Sentences with phrase «balance plans»

When choosing one card or the other, you need to balance your plans to apply for the bonus or as a long - term cardholder and whether you're comfortable paying a higher fee when you are effectively «buying» points.

Generally, cash balance plans are insured by PBGC.

EBRI has recently used it Retirement Security Projection Model to simulate the results of benefit accrual freezes in traditional final average plans as well as various scenarios with respect to cash balance plans.

EBRI has recently used its Retirement Security Projection Model to simulate the results of benefit accrual freezes in traditional final average plans as well as various scenarios with respect to cash balance plans.

Plans are being terminated (or converted to cash balance plans) due to cost, economic weakness and inflexibility.

Cash balance plans are also available through Securian.

State pension plans come in three varieties: defined benefit, defined contribution and hybrid / cash balance plans.

Because employers are this company's key market, Securian works with groups in identifying the right plan types for their needs — from profit sharing and 401 (k) s to defined benefit and cash balance plans.

Many companies terminated their DB plans, and replaced them with DC plans, cash balance plans, etc..

What follows focuses mostly on the aspersions nonprofit credit counseling agencies (CCA's) lob at the other side while they actively, yet quietly, attempt to carve out a niche for themselves that would enable them to offer «Less Than Full Balance Plans» or «Credit Solution Plans» — which is just word play for their offering debt settlement (can't use a term they have vilified for years).

: — RRB - Apparently, the credit counseling industry doesn't want to hear that the less - than - full - balance plans are a non-starter.

They are trying to figure out what they can do to keep monthly costs of 5 to 10 dollars per customer enrolled in a DMP static with less than full balance plans they can administer.

But instead of simply trimming existing teacher pensions, alternative benefit designs like 401 (k)- style defined contributions plans or cash balance plans would enable all public school teachers to accumulate savings toward a secure retirement, including those with shorter careers.

At the very least, we'll see a transition to cash - balance plans, which keep the government on the hook for a guaranteed payout but allow teachers to «cash out» at any time without losing their pension wealth.

As we have argued elsewhere, there are various ways to do this (cash balance plans, defined contribution, and hybrids), but without fundamental change, schools will continue to be vulnerable to cost hikes beyond their control.

We favor cash - balance plans that generate notional individual retirement accounts, with contributions from employer and employee, and an investment return guaranteed by the employer.

The literature, in fact, shows that we can expect substantial increases in turnover with a switch to DC and cash balance plans from DB pensions so that higher turnover will eliminate any possible gains from higher initial compensation.

The increase in turnover will raise costs and pose the threat of lower average effectiveness, as my own simulations for a switch from DB pensions to cash balance plans show.

Cuomo's budget assumes the federal government will approve a $ 10 billion Medicaid waiver, and that state operating spending will hold to less than two percent a year, which helps balance his plans for a local property tax freeze and for $ 100 million in funding during this coming year, to begin expanding pre-K programs statewide.

Mark C. Oman has a supplemental retirement arrangement with the Company that provides him with an additional retirement benefit based on an alternative benefit calculation provided in our Cash Balance and Supplemental Cash Balance Plans.

During 2007, the HRC reviewed, and made a decision to reduce the compensation included for benefit purposes under the Supplemental 401 (k) and Cash Balance Plans.

However, in order to accommodate the certainty of employer contributions required by these plans, regulatory law in all Canadian jurisdictions allows trustees to reduce accrued benefits in order to balance the plans» assets and liabilities.

«Defined benefit plans have taken on a new shape, with hybrid and cash balance plans,» Nyce said.

Some 15,178 U.S. cash - balance plans were operating at the end of 2014, boasting a record $ 1 trillion in assets.

We have a 401K that we match up to five percent and then we have a profit sharing and a cash balance plan and benefits for health insurance.

But many professional businesses can add a tax - qualified cash - balance plan affordably, says Gordon.

Schroeder also says that if you use a Defined Benefit and / or Cash Balance Plan structure, the amounts that you can put away are much greater, noting that, «the total benefit that one person can receive for 2014 is $ 210,000,» tax - free.

contribution plan) and qualified Cash Balance Plan (a defined benefit pension plan).

A cash balance plan is an already - existing type of defined benefit pension plan that incorporates some features of a defined contribution plan.

The Cash Balance Plan is a defined benefit plan and the 401 (k) Plan is a defined contribution plan, both intended to qualify under the IRC and comply with the Employee Retirement Income Security Act of 1974, as amended (ERISA).

The Wells Fargo Cash Balance Plan is a defined benefit plan and the Wells Fargo 401 (k) Plan is a defined contribution plan, both intended to qualify under the IRC and comply with ERISA.

U.S. team members in positions classified as «flexible» are not eligible to participate in either the Wells Fargo Cash Balance Plan or Wells Fargo 401 (k) plan.

U.S. team members who have completed one year of service with the Company or a participating subsidiary automatically participate in the Cash Balance Plan.

The value of the vested Account balance in the Cash Balance Plan is payable to the team member at any time after termination of employment in either a lump sum or an actuarially equivalent monthly annuity as provided under the Cash Balance Plan and as elected by the team member.

Prior to the Cash Balance Plan's freeze, U.S. team members who had completed one year of service with the Company or a participating subsidiary automatically participated in the Cash Balance Plan.

author of, Nourish: Discover God's Perfectly Balanced Plan for Your Body and Soul (December 19; Faithwords), is the owner of Dashing Dish Inc., a web - based nutrition business and ministry.

So to that end, I came up with a few things I think students and parents should discuss as a family and come up with a BALANCED plan:

Together with the clinical team, a life - balance plan is developed to address all aspects of an adolescent's life.

We need to shift now to a balanced plan — focusing on rising living standards and growth, maintaining a commitment to reduce deficits and spending, and making sure the burden is fairly shared.

A clear and balanced plan to support growth, alongside a clear timetable to get the deficit and the debt down - finishing the job where this Government has failed.

At the last Spending Review, George Osborne attacked those who urged a more balanced plan and a greater focus on supporting economic growth, saying this alternative course:

«Congress can pass a balanced plan that reduces the deficit with smart spending cuts, ends tax breaks for millionaires and closes wasteful tax loopholes for Big Oil companies that are already making record profits,» a woman's voice says in the call.

Songs include «This Balanced Plan», «Big South Strikes Again», «The Boy Paralysed on One Side» and «How Soon is NWO?».

«A balanced plan where Labour isn't frightened of using a word we haven't said in recent times.

We can maintain America's global leadership by prioritizing investments in research and development as part of a balanced plan and fiscally responsible budget.

«This is a rational, balanced plan to help meet the needs of all Californians for generations to come,» California Natural Resources Secretary John Laird said.

Energy and true increase in brain activity, concentration and mood, comes from a change in lifestyle, a mindful exploration of what you consume, experience, think and feel and then coming up with an active, balanced plan to recreate and live by.

Yet, they all satisfy the macro balance we planned out for our moderately active friend.

Angelique is a nutritional therapist, with her own successful West End practice specializing in female health, stress, and digestion and is also the author of The Balance Plan, which is a diet and lifestyle approach to balancing... Read More»

Many people need support to develop a healthy, balanced plan to support overall health and well - being.