Sentences with phrase «banking began over»

Online banking began over thirty years ago, and mobile banking took off more than ten years ago — which means that there are at least one if not two generations that haven't experienced the old fashioned passbook savings account, nor have they learned financial responsib...

Not exact matches

The Bank of Japan will be able to begin winding down its extraordinary monetary stimulus in the next five years, Governor Haruhiko Kuroda said over the weekend.

«We are beginning to see some deterioration in the credit quality of oil and gas loans to borrowers that used high volumes of debt to finance their growth over the past several years,» Grant Wilson, director of commercial credit for the Office of the Comptroller of the Currency, a banking regulator, told Bloomberg in an interview.

Federal Reserve Chairmen Arthur F. Burns and G. William Miller tightened interest rates repeatedly over the decade's course, so that the prime rate, the interest rate charged by banks to creditworthy customers, climbed from 8.5 percent in February 1970, when Burns began in the job, to an astounding 11.75 percent in early August 1979, when Miller left office.

If this is true, by the way, it means that attempts at implementing liberalizing reforms are successful mainly during periods of great global liquidity, and this might have implications for China, especially if over the next few years global central banks begin to withdraw the huge liquidity injections that have underpinned asset bubbles around the world.

Thus began my education about how fundraising really works, and when I learned for the first time (of many) that «It's not over until the money's in the bank...»

Central banks have also begun to provide more guidance around curtailing their prolific quantitative easing over the next six to 12 months.

Has the Bank of Canada begun to measure the economic impact of legalizing marijuana and its impact on gross domestic product over the next few years?

Here is a post from Libertarian News that begins, «I recently got into an argument over on the Reddit Bitcoin boards where I held the position that fractional reserve banking with Bitcoins was not possible,» which sounds fun; he recants that view but does make what I think is a very valid point:

That's not just because of wobbly data and economic risks on the near - term horizon; it's also because of the way the Bank has begun to see the Canadian economy evolving over the long run.

After earlier stints as a junior finance minister and deputy governor, he took over as Governor of the Bank of Canada seven months before the global recession really began to bite in September 2008, and is credited with keeping his homeland free from the worst ravages of the crisis.

Second, we believe central banks need to begin to give themselves greater leeway to act in the future to provide stimulus should economic growth weaken over the medium term.

«For the first time in years, interest rates are beginning to rise — making it increasingly important for Canadians looking to buy a home to stress - test their mortgage against a higher rate to ensure they can afford it over the long term,» said Martin Nel, Head, Personal Banking, BMO Bank of Montreal.

The Bank began this easing process in July 1996 in anticipation of a fall in inflation over the second half of the year.

While community banks have been instrumental in helping the nation recover from the financial crisis, the recovery that began in 2009 has averaged a growth rate of just over 2 percent — the weakest rebound in the post — World War II era.

This economic debacle began over a decade ago and was made worse by the lack of regulation of the banks and lenders and by our involvement in wars we had no business fighting.

