Sentences with phrase «bank loans returned»

Unlike the high - yield index, the S&P / LSTA U.S. Leveraged Loan 100 Index was in the black for the month, as senior bank loans returned 0.36 %.

Not exact matches

The 81 - year - old government - run financial institution, known as the Ex-Im Bank, provides much - needed to support to exporters through guaranteed loans and credit insurance, and by its own reckoning, it has returned $ 7 billion to the U.S. Treasury over the last 20 years.

The ECB essentially is the only thing keeping the Greek banking system from collapse by meting out loans in return for collateral.

New business owners seeking loans might be referred by a bank to a fintech partner, with the hope they'll return to the bigger financial institution when they're more established.

The problem is starting to reek of the mortgage crisis, when banks made oodles by selling bad loans to hedge funds that were layering on leverage to bolster returns — just before the loan market dried up and banks were stuck with the bad loans themselves.

To boost its returns, Cirrix borrows from other banks to buy some of these loans.

Despite more than paying for itself — by its own reckoning, Ex-Im Bank has returned $ 7 billion to the U.S. Treasury in the last two decades through interest on guaranteed loans and credit insurance — the 80 - year - old government - run financial institution is a sunset agency.

«If a bank's minimum loan is $ 500,000 and you need a $ 50,000 line of credit, don't be surprised when they don't return your calls,» Geshwiler says.

«Banks hope to lend early to get early returns... private investment and manufacturing investment are picking up due to firmer global demand (and) household loans could be boosted by property demand,» said Nie Wen, an economist at Hwabao Trust in Shanghai.

Based on BlackRock's long - term assumptions, some of the better return - to - risk ratios are in high yield bonds, EM dollar - denominated debt and bank loans.

Capital markets and banks stocks, in particular, have benefited from strong loan growth amid rising interest rates and positive stock returns.

The Highland Floating Rate Opportunities Fund... has generated one - year returns of 8.26 % through August 25, which continue to place it at the top of its Morningstar category; but its year - to - date returns have slipped to 1.61 %, which place the fund in the bottom 32 % of bank loan funds.

He says the New Jersey bank would «take money out of Wall Street and put it to work for New Jersey — creating jobs and growing the economy [by] using state deposits to finance local investments... and... support billions of dollars of critical investments in infrastructure, small businesses, and student loans — saving our residents money and returning all profits to the taxpayers.»

Investment grade bonds, preferred stocks or bank loans offer reasonable returns with arguably less volatility, in my opinion.

«The strong return of banks in small business lending indicates three things: overall improving economy, entrepreneur confidence that they will be able to borrow for expansion and repay the loans, and the increasing ease and popularity of SBA lending,» explained Biz2Credit CEO Rohit Arora, who oversaw the research.

In return, the SBA guarantees 75 to 85 percent of the loan for the bank if the loan defaults.

He or she will review all paperwork associated with the loan, including any supporting documents you provided (W - 2, tax returns, bank statements, etc.).

CEO Richard Davis admits it's merely to please shareholders hungry for loan growth, even if it'll fall short of the bank's 15 pct return of equity.

P2P loans (peer - to - peer loans) and invoice financing facilities are a real alternative to bank loans for business or SME owners to borrow money, and investors can invest in such loans and invoice financing as an alternative to the financial products of the banks with attractive potential returns.

Whereas in most markets an increase in short - selling puts pressure on the lending market and pushes up the interest rate at which short - sellers can borrow the underlying stock, the ready supply of gold loans from central banks seeking to earn some return on their gold holdings has, until recently, helped to keep lease rates low, generally in the range of 1 — 2 per cent (Graph B3).

In return, any company seeking a loan won't have to put off dreams of expansion in the face of a bank denial, for P2P lending can fill the void.

Mortgage Interest Deduction Not rated yet Can I claim the mortgage interest deduction on my tax return when I am on title but not on the bank loan?

«Commentators have noted that a loan to an underwater bank is a long - shot investment whose substantial downside easily justifies a 15 % to 20 % return, comparable to the rates charged on risky sovereign bonds.

He planned to then use the deposits to offer loans to renewable energy investments that also had government guaranteed rates of return, while capturing a spread for the bank (and himself presumably) in the middle.

The fixed rate assigned to a loan will never change except as required by law or if you request and qualify for the ACH interest rate reduction benefit (s); ACH interest rate reduction (s) apply when full payments (including both principal and interest) are automatically drafted from a bank account and will remain on the account unless (1) the automatic deduction of payments is stopped (including times during deferment or forbearance) or (2) there are three automatic deductions returned for insufficient funds within the life of the loan.

The bank statement loan is perfect for those with a lot of income, but not a lot of the tax - return - documented kind.

