Sentences with phrase «banks as intermediaries»

We need to restore the primary role of banks as intermediaries between savers and productive investment i n the economy, rather than as institutions that derive massive profits from speculation.

They allow personal loans to be made without a bank as intermediary.

This is a useful start, but if we are not careful, it could be a dead end — a fancy, hacker - proof database, where the software company has replaced the central bank as the intermediary of choice.

Not exact matches

P2P lending refers to the practice of investors lending money directly to borrowers without going through a financial intermediary such as a bank.

More than 500 digital technology startups around the world have raised funds by selling their own cryptocurrencies, or tokens, that sidestep banks or venture capital firms as intermediaries.

In the near future, look for rapid increases in the speed of banking services as well as the disruption of intermediaries like brokers and clearinghouses.

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What are banks for? Typically, banks are described as intermediaries that take deposits and lend them out, earning what is called net interest margin on the gap between what is paid on the savings and what is earned on loans. From where I stand, this description is wrong on three counts.

Second, this technology has created disruption in long - standing areas of financial services with specialized intermediaries such as commercial banks.

A digital currency not backed by any national bank as of yet, bitcoin attempts to remove all intermediaries in transactions.

As virtual currencies are a form of P2P payment, they bypass banks and other intermediaries and evade the additional processing charges.

As digital currencies emerge, therefore, the preference for decentralised payment systems would ostensibly render the use of a banking intermediary redundant, which raises pertinent questions regarding the role — or lack thereof — of central banks.

Peer - to - peer lending (also known as person - to - person lending, peer - to - peer investing, and social lending; abbreviated frequently as P2P lending) is the practice of lendingmoney to unrelated individuals, or «peers», without going through a traditional financial intermediary such as a bank or other traditional financial institution.

Peer - to - peer lending (also known as person - to - person lending, peer - to - peer investing, and social lending; abbreviated frequently as P2P lending) is the practice of lending money to unrelated individuals, or «peers», without going through a traditional financial intermediary such as a bank or other traditional financial institution.

Banks may also be changing their incentive packages to promote greater participation as intermediaries between borrowers and lenders.

In my last post in this series, I observed that an economy's «base» money serves as the «raw material» that commercial banks and other private - market financial intermediaries employ in «producing» deposits of various kinds that can themselves serve as means of exchange.

The unevenness in PoP business models could smooth out soon, however, as the need for extra intermediaries diminishes due to banks regaining their appetite for clients.

When banks and other private - market intermediaries acquire base money, they do so, not for the sake of holding on to it, as they might were they mere warehouses, but in order to lend or otherwise invest it.

At the end of the post there is a company mentioned that provides services as intermediary and connects bitcoin ATM operators directly with bitcoin friendly banks also providing additional services on the way.

The established classification from Wikipedia is «the practice of lending money to unrelated individuals, or «peers», without going through a traditional financial intermediary such as a bank or other traditional financial institution.»

Peer - to - peer lending (frequently referred to as P2P lending), is a unique alternative investment platform that allows borrowers to skip over a financial intermediary, such as a bank, and borrow funds from an individual, or peer — hence the name.

Using blockchain as a payment rail, the company eliminates the need for intermediary banks, therefore reducing costs for small - and medium - sized businesses.

Crypto - currencies are intended to eliminate reliance on brick - and - mortar middlemen such as banks, exchanges, credit card conglomerates and other financial intermediaries.

Investment Banks as Financial Intermediaries.

The way social impact bonds are usually structured is that a government entity enters into a contract with an intermediary organization that raises capital from investors such as banks and foundations and then hires / manages a non-profit organization to provide services that meet a certain pre-determined evaluative data.

Similar to the self - publishing platforms of Smashwords displacing the need for traditional or legacy publishers, crowdfunding platforms replace traditional intermediaries such as venture capitalists and banks, when authors seek to raise funds for the marketing and distribution of their books.

