end customers, which can result in increased inventory and reduced orders as we experience wide fluctuations in supply and demand; the risk that our commercial Lighting Products results will continue to suffer if new issues arise regarding issues related to product quality for this business; the risk that we may experience production difficulties that preclude us from shipping sufficient quantities to meet customer orders or that result in higher production costs and lower margins; our ability to lower costs; the risk that our results will suffer if we are unable to balance fluctuations in customer demand and capacity, including bringing on additional capacity on a timely basis to meet customer demand; the risk that longer manufacturing lead times may cause customers to fulfill their orders with a competitor's products instead; the risk that the economic and political uncertainty caused by the proposed tariffs by the United States on Chinese goods, and any corresponding Chinese tariffs in response, may negatively impact demand for our products; product mix; risks associated with the ramp - up of production of our new products, and our entry into new business channels different from those in which we have historically operated; the risk that customers do not maintain their favorable perception of our brand and products, resulting in lower demand for our products; the risk that our products fail to perform or fail to meet customer requirements or expectations, resulting in significant additional costs, including costs associated with warranty returns or the potential recall of our products; ongoing uncertainty in global economic conditions, infrastructure development or customer demand that could negatively affect product demand, collectability of receivables and other related matters as consumers and businesses may defer purchases or payments, or default on payments; risks resulting from the concentration of our business among few customers, including the risk that customers may reduce or cancel orders or fail to honor purchase commitments; the risk that we are not able to enter into acceptable contractual arrangements with the significant customers of the acquired Infineon RF Power business or otherwise not fully realize anticipated benefits of the transaction; the risk that retail customers may alter promotional pricing, increase promotion of a competitor's products over our products or reduce their inventory levels, all of which could negatively affect product demand; the risk that our investments may experience periods of significant stock price volatility causing us to recognize fair value losses on our investment; the risk posed by managing an increasingly complex supply chain that has the ability to supply a sufficient quantity of raw materials, subsystems and finished products with the required specifications and quality; the risk we may be required to record a significant charge to earnings if our goodwill or amortizable assets become impaired; risks relating to confidential information theft or misuse, including through cyber-attacks or cyber intrusion; our ability to complete development and commercialization of products under development, such as our pipeline of Wolfspeed products, improved LED chips, LED components, and LED lighting products risks related to our multi-year warranty periods for LED lighting products; risks associated with acquisitions, divestitures, joint ventures or investments generally; the rapid development of new technology and competing products that may impair demand or render our products obsolete; the potential lack of customer acceptance for our products; risks associated with ongoing litigation; and other factors discussed in our filings with the Securities and Exchange Commission (SEC), including our report on Form 10 - K for the fiscal year ended June 25, 2017, and subsequent reports filed with the SEC.

Correcting for this would result in significant downward adjustments over the balance of the year, especially in the end - of - year accounting period.

This implies a deficit of $ 17.1 billion over the balance of the year, compared to a deficit of $ 14.4 billion over the same period last year.

The view in designing and using OSUs was that they struck a balance between stock options and RSUs; they are performance - based and present significant upside potential for superior stock price performance while sharing some attributes of traditional RSUs by offering some value to the recipient, even if the stock price declines over the three - year measurement period.

Total Funding Debt at the end of the second quarter of 2017 was $ 719 million, up 30 % over the prior year period and down 9 % sequentially, primarily reflecting the changes in Unpaid Principal Balance.

The accrual adjustments to date, especially for personal and corporate income tax revenues, are understated, which will result in significant downward adjustments over the balance of the year, especially in the end - of - year accounting period.

The accrual adjustments to date for personal and corporate income tax revenues, could be understated, which will result in significant downward adjustments over the balance of the year, especially in the end - of - year accounting period.

The Budget also noted that once the EI Operating Account returns to balance, the CEIFB is to set a rate for each year that would generate enough premium revenue over the next seven years equal to the forecast cost of the EI program during that period.

Many of the card offers you will see from the different card companies will come with an introductory APR offer, usually 0 % on either balance transfers or purchases for a period of a few months to sometimes over a year.

