Sentences with phrase «banks lend money»

Since the rates at which banks lend their money are largely based on the interest rates offered by bonds, regular folks looking to take out a mortgage or a loan are facing higher costs.

Since the recession hit in 2008, the Federal Reserve has tamped down the interest rate at which banks lend money to each other, and that has kept the prime rate low.

Banks lend us money, we loan it to a borrower, and we hold that loan on our balance sheet for the term of the loan.

Without some sort of credit or someone to vouch for you, why should banks lend you money?

The overnight rate is the base rate at which banks lend money to one another on a regular basis in Canada; in other terms, it is the Canadian policy interest rate.

The Fed Funds rate is the rate that banks lend money to each other overnight.

Mr. Das says banks lend money.

This rate is the interest charged when banks lend money to each other.

So the banks lend the money, Puerto Rico pays the banks and by the way they couldn't pay 6 % when bankrupt, but now the banks want 12 % or 14 % because they are not worried about it.

But they do control the short - term federal funds rate, which is used when banks lend money to one another.

It's a target for the rate charged when banks lend money to each other overnight.

This is why having the central bank lend money directly to the government is a bad idea.

Housing is ostensibly the area where the troubles began, with banks lending money to those «sub-prime» borrowers who stood little chance of keeping up with their repayments.

Pine Financial Group keeps a pulse on the bank lending money and has relationships with several local portfolio lenders that we can refer.

Shortly after the bank lends you the money, the loan is transferred to an entity called The National Collegiate Funding LLC.

When a bank lends money and charges interest, people can do things with that borrowed money which are worth it.

* When stock speculator was a prominent practice, banks lent money to investors to buy stock.

When a bank lends money to a business, often the lender requires that the loan is covered should the business owner die.

Pine Financial Group keeps a pulse on the bank lending money and has relationships with several local portfolio lenders that we can refer.

When a bank lends money for a co-op, you give it a lien on your lease and stock certificate.

Not exact matches

The Federal Reserve's decisions over the past 12 months to continuously raise interest rates from the near zero percent level of the past few years have made it more profitable for big banks to lend money.

MONDAY, APRIL 30 FRANKFURT - The European Central Bank releases monthly data on lending and money supply 0800 GMT.

How it works: An individual or institutional investor chooses to lend money to a business directly, bypassing banks.

If a bank can't get much for lending money to other banks through the Fed, then it's not going to pay you much in a savings account.

Most of the money created by quantitative easing in the United States is still sitting in the reserves of banks reluctant to lend to consumers, who are themselves reluctant to borrow.

When banks start to lend that money out as the U.S. economy improves, all of that new money could lift prices substantially.

Repak: While borrowing from friends or family is better than borrowing from a bank and especially those high - interest payday loans, only lend money if you're fine with never getting it back.

While banks are busy adopting stringent lending practices, self - directed IRA and 401 (k) account owners are making hard money loans earning tax - advantaged interest within their plans.

It's a rare lending category that's growing fast, and banks struggle to make money in personal loans, leaving the field wide open to digital newcomers.

Though many community banks in this program have, controversially, used this money to pay off TARP rather than lend to small business, Hall says the money will help Team Capital make $ 200 million in loans to local small businesses, and it has enabled it to loan out $ 40 million in the past year.

Question: I'm planning to start my own landscaping business and need to buy a truck, lawn mowers and other equipment, but my bank won't lend me the money because my business is a startup.

And this rate does affect banks and other financial institutions decision making in terms of how much they are willing to lend money for.

Billionaire Eric Sprott and a currency exchange firm want to build a bank that doesn't lend any money.

Most of the money the banking sector lends out is provided by retail deposits, supplemented by borrowing on the «wholesale» market.

Whereas default risk is a natural disincentive to loose lending, from the banks» perspective, the risk of issuing mortgages is minimal, which helps to explain why they're willing to loan money at such low margins.

The traditional route is often scorned by entrepreneurs today, but banks are still lending money to startups and small businesses.

Banks tend to want to lend you money when you don't need it.»

P2P lending refers to the practice of investors lending money directly to borrowers without going through a financial intermediary such as a bank.

Online lending provides more adaptability and flexibility than traditional banks, but you should still provide solid business records that confirm your company is viable and can repay the money you borrow.

Title III was meant to help businesses raise money when banks pulled back from lending in the aftermath of the financial crisis.

As it stands, Wanda will secure a three - year bank loan of 29.6 billion yuan ($ 4.36 billion) and lend that money to Sunac.

Public sector banks are likely to be more hesitant to lend money to these borrowers because chances of a turnaround for companies with high levels of debt seem unlikely, at least in the near term, according to Awtani.

FRANKFURT, Oct 9 - Key Euribor bank - to - bank lending rate hit fresh record lows on Tuesday, pushed down by large amounts of excess liquidity sloshing around in money markets.

FRANKFURT, Oct 8 - Key Euribor bank - to - bank lending rate hit fresh record lows on Monday, pushed down by large amounts of excess liquidity sloshing around in the money markets.

FRANKFURT, Oct 10 - Key Euribor bank - to - bank lending rates hit fresh record lows on Wednesday, pushed down by large amounts of excess liquidity sloshing around in money markets.

FRANKFURT, Oct 9 - Key Euribor bank - to - bank lending rates hit fresh record lows on Tuesday, pushed down by large amounts of excess liquidity sloshing around in money markets.

FRANKFURT - The European Central Bank releases monthly data on lending and money supply.

FRANKFURT, Oct 8 (Reuters)- Key Euribor bank - to - bank lending rate hit fresh record lows on Monday, pushed down by large amounts of excess liquidity sloshing around in the money markets.

Big Wall Street banks have found a way to continue funneling money to high - risk borrowers — by lending to other institutions who make the so - called subprime loans.

FRIDAY, DECEMBER 29 FRANKFURT - The European Central Bank releases monthly data on lending and money supply.