If you anticipate purchasing a
big ticket item in the near future, the reality is that the interest savings
on an S&L loan in comparison to traditional
bank rates could add up to one huge difference.
That's one of the
biggest pieces of advice I give my design clients — if you are
on a budget, choose neutrals for the
big ticket items like furniture and flooring... and then, when you get the itch to switch, you can do so without breaking the
bank by adding a couple seasonal throw pillows, a few pops of color via florals, or maybe an inexpensive blanket or DIY project.