Time for some brutal honesty... this team, as it stands, is in no better position to compete next season than they were 12 months ago, minus the fact that some fans have been easily snowed by the acquisition of Lacazette, the free transfer LB and the release of Sanogo... if you look at the facts carefully you will see a team that still has far more questions than answers... to better show what I mean by this statement I will briefly discuss the current state of affairs on a position - by - position basis... in goal we have 4 potential candidates, but in reality we have only 1 option with any real future and somehow he's the only one we have actively tried to get rid of for years because he and his father were a little too involved on social media and he got caught smoking (funny how people still defend Wiltshire under the same and far worse circumstances)... you would think we would want to keep any goaltender that Juventus had interest in, as they seem to have a pretty good history when it comes to that position... as far as the defenders on our current roster there are only a few individuals whom have the skill and / or youth worthy of our time and / or investment, as such we should get rid of anyone who doesn't meet those simple requirements, which means we should get rid of DeBouchy, Gibbs, Gabriel, Mertz and loan out Chambers to see if last seasons foray with Middlesborough was an anomaly or a prediction of things to come... some fans have lamented wildly about the return of Mertz to the starting lineup due to his FA Cup performance but these sort of pie in the sky meanderings are indicative of what's wrong with this club and it's wishy - washy fan - base... in addition to these moves the club should aggressively pursue the acquisition of dominant and mobile CB to stabilize an all too fragile defensive group that has self - destructed on numerous occasions over the past 5 seasons... moving forward and building on our need to re-establish our once dominant presence throughout the middle of the park we need to target a CDM then do whatever it takes to get that player into the fold without any of the usual nickel and diming we have become famous for (this kind of ruthless haggling has cost us numerous special players and certainly can't help make the player in question feel good about the way their future potential employer feels about them)... in order for us to become dominant again we need to be strong up the middle again from Goalkeeper to CB to DM to ACM to striker, like we did in our most glorious years before and during Wenger's reign... with this in mind, if we want Ozil to be that dominant attacking midfielder we can't keep leaving him exposed to constant ridicule about his lack of defensive prowess and provide him with the proper players in the final third... he was never a good defensive player in Real or with the German National squad and they certainly didn't suffer as a result of his presence on the pitch... as for the rest of the midfield the blame falls squarely in the hands of Wenger and Gazidis, the fact that Ramsey, Ox, Sanchez and even Ozil were allowed to regularly start when none of the aforementioned had more than a year left under contract is criminal for a club of this size and financial might... the fact that we could find money for Walcott and Xhaka, who weren't even guaranteed starters, means that our whole business model needs a complete overhaul... for me it's time to get rid of some serious deadweight, even if it means selling them below what you believe their market value is just to simply right this ship and change the stagnant culture that currently exists... this means saying goodbye to Wiltshire, Elneny, Carzola, Walcott and Ramsey... everyone, minus Elneny, have spent just as much time on the training table as on the field of play, which would be manageable if they weren't so inconsistent from a performance standpoint (excluding Carzola, who is like the recent version of Rosicky — too bad, both will be deeply missed)... in their places we need to bring in some proven performers with no history of injuries... up front, although I do like the possibilities that a player like Lacazette presents, the fact that we had to wait so many years to acquire some true quality at the striker position falls once again squarely at the feet of Wenger... this issue highlights the ultimate scam being perpetrated by this club since the arrival of Kroenke: pretend your a small market club when it comes to making purchases but milk your fans like a big market club when it comes to ticket prices and merchandising... I believe the reason why Wenger hasn't pursued someone of Henry's quality, minus a fairly inexpensive RVP, was that he knew that they would demand players of a similar ilk to be brought on board and that wasn't possible when the business model was that of a «selling» club... does it really make sense that we could only make a cheeky bid for Suarez, or that we couldn't get Higuain over the line when he was being offered up for half the price he eventually went to Juve for, or that we've only paid any interest to strikers who were clearly not going to press their current teams to let them go to Arsenal like Benzema or Cavani... just part of the facade that finally came crashing down when Sanchez finally called their bluff... the fact remains that no one wants to win more than Sanchez, including Wenger, and although I don't agree with everything that he has done off the field, I would much rather have Alexis front and center than a manager who has clearly bought into the Kroenke model in large part due to the fact that his enormous ego suggests that only he could accomplish great things without breaking the bank... unfortunately that isn't possible anymore as the game has changed quite dramatically in the last 15 years, which has left a largely complacent and complicit Wenger on the outside looking in... so don't blame those players who demanded more and were left wanting... don't blame those fans who have tried desperately to raise awareness for several years when cracks began to appear... place the blame at the feet of those who were well aware all along of the potential pitfalls of just such a plan but continued to follow it even when it was no longer a financial necessity, like it ever really was...

But after getting over the scary scene of grown adults going mental at the football I stood in the North Bank nearly every match until (1980) and my education began and other older Arsenal fans would mention RAY KENNEDY's name with respect and a little dam (why did we sell em) if my faded memory is right.

The following year, after the nationwide scandal over bank employees signing thousands of foreclosure documents without proper review, known as robosigning, broke, New York began requiring plaintiffs in foreclosure cases to affirm the accuracy of their documents.

Wright, however, said she is budgeting for a loss of about $ 3.6 million over the next three fiscal years as the Land Bank more aggressively targets houses for renovation or demolition and begins to unload the thousand properties it currently owns.»

Tight money, but it begins to flow Enersis was taken over in late 2005 by Australia's second - biggest investment bank, Babcock & Brown, which then ran into major trouble as its share capital crumbled in mid-2008.

As he falls deeper under Carver's spell and into the corrupt world of scamming and stealing from banks and the government, not to mention being tasked with evicting others, Dennis's conscience begins to take over.

But when his friendship with kindly bank teller Dawn (Holly Hunter) begins to turn into something more, A.J. must choose between fixating over the past or embracing the future.

Along with the scholarships that will be distributed by College Success Arizona to 20 students over a two - year period beginning in spring 2016, Alliance Bank is initiating a campaign to appeal to other local businesses in order to raise awareness about the need to improve Arizona's education system and the importance of workforce development.

Historically, the outperformance of value has been associated with a rising interest - rate environment; as the US Federal Reserve Board (sometimes referred to as «the world's central bank» for the far - reaching impact of its policies) attempts to begin raising rates, we see a potential catalyst for a value recovery over our long - term investment horizon.

Banks are beginning to sue TGT now so the negative press is not over yet.

Then again, the U.K. is also where Lloyds, the venerable bank, got in trouble with parents after it began mailings to children between 11 and 16, upgrading children's accounts from cash - machine - only cards to ones with Visa options, which let them purchase goods over the Internet without their parents» knowledge.

Investors are warming to risk as a bullish mood begins to take over, according to Bank of America Merrill Lynch's latest «Flow Show» report, released Thursday.

