Sentences with phrase «bank points such»

Not exact matches

NEW YORK, Jan 10 - Federal Reserve policymakers reacted coolly to a report on Wednesday that China could curb its massive U.S. debt purchases, pointing out that such rebalancing by countries can be healthy and would not likely disrupt the U.S. central bank's plan to trim its own bond portfolio.

On the monetary front, the PBOC cut the bank reserve ratio by another 0.5 percentage points (to 16.5 %) on March 1 (the sixth such cut since February 2015).

And community bankers point to the strength of their relationship banking model, which can be an advantage in some markets, such as small business lending.

And btw, if I were going to ding IOER, it would be for subsidizing banks for doing nothing (Bernanke and Kohn point out that such subsidies are typically but a few basis points, i.e., the IOER — the effective FFR, or 1.25 — 1.16 today; okay, but still...).

He pointed out that the failure of two or three such institutions would put us in «Lehman Brothers territory,» referring to the investment bank that filed for bankruptcy in September 2008, precipitating the financial crisis.

He suggests buying stocks that are likely to grow earnings faster and improve their balance sheets — such as CSL, Aristocrat Leisure and Ramsay Health Care — and short those likely to disappoint on the earnings front that will weaken their balance sheets, pointing to Bendigo and Adelaide Bank, Downer EDI and Ausnet.

Third and finally, the traditional story misses the real function of private banks, which is to solve an information problem in the purest Hayekian senses. That is, banks are or should be specialists in risk assessment and risk taking. They should know their client, understand the local market and have their pulse on the broad economy. Arguably, if properly structured, they can and should do this better than other entities such as governments. In other words, the proper role of banks should be underwriting — lend money, hold the debt, and bear the risk. Which is a long - winded way of getting to the main point of this post.

Some businesses reporting more - favourable terms linked this development to greater competition among banks, while others pointed to firm - specific factors such as their own stronger performance.

The market's faith in the Chinese financial industry is being weighed and the headlines point to a merger of the China Banking Regulatory Commission and the China Insurance Regulatory Commission, with some of their current powers — such as financial regulations and prudential oversight — passed on to the People's Bank of China.

One bank has introduced a small business loan secured by commercial property, reducing the interest rate at which such a loan would previously have been available from this bank, while another introduced a «basic» residentially secured term loan for small business at 6.35 per cent, 40 basis points lower than that bank's standard residentially secured term loan.

Without going into the extensive limitations of such models or the longer - term implications for raising interest rates, we would just highlight that the impact of a 100 basis point move in policy rates in both central bank models are surprisingly similar in the short - term.

Some observers, such as the Organization for Economic Co-operation and Development, have ranked Canada's housing market as among the world's frothiest, but Canadian economists and the Bank of Canada don't see a problem at this point.

If foreign economies refuse to co-operate, it is open to Russia to point out that it lacks the means to pay precisely because foreign banks and the government regulators behind them have been complicit in promoting such tax evasion, financial fraud and capital flight.

While the bank controls the measure of cash issued as per its money related approach goals, there is hypothetically no furthest point of confinement to the measure of such cash issuance.

At this point, the vast majority of people my age — being honest, the dividing line seems to be around 45 years old — roll their eyes and, in a perfectly rational manner, argue that a currency is usually boring and backed up by meaningful institutions such as central banks.

Manufacturing sector surveys, such as the ACCI - Westpac, Colonial State Bank and Australian Chamber of Manufacturers» surveys, suggest there were sharp increases in input costs in the first half of this year, and point to further pressures in the September quarter.

The initial thought that comes to mind about funding usually points to avenues such as bank loans and venture capitalists.

Pressed on whether such a cabal could continue to run things once the firm goes public, he immediately points to Goldman Sachs, an investment bank, as an example of a publicly traded company with a close - knit partnership structure.

Many more such weak points can be expected in the West Bank, where the length of the border lines that Olmert proposes and the level of friction are much greater than in the Gaza Strip.

«In assessing the safety of any food packaging material, the industry will continue to rely on the opinion of reputable, global food safety agencies such as FSANZ, EFSA and USFDA and the credible bank of evidence that points to the safe use of BPA» Mr Parker concluded.

Yet those who saw Banks play knew he was capable of repeating such a feat on a cold December afternoon when all that was at stake was two points.

Joe Guinan, a senior fellow, has argued that cooperatives are insufficient in themselves, but should be used as a jumping off point for more scalable forms of democratic wealth - holding, such as public banking and «pension fund socialism».

However, in November 2008 when the global economic crisis led to an unprecedented 1.5 percentage points cut in the base rate, banks such as HBOS, Lloyd's TSB and Abbey all passed on the full 1.5 % cut to borrowers with standard variable rate (SVR) mortgages.

TUC general secretary Brendan Barber said reports by the CBI and other groups that generous pensions were unaffordable, missed the point that many people in all sectors were struggling on meager pensions while executives such as Sir Fred Goodwin, the disgraced former boss of Royal Bank of Scotland, enjoyed large state subsidies.

The porous and exposed nature of most mobile money points is an eyesore, that is true but in the words of Accra Regional Police Commander, DCOP George Alex Mensah «The banking sector is such that there is a law that without the presence of an armed officer you can not open a bank so at the banks, if by 8.

