Sentences with phrase «banks borrow against it»

The system was set up as a way to basically help support the FHLBs» capital as banks borrow against it.

Not exact matches

Macron has said he hopes to pool liability for various kinds of debt: a completed banking union would ensure bailout costs for individual financial institutions would be distributed across the continent rather than borne by individual countries, and the so - called Eurobonds would allow national governments to borrow money against a joint continental credit rating.

The four conglomerates originated in different sectors, but their underlying business model is the same: cultivate powerful allies in the Communist Party; use those relationships to win regulatory and property concessions; gather investment from friends, family and other proxies of party elites into a murky, unregulated private holding company; borrow heavily from state - owed banks and other sources to finance prodigious growth plans; invest as aggressively as possible in stock and property overseas as a hedge against slower growth in China and the risk of a weaker Chinese currency.

They also say these limits might be too complex, allowing banks to borrow more against safer assets, which opens the door to disquisitions about what constitutes a «safer» asset.

But mostly what we do is actually something called a repo, which is we lend or borrow money from the banking system against collateral (normally a government security), but also bank paper as well.

When Alan Greenspan flooded the mortgage market with credit, homeowners borrowed against («cashed out» on) the rise in housing prices as if their homes were a piggy bank.

Greater saving has been driven by increases in inequality and in the share of income going to the wealthy, increases in uncertainty about the length of retirement and the availability of benefits, reductions in the ability to borrow (especially against housing), and a greater accumulation of assets by foreign central banks and sovereign wealth funds.

This feature protects the bank against the possibility that prevailing interest rates fall below the CD's rate, essentially forcing the bank to overpay on the money they've «borrowed» from the CD holder.

As I understand it, the club is clear of bank debt although it does have an external credit facility borrowed against future TV revenues.

Of course, wealthy people, banks and corporations, benefit from reallocating large sums of capital to these policies and then borrowing against them.

You can borrow against the equity in your life insurance policy without any of the hassles associated with getting a loan through a fractional reserve bank.

This feature protects the bank against the possibility that prevailing interest rates fall below the CD's rate, essentially forcing the bank to overpay on the money they've «borrowed» from the CD holder.

Otherwise, it is just a number that the banks will sometimes let you borrow against.

You deposit a specific amount into an interest bearing bank account, and borrow against that amount.

The service gives you a piggy bank of capital which you can borrow against whenever you want.

While now the MCLR should factor in the repo rate, but how much really the weightage is of this cost of borrowing from RBI for the bank as against rest of the marginal costs.

Should the currency of one of these Eastern European countries depreciate significantly against the Euro or franc, roughly half the bank's customers will find their borrowings balloon uncontrollably in comparison with their own assets and earnings.

By borrowing against your line of credit and paying it off in a timely fashion each month, your bank will be willing to increase your credit line and allow you to borrow more money through your credit card.

All of these are dependent on some form of permanent life insurance as the banking instrument used to save and borrow against.

Whether you are looking for a consumer loan or to borrow against the equity in your home, Citizens Bank can tailor a loan with your budget in mind.

A Home Equity Line of Credit from Heartland Bank allows you to borrow against the equity in your home with the flexibility and ease of using your approved funds up to the limit, making payments against the balance, then using the available funds again as needed.

Banks like U.S. Bank, Wells Fargo, and Regions Financial now offer the equivalent of payday loans, allowing customers to borrow against their next paycheck, Social Security check, or unemployment benefit, if it's deposited directly into the customer's account.

The report, titled Home Equity Lines of Credit: Market Trends and Consumer Issues, centers on the use of HELOCs by consumers, on how banks offer them and the benefits and risks of borrowing against home equity.

Even though banks consider second mortgages «safer,» there are still some serious drawbacks involved with borrowing more money against a house.

In effect, I can always create my own «bank» by borrowing against the collateral of shares of un-leveraged, desirable businesses.

The use of the Fed's Term Auction Facility, which allows banks to borrow at relatively attractive rates against a wider range of their assets than previously permitted, saw borrowing of nearly $ 50bn of one - month funds from the Fed by mid-February.

Responsible borrowing can protect credit score from limit cuts — When the bank cuts a cardholder's line of credit — a common occurence in recent years — a history of responsible borrowing can protect against credit scoring damage.

Passbook savings loans allow you to borrow against your own account balances — Credit unions and some banks across the country offer a tool to help build credit: «passbook savings loans» secured by your own savings... (See Passbook savings loans)

But estimates you can take to the bank and borrow against for your drilling program.

• Assisted on an investigation into the borrowings of the large customers of an Icelandic bank which collapsed in 2008, with a view to making a determination of whether claims could be instigated against the customer;

Whole life insurance accrues cash equivalency values that can be borrowed against to take out a bank loan.

All of these are dependent on some form of permanent life insurance as the banking instrument used to save and borrow against.

You also have the option to pledge the policy to bank and borrow against it.

Of course, wealthy people, banks and corporations, benefit from reallocating large sums of capital to these policies and then borrowing against them.

Reason two: If you are practicing infinite banking you are using your whole life insurance as an asset to borrow against for the purchase of other assets.

You also have the option to borrow against the cash value accumulation of the policy at a lower rate than you would get at a bank.

Lloyds Banking Group has warned its credit card holders against borrowing money to buy bitcoin which has lost more than half of its value in recent months, the Guardian wrote.

I also have never seen a state or federal chartered lending institution give a loan to an LLC with no PG's unless the borrower was or is HUGE financially IE have liquidity at 20 to 50 times the amount of money the LLC's borrowing... Its against the banks lending charters to make loans in this fashion at least in my experience..

When parents leave a house to their two children and one child wants all of the house, the Trustee of a trust may be able to borrow against the house, put the loan proceeds into a trust bank account and distribute the home to one child and the loan proceeds (cash) of equal value to the other child.

And banks expect millions of homeowners to borrow against that equity.

You Can Borrow against Home Equity «Homeowners who don't have the cash to make a down payment on their next home can tap into an existing home equity line of credit or get one before they put their house on the market,» says Malcolm Hollensteiner, director of retail lending products and services for TD Bank.

Open an Investment Account, Then Borrow against It Many banks and credit unions have secured loan programs allowing you to borrow against an existing acBorrow against It Many banks and credit unions have secured loan programs allowing you to borrow against an existing acborrow against an existing account.

The seller who carries a loan as the bank can always sell the loan or borrow against the cash - flow.