When your have balances that are over due the bank will do anything to try to get back as much money as possible and many times you can negotiate to have the debt payment reduced to a fraction of what you owe, but in order for the negotiation stats to begin, the debt needs to be in charge off stats.

The book takes us back to the beginning of the US, and all of the arguments over whether we needed a central bank or not.

Perhaps hope to reincarnate benefits intact / improved with HSBC partnership bid rather than end up with the bank who must not be named that took over their Sears Canada credit card portfolio and trashed all its FX fee free benefits to give you the in - / famous 2.5 % foreign transaction fee instead and meanwhile let more speculation and the ensuing flood of calls to their call centre begin.

Alice began her career in the museum world, working at the Metropolitan Museum of Art and later moved to the private sector, where she was Director, Worldwide Cultural Affairs, The Chase Manhattan Bank for over two decades.

The banking crisis which began at Lehman is far from over and lot 1001 a metal plaque celebrating the opening of their European headquarters in 2004 by Gordon Brown, is a grim reminder of the good times.

Since then San Francisco, Los Angeles, Washington D.C, Philadelphia, Missoula, Davis, Santa Monica, and Providence, as well as a number of tribes, have begun the process of severing ties with banks financing the Dakota Access pipeline, removing over $ 5 billion worth of business in the process.

Thus, if my solar panel is $ 2M and I use debt financing, I might give a bank $ 400,000 at the beginning of the project and pay the other $ 1.6 M over 20 years.

U.S. begins settlement talks with two European banks over dealings with blacklisted countries, Reuters

Lloyd bank, which took over HBOS in 2008, has claimed to have been oblivious to the crimes ever since the beginning of the investigation by Thames Valley Police.

The dynamics between banks and financial technology companies shifted particularly over the past year, and Canadian banks began to employ parallel strategies, collaborating with and leveraging some fintechs while innovating to compete with others.

By Nick Guest, Cypress Resources We formally began the fight against financial fraud over thirty - five years ago with the creation of the Bank Secrecy Act (BSA).

In a new post from the exchange which currently accounts for over 12 % of the overall Bitcoin exchange market share, they wrote that: Beginning April 18, 2017, all incoming wires to Bitfinex will be blocked and refused by our Taiwan banks.

Bitcoin has surged eight times in value this year to reach a price of over $ 8000 currently, which has made many banks to begin interest in speculating on cryptocurrencies.

Earlier today, CCN revealed that Shinhan, South Korea's second largest commercial bank with major influence over the South Korean finance sector, has begun the testing of its bitcoin vault and wallet services, which will be offered to its clients by mid-2018.

Well, we're only a few days into the new year and governments and banks the world over have already begun firing salvos at the cryptocurrency community.

In addition to law enforcement seizures of bitcoin, global central banks will likely begin to acquire large sums of bitcoin, Ether, and other major cryptocurrencies because the digital currency market has grown at an exponential rate over the past few years.

Beginning Tuesday, Royal Bank of Canada and Canadian Imperial Bank of Commerce will support Apple's NFC payment technology, along with ATB Financial and Canadian Tire Financial Services — while three other banks out of Canada's Big Five are set to hop on the bandwagon over the coming months.

• Greet customers and provide them with the menu and ensure that any discounts or deals are communicated to them • Ascertain that customers are being serviced by waiters or attendants by coordinating the liaison • Sum up customers» totals and print out bills after ensuring that the amounts are accurate • Process cash and credit and debit card payments and tender change and receipts • Balance cash drawers at the end of each shift and make sure that any discrepancies are resolved prior to closedown • Count cash at the beginning of each shift and ensure that sufficient change is available • Fill out bank deposit slips and deposit all earned cash at the end of the day • Provide assistance to waiters during rush hours by preparing and packing orders • Take and process orders for takeaway and deliveries and follow up to make sure that they are prepared on time • Resolve customers» problems and complaints by providing them with the highest level of services • Ascertain that inventory of supplies such as condiments, napkins and food items is updated on a constant basis • Pack food items according to customers» instructions and ensure that appropriate condiments are added with packed items • Take reservations over the telephone and in person and ensure that restaurant managers are made aware of them

In August 2007, when the secondary mortgage market began experiencing extraordinary disruptions, a gigantic storm started to brew over the housing, financial, and banking infrastructure.

When she stops with the agreements to support bail - outs for Greece, Italy, Portugal, Ireland, and now Spain, which has just asked for same, all by the way being Socialist governanced polities which have bribed their voters for over forty years with financial favours for votes, with their own money, except Germany, then the domino effect begins re runs on banks, bank failures, double - digit unemployment everywhere, recession morphing into depression across the zone.

The reelection victory of President Barack Obama over Republican challenger former Massachusetts Governor Mitt Romney yesterday means initiatives begun in the last four years to address past housing market excesses and help boost the market recovery, including proposed Dodd - Frank banking rules and reform of the secondary mortgage market, could command attention going into the president's second term.

Lawton began his professional career in commercial banking and helped consumers with mortgages and loans for over 20 years.