Others, like the Federal Perkins Loan program, might offer you complete forgiveness over a five - year period, 15, 20, or 30 percent of your loan balance at a time.

Previous analysis illustrated that inflation compensation has returned as reasonable measure of inflation expectations over a 10 year period while both the economy's potential growth and the changing size of the Fed's balance sheet influence the real yield.

My average gross savings rate exceeded 50 % for 9 years and the end result is: — 61 % of my wealth has come from saving; and — 39 % from investment return on a balanced low expense low tax portfolio of assets which has achieved a CAGR of 6.9 % over that period.

Over a period of about half a dozen years, Sottile imposed deficit - busting tax increases to restore the fund balance.

The question now is if the sustained electoral success we enjoyed over 13 years will go down as an aberration, an exceptional period in our history, or the opening chapter of a series of New Labour governments dedicated to economic competence and social justice, to the right balance between markets and the state, both reformed in the public interest.

of starting the cycling seeds program for hormonal balance, I got my first period in over 3 years.

Weight loss is a function of energy balance over a prolonged period of time — weeks, months, and even years.

Many of the card offers you will see from the different card companies will come with an introductory APR offer, usually 0 % on either balance transfers or purchases for a period of a few months to sometimes over a year.

At the end of the draw period you will no longer be able to obtain credit advances and must pay any outstanding balance over a maximum twenty (20) year term.

William Bengen, a U.S. researcher, has back - tested a 4 % withdrawal rate with a balanced portfolio of U.S. stocks and government bonds earning overall market returns and found that you would have been able to safely withdraw 4 % of your portfolio over any 30 - year period since 1926.

Taking out one or two small lines of credit and taking care to pay them off constantly and steadily over a period of about a year will help to seriously repair damaged credit, as long as all other outstanding balances are also paid at the same time.

For example, when a finance professor at Spain's IESE Business School examined how a 90 % stocks - 10 % bonds portfolio would have performed over 86 rolling 30 - year periods between 1900 and 2014 following the 4 % rule — i.e., withdrawing 4 % initially and then subsequently boosting withdrawals by the inflation rate — he found not only that the Buffett portfolio survived almost 98 % of the time, but that it had a significantly higher balance after 30 years than more traditional retirement portfolios with say, 50 % or 60 % invested in stocks.

This rate describes how much in interest charges you will pay on the balance of your loan over a year period.

The examples show that an initial portfolio of $ 250,000, over a 20 - year period with compounding, grows to $ 660,802 after an industry average fee of 1.02 % is deducted, compared with the same initial portfolio balance over the same period growing to $ 757,600 after our fee of only 0.30 % is deducted.

That means the balance, which does not drop during the interest - only period, must now be repaid over the remaining 25 years of the loan.

Under age 65 on 1 July 2017: Members have the option of contributing up to $ 300,000 over a three - year period, depending on their total superannuation balance.

But when the draw period ends, homeowners can no longer borrow against the line of credit and must start repaying whatever balance remains — perhaps over the next 10 to 20 years.

There are some effective ways to improve your credit score over a period of one to two years, including making payments on time and reducing your credit card balances.

Over a period of 5 years, this fund has given a return of 20.43 % per annum which is very high for a balanced fund.

Many 401K plans allow you to borrow against your plan balance, but you will lose the earning power of those funds and have to pay yourself back over a 5 - year period with interest.

Dear Krishna, Consider allocating monies to balanced and Mutual fund MIPs over a period of next 4 to 5 years.

And over a period of years, credit card balances pile - up with each emergency.

Even if the payment is a fully - amortizing one ($ 910 per month), this still produces better than a $ 350 per month improvement in cash flow, while paying off some $ 14,000 of the outstanding balance over the next five - year period, to boot.

On balance, inflation is expected to fall back over the next year and, conditioned on the gently rising path of Bank Rate implied by current market yields, to approach the 2 % target by the end of the forecast period.»

