Sentences with phrase «bank equity ratio»

[In my opinion, this is the key bank equity ratio you should always focus on — look for a minimum of 8 - 10 %.

Not exact matches

According to the Bank, corporate Canada's overall debt - to - equity ratio — under 0.9, down from 1.5 in the mid-1990s — is at a historic low, the result of two decades of private - sector deleveraging.

No word yet on the equity - to - debt ratio, but debt financing will be provided by a large group of banks that include BofA Merrill Lynch, Morgan Stanley, CUBS and Jefferies.

It will also lead to the bank's common equity Tier 1 capital ratio, a key measure of its financial strength, falling by about 20 basis points, the lender said.

The 2013 survey also suggests that hedging ratios for foreign equity assets were lower than those of foreign debt assets, which is also consistent with the results of the 2013 National Australia Bank Superannuation FX Survey (NAB Survey; NAB 2013).

You will have the assets, receivables, and inventory, but the bank still may not increase your line of credit because your equity base is insufficient to keep your leverage ratio within the bank covenant.

(For reference, Peter Lynch recommends an Equity - to - Assets ratio of more than 7.5 % to qualify as a well - capitalized bank.)

The bank has increased its equity - to - assets ratio to 8.9 %.

The Equity / Assets ratio is 11.1 %, indicating that the bank is significantly under - leveraged.

Tags: Angela Merkel, dollar index, Dow, ECB, employment - to - population ratio, equity marktes, Euro, Fed, Francois Hollande, Free Democrats Party, French oats, Germany, labor force participation, Mario Draghi, Mexican Central Bank, nonfarm payrolls, OMT, Peso, repo, SPS, yield curve Posted in Canada, ECB, Fed, Mexican CB, Mexico, unemployment, United States 6 Comments»

Banks had plenty of deposits (often more than they could loan out), healthier spreads, strong capital ratios, and returns on equity at the best banks were in the mid to high tBanks had plenty of deposits (often more than they could loan out), healthier spreads, strong capital ratios, and returns on equity at the best banks were in the mid to high tbanks were in the mid to high teens.

I know if by debt to income ratio is high I may get a higher interest rate on the home equity loan or the bank may not give me the loan at all.

Equity: Many banks will make investment property loans at an 80 % loan - to - value ratio, but that number applies to the before - repair value.

Banks, for example, tend to have very large debt - to - equity ratios because they fund short - term loans by issuing debt.

The national bank offers home equity lines of credit to eligible homeowners, based on credit history and score, income stability, and the loan - to - value ratio of the home used as collateral for the credit line.

Andrew Roberts, the bank's credit chief, said both global trade and loans are contracting, a nasty cocktail for corporate balance sheets and equity earnings, and uncharted waters given that debt ratios have reached record highs.

Presently, I have invested in the below 20 funds in the following ratio: Large Cap: 2 Funds Small & Mid Cap: 8 Funds Diversified Equity: 7 Funds Balanced: 2 Funds Sector - Banking: 1 Fund Kindly advise if this spread of funds is good or if it may need some tweaking.

ROE of 16.1 % and an equity tier 1 ratio of 10.8 % (for comparison, a bank has to have a 6 % ratio to be considered «well capitalized» in the U.S) and total capital ratio of 13.9 % pointing to the fact the bank is well prepared for any sort of financial crisis like what occurred just a few years ago.

One should also consider the leverage potential implied — EIIB could almost quadruple its B / S, still be considered a very safe bank (with a near 20 % Equity / Total Assets Ratio) and presumably achieve a radical transformation of its P&L and Return on Equity.

If you really do want to invest in bank stocks, it seems obvious the v first requirement should be an equity ratio of at least 8 %, even 10 %.

The bank continues to make some balance sheet improvements — its loan - to - deposit ratio's now down to 106 %, while total equity's at 8.8 % of total assets.

Bearing in mind the poor equity / total assets & loan - to - deposit ratios, continuing (pre-impairment) operating losses, and the further increase in impaired / past due (gross) loan balances, I'm not prepared to place more than a 0.5 P / B multiple on the bank:

I would be worried though that the bank (s), or even management, would be tempted by another little equity offering just to improve the ratios a little.

Goldman Sachs (GS: US), for example, currently has a 7.4 % Equity / Total Assets Ratio — for a bank of their calibre, I can live with that.

Well, years ago I naively thought that a bank's Tier 1 Capital Ratio pretty much boiled down to Equity divided by Total Assets, with some minor tweaks.

And that's what we're seeing here — when banks need to raise their ratios, it's no coincidence to note that's usually an incredibly expensive & dilutive time to raise equity.

But this is where the negative multiplier sinks its fangs in — for every 1 million of extra equity a bank wants to «produce / free up» for capital ratio purposes, it's forced to shrink its balance sheet by 10 - 20 million.

The Chicago - based service says Canada's biggest six banks — TD, RBC, Bank of Montreal, CIBC, Scotiabank and National — all have equity ratios well above what is required under the new Basel III requirements.

The bank's balance sheet is far superior to its peers, with a long - term debt / equity ratio of 1.0 and an interest coverage ratio of 9.4.

Leverage isn't working in other industries: MacEwen offers some background from the financial industry, which shows a causal link between the institution's asset - to - equity ratios (that's how leverage looks in banking, whereas it's the partner - associate ratio for lawyers) and the failure of the industry.

«Banks like ours with strong capital positions and good loan - to - deposit ratios are eager to lend to sponsors with significant equity,» he says.

Given you built equity in your first deal if you use the same bank you may not need to refinance given your portfolio debt to equity ratio.

Tags: auto loans, consumer credit, disposable personal income, federal reserve bank of new york, finance, Household Debt Service Ratio, housing, housing finance, mortgage debt, owners» equity, real estate, student loans

Traditional lenders, including commercial banks and insurance companies, have become strict in their underwriting criteria, demanding recourse, high debt service coverage ratios and equity contributions of at least 35 percent.