Sentences with phrase «bank stress tests»

I have not talked much, if at all about the «bank stress tests» for one major reason: in life insurance, there are detailed rules for performing cash flow analyses.

With the bank stress tests, the adverse scenario posited higher unemployment, lower residential housing prices, and lower real GDP than «baseline» estimates.

Gold climbed for the first time in three sessions on surging demand for the metal as a store of value while the dollar fell and investors prepared for the release later this week of U.S. bank stress tests.

The «results» of the European bank stress tests were released Friday afternoon and we learned that seven European banks failed and need to raise about $ 3.5 billion to meet the needed tier one capital ratios.

It would reduce the requirement for bank stress tests from annually to every two years.

Buffett's move could be imminent after the Bank of America passed the second round of the annual bank stress tests Wednesday, allowing the firm to raise its dividends up to 48 cents per share annually.

Not exact matches

The swap was made possible by Bank of America's decision in June to boost its dividend 60 %, after the Charlotte, North Carolina - based lender passed a Federal Reserve «stress test» of its ability to navigate tough markets.

Every so often, the Federal Reserve requires major banks to run a «stress test» to see how they'd handle a financial crisis.

By comparison, a stress test on America's largest banks in 2009 found that in a worst - case scenario, losses at the 19 banks would hit 9.1 % of their loan portfolio, although, admittedly, many believe in reality it was far higher.

UniCredit, the biggest Italian bank in assets, also failed the ECB stress tests last July.

The ECB released its latest set of stress test results on the potential impact of interest rate changes to the area's banking system

Elsewhere, the European Central Bank (ECB) released its stress test results on the potential impact of interest rate changes to the area's banking system.

It found that 27 of 33 banks that it «stress - tested» were undercapitalized, although it said the «Big Four» state - owned banks had adequate capital.

«Unlike the United States before the crisis, the portfolios and business lines of large banks are well diversified, and stress tests suggest that banks have adequate capital and liquidity buffers to weather a large house price correction,» according to the FSR.

The Federal Reserve approved Wednesday the capital return plans of all 34 banks it reviewed in the second part of an annual stress test.

Each bank has to pass a rigorous stress test before it can resume returning capital to shareholders.

He told CNBC that the stress tests will show a gap in the banks» capital positions, though not a «dramatic one» given that there is a political component around this subject.

Konstantinos Manolopoulos, director of research at the Investment Bank of Greece, told CNBC that it is hard to predict the outcome of the stress tests, but acknowledged the fact that the capital position of these banks is much stronger.

Floriani from AXIA Ventures Group said in a note that the political uncertainty seen in the past has also simmered down for now and the banks will manage to go through the stress tests without the need for extra capital.

If the stress tests show problems in the banking system, it will be harder for Greece to end the program in the way it wants.

The federal banking regulator's tougher rules, which took effect Jan. 1, now require a stress test to be applied even to borrowers with more than 20 per cent down payment.

The dividend increase was approved by the Federal Reserve, which conducts annual «stress tests» of big banks» ability to handle tough economic and market conditions.

An existing stress test already requires those with insured mortgages to qualify at the Bank of Canada benchmark five - year mortgage rule.

He also describes at length the Fed's latest mandatory stress test on Chase and all major banks, noting that the Fed estimates Chase would lose $ 55 billion pre-tax over nine quarters in those unlikely circumstances — «an amount that we would easily manage because of the strength of our capital base.»

The stress tests are primarily calculated on the basis of the amount of capital banks held at the start of 2017.

For the first time since it started «stress - testing» banks in 2014, none of Britain's major lenders would need to raise extra capital, the BoE said.

The Bank of England's Financial Stability report, released in tandem with the stress test results, was positive on the prospects of the UK's banking sector, even if Brexit goes awry.

As part of its recommendations following the stress tests, the Bank of England decided to increase the UK's so - called counter cyclical capital buffer (CCB) from 0.5 % to 1 %.