If the average rate on your existing student loan balance of $ 50,000 is 7 percent and you can reduce it to 5 percent through refinancing, it could save you around $ 50 a month over a 10 - year payment period or more than $ 6,000 over the life of the loan.

The median (mid-point) 401 (k) plan account balance for consistent participants increased at a compound annual average growth rate of 19.7 percent over the period, to $ 56,653 at year - end 2014.

I never move more than 1 % of the total portfolio's balance so that over the period of a year I could rebalance about a ~ 15 % imbalance.

Even if the numbers showed waiting beat collecting ASAP, the amount of money gained with this would be insignificant compared to the growth of an untapped, well - balanced, Diversified, investment portfolio over a five - to - ten year period.

His fund utilizes a top - down approach of worldwide analysis balanced with a bottom - up stock selection to identify stocks that may outperform the market over a one - to - three year time period.

Over very long time periods such that the carbon cycle is in equilibrium with the climate, one gets a sensitivity to global temperature of about 20 ppm CO2 / deg C, or 75 ppb CH4 / deg C. On shorter timescales, the sensitivity for CO2 must be less (since there is no time for the deep ocean to come into balance), and variations over the last 1000 years or so (which are less than 10 ppm), indicate that even if Moberg is correct, the maximum sensitivity is around 15 ppm CO2 / deg C. CH4 reacts faster, but even for short term excursions (such as the 8.2 kyr event) has a similar sensitivOver very long time periods such that the carbon cycle is in equilibrium with the climate, one gets a sensitivity to global temperature of about 20 ppm CO2 / deg C, or 75 ppb CH4 / deg C. On shorter timescales, the sensitivity for CO2 must be less (since there is no time for the deep ocean to come into balance), and variations over the last 1000 years or so (which are less than 10 ppm), indicate that even if Moberg is correct, the maximum sensitivity is around 15 ppm CO2 / deg C. CH4 reacts faster, but even for short term excursions (such as the 8.2 kyr event) has a similar sensitivover the last 1000 years or so (which are less than 10 ppm), indicate that even if Moberg is correct, the maximum sensitivity is around 15 ppm CO2 / deg C. CH4 reacts faster, but even for short term excursions (such as the 8.2 kyr event) has a similar sensitivity.

It has been shown that the mass balance of these glaciers correlate with the PDO (Pacific Decadal Oscillation) and MEI (Mulitvariate ENSO index) particularly over a multi year period (McCabe and Fountain, 1995; Bitz and Batisti 1999; Hodge et al., 1998).

[79] Natural sources of carbon dioxide are more than 20 times greater than sources due to human activity, [80] but over periods longer than a few years natural sources are closely balanced by natural sinks, mainly photosynthesis of carbon compounds by plants and marine plankton.

The Earth must be in radiative (energy) balance within a very small fraction of 1 W / m2 averaged over the current interglacial period as well as during the peak of the last ice age 20,000 years ago.

Under the second option, Option B, in case of death of the insured during the tenure of the plan, 30 % - 80 % of the Sum Assured can be availed by the policyholder as per his choice and 110 % of the balance amount is paid over a period of 5 years in monthly instalments.

Income Option: At the time of death, 10 % of sum assured shall be paid to the nominee and balance amount will be paid as monthly income over a period of 15 years

Under the Settlement option, 50 % of the Maturity Benefit can be availed on maturity, and the balance can be taken in a series of regular instalments over a period of 5 or 10 years.

Take only a part of the maturity proceeds as a lump sum, with the balance as pre-selected periodic installments in yearly, half - yearly, or quarterly mode, over a maximum period of five years

After oscillating between exuberance and a lull over the last few years, 2017 turned out to be a period of balance for India's startup ecosystem.

A comprehensive knowledge of job accruals, general ledger, balance sheet and fixed assets gathered over a period of six years should prove to be of importance in my further undertakings with your company.

Increased the man - hour utilization rate from 20 % to 60 % over a one year period; supervised the handling of over $ 30 Million worth of repair parts; established a shop stock of 210 lines, never exceeding a 5 % zero balance rate.