The company's products and services addresses multiple markets, asset classes and geographies and are sold to a diverse client base, including asset owners, such as pension funds, endowments, foundations, central banks, family offices and insurance companies; institutional and retail asset managers, such as managers of pension assets, mutual funds, exchange traded funds, real estate, hedge funds and private wealth; financial intermediaries, such as banks, broker - dealers, exchanges, custodians and investment consultants; and corporate clients.

Most loans from the SBA are not made directly by the SBA, but are made through an intermediary lender, such as a bank or credit union, with a portion of the loan amount guaranteed by the SBA (typically up to 75 % or 85 % of the loan amount).

These professionals act as the intermediary between you and the bank, playing matchmaker for you and your ideal home loan.

Without a bank or credit card or other intermediary acting as a trusted third party, confirming that the same number of dollars come out of one person's account and go into another, it's hard to make sure people aren't spending the same digital money in multiple places or multiple times.

This license allows a bank to provide services such as setting up checking accounts and issuing debit cards, arranging for wire transfers with other institutions, and serving as an intermediary for interstate and international transactions.

Broker - dealers at banks or brokerage houses, known as the underwriter, act as intermediaries between the issuer and the bond buyer.

As financial intermediaries, banks assume two primary types of risk as they manage the flow of money through their businesAs financial intermediaries, banks assume two primary types of risk as they manage the flow of money through their businesas they manage the flow of money through their business.

By managing this flow of funds, banks generate profits, acting as the intermediary of interest paid and interest received, and taking on the risks of offering credit.

Payments to Broker - Dealers and Other Financial Intermediaries: If you purchase the Fund through a broker - dealer or other financial intermediary (such as a bank), the Fund and its related companies may pay the intermediary for the sale of Fund shares and related services.

This non-traditional form of investing enables both borrowers and their lenders to completely bypass banks and other financial institutions as intermediaries of the loans.

There's still a significant amount of other fossil fuel finance at the World Bank Group that will need to be addressed, including ongoing indirect support for coal through financial intermediaries and development policy finance, as well as other oil and gas finance.

Worryingly, the US has proposed to «fast track» Equator Principles banks as accredited GCF intermediaries — even though the EPs have practically no eligibility requirements for signing up, and no process for delisting if banks fail to implement them.

This guidance document focuses on private sector providers of capital as well as the intermediaries such as banks and asset managers.

The Bank will address lacunae in the financial structure by acting as a wholesale second - tier financial intermediary in coordination with and via other financial institutions, including commercial banks and private investors.

My clients are most commonly investment managers, investment product providers, financial intermediaries or other financial institutions such as banks or insurance companies.

As of January 2015, Canadian banks and other Canadian financial intermediaries have been required to report to the Canada Revenue Agency all international electronic funds transfers (EFTs) of $ 10,000 or more.

The significance of Bitcoin is that its software design solved what is known as the «double spend problem» of digital currency, without involving intermediaries such as banks.

The software intermediary acts as a standardized platform that is a gateway to the data, making it essential that banks, financial institutions, and fintechs have the technology in place.

Not sure if this «service» bypasses bank as loan intermediary.

That is why a lot of firms use payment processors, which act as an intermediary between your firm and banks, manages your credit card authorizations and ACH transactions, and ensures PCI compliance to reduce credit card fraud.

Moreover, intermediaries, while still representing the dominant distribution channel, have become more specialized and, unlike in the past, face strong competition from alternative channels, like banks and financial service companies, as well as the Internet.

According to IRDA, this positioning as a two year premium plan allowed the insurer to pay 40 % of the first year premium and 7.5 % of the second year premium as commission to the bank, while had the plan been a single premium version the commission would have just amounted to 2 % making its high scale sales a higher commission earning machine for the insurance intermediaries who majorly surmise to SBI and some of its associated banks.

By Sunil Dhawan Life insurance products are primarily bought from intermediaries such as individual agents, corporate agents (banks) or insurance brokers.

At the end of the post there is a company mentioned that provides services as intermediary and connects bitcoin ATM operators directly with bitcoin friendly banks also providing additional services on the way.