Banks had plenty of deposits (often more than they could loan out), healthier spreads, strong capital ratios, and returns on equity at the best banks were in the mid to high tBanks had plenty of deposits (often more than they could loan out), healthier spreads, strong capital ratios, and returns on equity at the best banks were in the mid to high tbanks were in the mid to high teens.

To maximize investment returns, they typically leverage their cash with loans from banks or bond investors.

With the announcement two weeks ago that Salomon Smith Barney's Chad Leat will co-head the global loan products group with Ann Lane of Citibank at the new Citigroup, the former bank loan chief of Chase Manhattan - who was swept aside in the firm's 1995 merger with the old Chemical Bank - returnebank loan chief of Chase Manhattan - who was swept aside in the firm's 1995 merger with the old Chemical Bank - returneBank - returned...

When applying for a home loan, you will be asked to provide a variety of financial documents including bank statements, tax returns, W - 2 forms and the like.

When you apply for a mortgage loan, there's a good chance the lender will ask for copies of bank statements and tax returns.

Time for some brutal honesty... this team, as it stands, is in no better position to compete next season than they were 12 months ago, minus the fact that some fans have been easily snowed by the acquisition of Lacazette, the free transfer LB and the release of Sanogo... if you look at the facts carefully you will see a team that still has far more questions than answers... to better show what I mean by this statement I will briefly discuss the current state of affairs on a position - by - position basis... in goal we have 4 potential candidates, but in reality we have only 1 option with any real future and somehow he's the only one we have actively tried to get rid of for years because he and his father were a little too involved on social media and he got caught smoking (funny how people still defend Wiltshire under the same and far worse circumstances)... you would think we would want to keep any goaltender that Juventus had interest in, as they seem to have a pretty good history when it comes to that position... as far as the defenders on our current roster there are only a few individuals whom have the skill and / or youth worthy of our time and / or investment, as such we should get rid of anyone who doesn't meet those simple requirements, which means we should get rid of DeBouchy, Gibbs, Gabriel, Mertz and loan out Chambers to see if last seasons foray with Middlesborough was an anomaly or a prediction of things to come... some fans have lamented wildly about the return of Mertz to the starting lineup due to his FA Cup performance but these sort of pie in the sky meanderings are indicative of what's wrong with this club and it's wishy - washy fan - base... in addition to these moves the club should aggressively pursue the acquisition of dominant and mobile CB to stabilize an all too fragile defensive group that has self - destructed on numerous occasions over the past 5 seasons... moving forward and building on our need to re-establish our once dominant presence throughout the middle of the park we need to target a CDM then do whatever it takes to get that player into the fold without any of the usual nickel and diming we have become famous for (this kind of ruthless haggling has cost us numerous special players and certainly can't help make the player in question feel good about the way their future potential employer feels about them)... in order for us to become dominant again we need to be strong up the middle again from Goalkeeper to CB to DM to ACM to striker, like we did in our most glorious years before and during Wenger's reign... with this in mind, if we want Ozil to be that dominant attacking midfielder we can't keep leaving him exposed to constant ridicule about his lack of defensive prowess and provide him with the proper players in the final third... he was never a good defensive player in Real or with the German National squad and they certainly didn't suffer as a result of his presence on the pitch... as for the rest of the midfield the blame falls squarely in the hands of Wenger and Gazidis, the fact that Ramsey, Ox, Sanchez and even Ozil were allowed to regularly start when none of the aforementioned had more than a year left under contract is criminal for a club of this size and financial might... the fact that we could find money for Walcott and Xhaka, who weren't even guaranteed starters, means that our whole business model needs a complete overhaul... for me it's time to get rid of some serious deadweight, even if it means selling them below what you believe their market value is just to simply right this ship and change the stagnant culture that currently exists... this means saying goodbye to Wiltshire, Elneny, Carzola, Walcott and Ramsey... everyone, minus Elneny, have spent just as much time on the training table as on the field of play, which would be manageable if they weren't so inconsistent from a performance standpoint (excluding Carzola, who is like the recent version of Rosicky — too bad, both will be deeply missed)... in their places we need to bring in some proven performers with no history of injuries... up front, although I do like the possibilities that a player like Lacazette presents, the fact that we had to wait so many years to acquire some true quality at the striker position falls once again squarely at the feet of Wenger... this issue highlights the ultimate scam being perpetrated by this club since the arrival of Kroenke: pretend your a small market club when it comes to making purchases but milk your fans like a big market club when it comes to ticket prices and merchandising... I believe the reason why Wenger hasn't pursued someone of Henry's quality, minus a fairly inexpensive RVP, was that he knew that they would demand players of a similar ilk to be brought on board and that wasn't possible when the business model was that of a «selling» club... does it really make sense that we could only make a cheeky bid for Suarez, or that we couldn't get Higuain over the line when he was being offered up for half the price he eventually went to Juve for, or that we've only paid any interest to strikers who were clearly not going to press their current teams to let them go to Arsenal like Benzema or Cavani... just part of the facade that finally came crashing down when Sanchez finally called their bluff... the fact remains that no one wants to win more than Sanchez, including Wenger, and although I don't agree with everything that he has done off the field, I would much rather have Alexis front and center than a manager who has clearly bought into the Kroenke model in large part due to the fact that his enormous ego suggests that only he could accomplish great things without breaking the bank... unfortunately that isn't possible anymore as the game has changed quite dramatically in the last 15 years, which has left a largely complacent and complicit Wenger on the outside looking in... so don't blame those players who demanded more and were left wanting... don't blame those fans who have tried desperately to raise awareness for several years when cracks began to appear... place the blame at the feet of those who were well aware all along of the potential pitfalls of just such a plan but continued to follow it even when it was no longer a financial necessity, like it ever really was...