Other experiments, such as the one at Tenerife by Rod Davies of Jodrell Bank and his collaborators, a team that includes scientists from Cambridge and the Instituto Astrofisica de Canarias are on the point of detecting primordial ripples.

Michelle's craftsmanship is impeccable, and her work is at a great price point — beautiful slipcovers and pillows don't have to break the bank and make such a huge impact on a space.

At one point flat - 12 engines were used in racing cars such as the Porsche 917, and many Ferrari F - 1 cars (although these were technically 180 ° V - 12s, which may have any cylinder bank angle).

For example, Bank of America Preferred Rewards offers perks that really come in handy for travel — such as no - fee ATM transactions, credit card cash back or points bonuses of up to 75 percent and waived fees on everyday banking services.»

The original idea for the program was to reward you for all your banking, no matter what type it is, but over the years Citi has added several benefits specifically for travelers, such as airline point transfers.

I see a continued crowded trade here, and I am waiting to see where the pain points are, such that foreign central banks begin to intervene to prop up the dollar.

Such sign - up bonuses typically require you to spend a certain amount of money within a certain length of time — say, $ 1,000 within three months — before the bank releases those points.

While none of the online brokerages who provided a submission lowered their standard commission pricing this year (so far), they have found ways to lower commission pricing on certain products — such as ETFs in the case of National Bank Direct Brokerage, or to enable DIY investors to use loyalty points to pay for commissions (RBC Direct Investing).

The Duo Card will also feature popular credit card programs such as rewards programs where customers can cash in points earned on purchases to repay loans received from the bank's line of credit.

«However, as reader Lorne pointed out, you could do better with an online bank such as Ally for non-registered accounts.»

Automatic Payment Discount Disclosure: Borrowers will be eligible to receive a 0.25 percentage point interest rate reduction on their student loans owned by Citizens One, N.A. during such time as payments are required to be made and our loan servicer is authorized to automatically deduct payments each month from any bank account the borrower designates.

Automatic Payment Discount Disclosure: Borrowers will be eligible to receive a 0.25 percentage point interest rate reduction on their personal loans owned by Citizens One, N.A. during such time as payments are required to be made and our loan servicer is authorized to automatically deduct payments each month from any bank account the borrower designates.

I'd think there are only so many banks making such offers, and at some point too much available credit will impact one's credit rating, but for now, I'll take the $ 450, and be sure to make the payment in full when this becomes due.

Schembri also reaffirmed the central bank's view that measures such as fiscal stimulus from Ottawa are better suited at this point to help improve financial stability because the benchmark interest rate is already very low.

Most banks and financial institutions offer lots of substantial benefits such as rebates, discounts, and reward points.

More than 40 percent of these banks process transactions from largest to smallest by dollar amount — which can reduce the account balance more quickly and result in more overdrafts than other methods, such as posting transactions chronologically — and nearly 80 percent allow overdrafts on ATM and debit point - of - sale (POS) transactions.

Of course, such an earnings rate might seem low compared to other travel credit cards, but tempted Bank of America customers might increase their effective points earning rate up to 2.62 points per each $ 1 spent on all purchases.

In expanding on his initial Tweet, Gross on January 10 described a 10 - 30 basis point rise for the year — hardly a market apocalypse — driven by rising inflation, reduced global central bank Treasury purchases, and higher US budget deficits.2 But even such a modest move could mean it ain't over for those persistent downside penetrations of support that have lately become routine in T - note futures.

Thompson says points can be used to cover some nonrecurring closing costs, such as bank and title fees, but they can't cover recurring fees like interest or property tax.

Borrowers will be eligible to receive a 0.25 percentage point interest rate reduction on their student loans owned by Citizens Bank, N.A. during such time as payments are required to be made and our loan servicer is authorized to automatically deduct payments each month from any bank account the borrower designaBank, N.A. during such time as payments are required to be made and our loan servicer is authorized to automatically deduct payments each month from any bank account the borrower designabank account the borrower designates.

There are many options you could use such as your bank's services, mutual fund companies, independent brokers, or robo - advisors but with so many options comes so many price - points and fees.

This includes withdrawals made by check or draft to third parties; debit or ATM card point - of - sale (POS) purchases; and pre-authorized withdrawals such as automatic transfers for overdraft protection and transfers made by telephone, online banking, mobile banking, bill pay, wire and facsimile.

At such a point, being a bank is not so valuable, and banks mimic the innovations in order to compete.

Automatic Payment Disclosure: Borrowers will be eligible to receive a 0.25 percentage point interest rate reduction on their student loans owned by Citizens Bank, N.A. during such time as payments are required to be made and our loan servicer is authorized to automatically deduct payments each month from any bank account the borrower designaBank, N.A. during such time as payments are required to be made and our loan servicer is authorized to automatically deduct payments each month from any bank account the borrower designabank account the borrower designates.

Automatic Payment Discount Disclosure: Borrowers will be eligible to receive a 0.25 percentage point interest rate reduction on their Citizens Bank Personal Loan during such time as payments are required to be made and our loan servicer is authorized to automatically deduct payments each month from any bank account the borrower designaBank Personal Loan during such time as payments are required to be made and our loan servicer is authorized to automatically deduct payments each month from any bank account the borrower designabank account the borrower designates.