«The combination of a disorderly Brexit and a severe global recession and stressed misconduct costs could result in more severe conditions than in the stress test,» the bank said.

«The 2017 stress test shows the UK banking system is resilient to deep simultaneous recessions in the UK and global economies, large falls in asset prices and a separate stress of misconduct costs,» the BoE said.

DFAST refers to the Dodd - Frank Act stress test, which assesses whether large banks have enough capital to absorb losses in the event of an economic crisis.

The bill raises the asset threshold at which banks must comply with stricter capital and planning requirements, including yearly stress tests and developing «living wills» for an orderly liquidation in times of crisis.

Bank of America has had a little difficulty with the Fed's Stress Test in the past, and investors would like to see higher payouts to shareholders.

Known as a stress test, the check - up looks at a bank's ability to withstand a future crisis and comes as the ECB takes over as a banking supervisor on November 4.

«A stress test that claims that if the Dow falls by 60 %, the unemployment rate rises to 12 %, housing prices decline substantially more than they did during the 2008 recession, GDP declines by 6 - 7 % — and that all of that can happen and no bank will be in serious financial trouble or have any problem of being undercapitalized or illiquid — I kind of think says more about itself than it says about the health of the banking system.»

The provision of the bill that has garnered the most attention is one that would raise the threshold at which banks are subject to certain federal oversight, including stress tests that measure a bank's ability to withstand an economic downturn.

Another positive view came from Global Credit Strategist Hans Mikkelsen, who said that he has seen «significant and impressive» improvement in all the U.S. banks, which have been able to withstand harsh stress - test scenarios and are now decoupling from problematic European banks.

Federal Reserve Chair Jerome Powell said during his nomination hearing before the Senate Banking Committee in November 2017 that he would continue to have «meaningful» stress tests for banks in that range.

The Federal Reserve has decided to rescind a technical change in the way it calculates the CCAR stress testing calculations for large banking organizations, a decision that averts a major increase...

The TARP (Troubled Asset Relief Program) program, the early US stress tests, and various actions to recapitalise troubled banks and dispose of poorly performing assets were all important in this regard.

New mortgage stress tests are pushing some borrowers from the big banks to alternative lenders charging higher rates.

Eventually, the exempted banks would no longer have to undergo an annual stress test conducted by the Federal Reserve.

They also have been subjected to annual Federal Reserve stress tests that measure whether the banks have sufficient capital to weather severe economic scenarios.

Among the likely changes to Dodd - Frank: raising the threshold for tougher oversight from the current $ 50 billion in assets to $ 250 billion; exempting small banks from the so - called Volcker rule, which currently bars them from speculative trading; reducing the amount of financial reporting, particularly racial and income data on mortgage holders; lowering the frequency of regulatory exams; and easing the conditions of stress tests.

But now he is talking at a time when another keeper of confidential information about Trump, attorney Michael Cohen, is being stress tested by a federal investigation into possible bank fraud, wire fraud and campaign finance violations.

Following the stress tests, Bank of America boosted its dividend by 50 % and added a $ 5 billion share repurchase program to boot.

On Tuesday, Bank of America announced that after passing the Federal Reserve's latest stress test — an exercise implemented after the financial crisis that requires big financial institutions to prove they have the capital to sustain operations in a recession — it would raise its dividend to $ 0.48 per year.

It was the unanimous opinion of this hearing panel that forcing a regional bank engaging in safe and sound banking and lending practices with $ 50 billion in assets to undergo stress tests and other regulatory rigors as a systemically important financial institution placed in the same league as a $ 2.5 trillion bank like JPMorgan, is nonsense.

Banks» heightened liquidity needs initially stemmed from the crisis itself, but have since been sustained by the Fed's liquidity stress testing and, more recently, by U.S. implementation of Basel's Liquidity Coverage Ratio.

Italy continues to face challenging market conditions with Europe again coming under the spotlight recently over its muted economic growth and with some of Italy's banks faring badly in the latest stress tests, he admits.