Singh testified that he underreported receipts and overreported expenses on his returns to the IRS, and reported higher income and lower expenses on annual tax returns he submitted to banks for loans.

You will see them run to foreign banks to secure loans for developmental projects only for the loans to be returned to their foreign personal accounts.

«Securitization made sense, banks had a stable rate of return, and it was a way to generate capital for new loans at a low cost,» says Harrison Wadsworth, a spokesperson for the Consumer Bankers Association.

(hh) If the unencumbered amount of cumulative surplus revenue from tuition held by a charter school at the end of a fiscal year, less (i) the amount of the fourth quarter tuition payment, (ii) the amount held in reserve for the purchase or renovation of an academic facility pursuant to a capital plan, and (iii) any reserve funds held as security for bank loans, exceeds 20 per cent of its operating budget and its budgeted capital costs for the succeeding fiscal year as is reported in a capital plan to be submitted in the school's most recent annual report, the amount in excess of said 20 per cent shall be returned by the charter school to the sending district or districts and the state in proportion to their share of tuition paid during the fiscal year.

If you are a savvy investor and can make an annual return of 10 %, then it actually makes sense for you to take out a loan at 8 % to buy your car even if you have enough money in the bank to buy it without debt.

The fixed rate assigned to a loan will never change except as required by law or if you request and qualify for the ACH interest rate reduction benefit (s); ACH interest rate reduction (s) apply when full payments (including both principal and interest) are automatically drafted from a bank account and will remain on the account unless (1) the automatic deduction of payments is stopped (including times during deferment or forbearance) or (2) there are three automatic deductions returned for insufficient funds within the life of the loan.

On the other hand, a pre-approval entails the lender gathering all necessary documentation — your tax returns, bank statements, pay stubs, and more — packaging the loan, and submitting the file to an underwriter for review.

You will need to provide your loan officer with all supporting documentation such as your most recent bank statements, w - 2's, paystubs and tax returns.

Finalize your loan application and provide all necessary paperwork to your lender, including W - 2s, tax returns and recent bank statements

In this table you will find short term historical return data, including total YTD return and 1 - year returns on all Bank Loan Bond Funds.

This lending platform basically matches borrowers and lenders such that borrowers get their loans funded at usually much cheaper rates (vs traditional lenders such as banks and credit card companies) while lenders (also called investors) earn a rate of return on the money they lend with the potential to beat investment returns from other avenues.

Finally, it is a simple fact that banks and financial institutions get higher returns from credit card users than borrowers who make unsecured personal loans.

He or she will review all paperwork associated with the loan, including any supporting documents you provided (W - 2, tax returns, bank statements, etc.).

In this case, the companies could be a risk for the bank in repaying the loan and hence, you can get a higher return for this kind of investment.

The longer a bank has money tied up in a loan, the more risk there is that the borrower will default, so the bank will require a greater return (interest rate) for that extra risk.

We know no one wants to be stuck in a stuffy old bank office waiting in line or wasting time driving across town to get a loan, so we made it easy to apply online for your tax return advance.

Yields are also higher for the S&P U.S. Issued High Yield Corporate Bond Index than for the S&P / LSTA Leveraged Loan 100 Index (6.5 % versus 5.05 %, respectively), implying that market participants are willing to hold bank loans for less of an interest return than high - yield corporate debt.

Your account will be reviewed periodically, and based on your overall credit history, including your account with Bank of America as well as other credit cards and loans, and if you have demonstrated positive, responsible Account activity, you could qualify to have your security deposit returned to you.