Sentences with phrase «banks borrowing money»

It was hordes and hordes of people ripping off and taking advantage of banks borrowing money they knew they couldn't afford to pay back.

Banks borrow that money and lend it to someone else.

Banks borrow the money from you to loan it to someone else.

You can think of the index as the «going rate» at which banks borrow money from other banks.

The Fed Funds Rate is the rate at which banks borrow money from each other overnight.

Same way, banks borrow money from RBI by paying interest rate, when RBI reduces this interest rate (payable by banks to RBI), banks will have to pay lesser interest amount on their borrowings.

The rate at which banks borrow money from the RBI by selling their surplus government securities to the central bank (RBI) is known as «Repo Rate.»)

The LIBOR Index (London Interbank Offered Rate) is the rate at which banks borrow money from other banks, and this is the index that variable rate loans are based off of.

The Fed Funds Rate is the rate at which banks borrow money from each other overnight.

When a member first signs on, the Home Loan bank sets up a clearing account that works like a check book; when member banks borrow money, the FHLB takes cash out of this account and in return gives the borrowing bank stock that pays a dividend.

It is a form of secured lending, where a bank borrows money and offers a security as collateral.

The LIBOR Index (London Interbank Offered Rate) is the rate at which banks borrow money from other banks, and this is the index that variable rate loans are based off of.

The bank borrows money from people by offering them a certificate of deposit and paying them 2 % and then lends the money out to people wanting a loan at the rate of 6 %.

Not exact matches

... I think that creates a lot of positives, and banks are doing well because investors know all these new companies will be borrowing money.»

He said there was already enough liquidity in the Japanese banking system to increase money supply five times, but pointed out that the private sector was simply not borrowing.

Most of the money created by quantitative easing in the United States is still sitting in the reserves of banks reluctant to lend to consumers, who are themselves reluctant to borrow.

Repak: While borrowing from friends or family is better than borrowing from a bank and especially those high - interest payday loans, only lend money if you're fine with never getting it back.

Interest rates fell dramatically — the central bank rate has been essentially at zero since 1996 — so it cost nothing to borrow money.

If consumers are tapped out or wary of taking on more debt, then bank credit can be expanded to the moon and households will not borrow more money.

But I maintain a growth - investment portfolio at a regional bank's trust department, because I want an established relationship in case we need to borrow money.»

Macron has said he hopes to pool liability for various kinds of debt: a completed banking union would ensure bailout costs for individual financial institutions would be distributed across the continent rather than borne by individual countries, and the so - called Eurobonds would allow national governments to borrow money against a joint continental credit rating.

Most of the money the banking sector lends out is provided by retail deposits, supplemented by borrowing on the «wholesale» market.

Or maybe because you're not looking to take your existing company to market, borrow money from a bank, sell it or get new investment, you don't need a plan.

Online lending provides more adaptability and flexibility than traditional banks, but you should still provide solid business records that confirm your company is viable and can repay the money you borrow.

It's not the first time banks have loaned too much money to people who could ill afford to borrow it, and ultimately it will be the tax payers who pick up the tab.

Banks would have to pay the central bank to hold their money overnight, but people might borrow more, which would be a positive.

«They just can't get any money because the banks just won't let them borrow, because of the rules and regulations in Dodd - Frank.»

Typically, an ESOP borrows money from a bank to buy the owner's shares, then allocates the shares to individual employees» retirement accounts as the loan is paid off.

If one had a problem, there would be reputational repercussions for the entire system, making it harder for them to borrow money from other banks.

«They just can't get any money because the banks just won't let them borrow it because of the rules and regulations in Dodd - Frank.»

You have a job, you go to the bank, you justify the need for a capital expenditure and you borrow money.»

The company finances construction by borrowing money from banks or investors or by issuing shares of stock.

A $ 23 - million construction - equipment and - supply company, Albany Ladder specializes in serving carpenters, roofers, and small - time contractors who've never borrowed money from a bank — much less established a history of responsibly repaying it.

«In troubled times like these, public companies turn to the private - equity markets because they don't have the same financing opportunities that they might otherwise possess, either by selling more stock in the secondary markets or by borrowing whatever money they need from banks,» he says.

October 22: President Obama unveils a program to help small businesses borrow money, by allowing small banks to borrow funds at low rates from the Troubled Asset Relief Program (TARP).

This shift followed the Bank's introduction of a 50 - basis - point «operating band» for the overnight rate, which is the rate at which major participants in the money market borrow and lend one - day (or overnight) funds among themselves.

A surge in acquisitions by large Chinese companies in recent years has increased worries that several of them, which rely on borrowed money for their large purchases, could pose a risk to the banks that lend to them.

You might have read about peer - to - peer lending in recent tech news — it allows individuals and consumers to circumvent the banking industry by borrowing money from private investors.

Further, the fact they're borrowing money from you and not from a bank means they probably have poor credit.

Suppose the quantity of money is increased by tax reduction or government transfer payments, government expenditures remaining unchanged and the resulting deficit being financed by borrowing from the central bank or simply printing money [he adds a footnote, which Friedman lifted without direct attribution: «Open market operations are different, because they result merely in a substitution of one type of asset for another.»]»

If you borrow money from XYZ Bank, XYZ Bank becomes your lender.

Borrow money: Banks are in the business of lending.

Shop owners usually pay higher fees to accept credit cards (which borrow money from your bank).

In normal times, commercial banks earn interest on money parked at the central bank, and pay money to borrow.

But mostly what we do is actually something called a repo, which is we lend or borrow money from the banking system against collateral (normally a government security), but also bank paper as well.

The new, extraordinarily favorable terms announced Thursday on money borrowed from the central bank may help to counteract the drag on lenders» profits, though Mr. Draghi said that was not the goal.

The new approach, being paid to lend, will apply to a special program that allows banks to borrow money for four years, provided they lend the money on to consumers and businesses.

In addition, cities, states, and taxpayers have concerns about the costs of bonds and borrowing, how to get the best return on banked or invested public money, and an interest in finding innovative ways to fund public spending without surrendering public control, as is often the case with public - private partnerships.

Utilizing Your Cash Buying a Business Selling a Business Valuing Your Business - How Much Is It Worth Raising Money for Your Business Borrowing Money Preparing a Business Plan Preparing to Meet a Bank or Investor Tips on Negotiating an Investor Deal An Exit Strategy from Your Business What to Include In an Investor Agreement Patents

Some of the best indicators for mortgage rate movement include the yield on 10 - year Treasury bonds from the government and the LIBOR — a rate that determines how much banks must pay to borrow money from each other.