Sentences with phrase «base policy includes»

If it is an inbuilt benefit, the premium for the base policy includes the premium for accident benefit.

The base policy includes many vital coverages that you pay extra for elsewhere.

Not exact matches

U.S. - based trade experts said they expected Beijing to offer Trump's team a package of policy changes that may include some previously announced moves, such as a phase - out of joint venture requirements for some sectors, autos tariff reductions and increased purchases of U.S. goods.

Jessica Vaughan, director of policy studies for the nonprofit Center for Immigration Studies think tank, told Polis's local paper The Daily Camera that «there is a much stronger case» for Start - up Visas than, say, for expanding guest worker programs or family - based immigration, both of which are included in the larger reform bill.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

The company's earnings guidance for FY18 does not include any potential impact from the previously announced pending sale of KMG America Corporation (KMG), whose subsidiary, Kanawha Insurance Company (KIC), includes Humana's closed block of non ‐ strategic long ‐ term care insurance policies, to Continental General Insurance Company (CGIC), a Texas ‐ based insurance company wholly ‐ owned by HC2 Holdings, Inc., a diversified holding company (NYSE: HCHC).

It has found more open doors with Fortune 500 companies, most of which have written anti-discrimination policies based on sexual orientation and active supplier diversity programs that include LGBT companies.

The list is based on a company survey including more than 400 questions on factors such as leave policies, workforce representation, benefits and child care.

US - based shale producers including EOG Resources Inc., Continental Resources, Inc., and Pioneer Natural Resources are set to suffer as oil prices continue to be weighed down by the increased production Trump's policies imply.

Good policies include a 5 percent late penalty after five days, and work stoppage after 30 days past due (for service - based companies).

Exxon has argued against all the other shareholder proposals as well, including a «policy to explicitly prohibit discrimination based on sexual orientation and gender identity»; a policy articulating Exxon's «respect for and commitment to the human right to water»; «a report discussing possible long term risks to the company's finances and operations posed by the environmental, social and economic challenges associated with the oil sands»; a report of «known and potential environmental impacts» and «policy options» to address the impacts of the company's «fracturing operations»; a report of recommendations on how Exxon can become an «environmentally sustainable energy company»; and adoption of «quantitative goals... for reducing total greenhouse gas emissions.»

While the CCA declares on its website that it doesn't lobby for policies that determine «the basis for or duration of an individual's incarceration or detention,» the Justice Policy Institute has documented several pieces of federal legislation the CCA lobbied on in recent years, including funding related to private prisons and Immigrations and Customs Enforcement (ICE) detention.

A PROPOSED policy paper for the operation of Internet discussion sites, including web - based bulletin boards, has been released by the Australian Securities and Invest - ments Commission for public comment.

Some researchers argue that it is impossible to determine when a contractor is truly working for a company during the times when the worker is waiting to pick up a ride, because the driver could be using two applications at once or attending to personal business.100 However, as noted in a 2016 report by the Economic Policy Institute, both Uber and Lyft already have guaranteed pay plans that they use in some markets during certain hours that pay workers guaranteed minimum earnings per hour based on their entire time logged into the system, including waiting times.101

Based on the results of this assessment, Tesla does not believe that its compensation policies and practices for all employees, including non-executive officers, create risks that are reasonably likely to have a material adverse effect on Tesla.

It is the policy of Ionis Pharmaceuticals, Inc. to provide equal opportunity in employment throughout the corporation for all qualified applicants and employees without discrimination against any person because of a person's race, color, religion (including religious dress and grooming practices), sex / gender (including pregnancy, childbirth or related medical conditions and breast feeding), national origin, ancestry, gender identity, gender expression, legally - protected medical condition, physical or mental disability, age, military or veteran status, marital status, sexual orientation, genetic information or any other basis protected by applicable law.

The quotes are based on a basic liability protection policy for the 2011 Toyota Camry across 12 insurers, including both national (such as GEICO and State Farm) and regional (such as Western National Insurance and Farmers Mutual of Nebraska) companies.

U.S. - based trade experts said they expected Beijing to offer Trump's team a package of policy changes that may include some previously announced moves, such as a phase - out of joint venture requirements for some sectors, auto tariff reductions and increased purchases of U.S. goods.

The concern that the network hashrate will become too low is based on several assumptions and variables, including the number of daily transactions, the willingness of the users to wait for confirmations, the willingness of the users to pay small amounts, the behavior of the miners, the fee policies set by various wallets, the emergent consensus on acceptable fees by the mining community, and other factors, including what actually is «too low» of a network hashrate in the first place.

The LUF called for the development of a set of new policy tools for land and resource stewardship, including market - based instruments.

We maintain broad - based benefits that are provided to all employees, including our 401 (k), flexible spending accounts, medical, dental and vision care plans, life and accidental death and dismemberment insurance policies and long - term and short - term disability plans.

Specifically, benefits subject to the HP Severance Policy include: (a) separation payments based on a multiplier of salary plus target bonus, or cash amounts payable for the uncompleted portion of employment agreements; (b) any gross - up payments made in connection with severance, retirement or similar payments, including any gross - up payments with respect to excess parachute payments under Section 280G of the Code; (c) the value of any service period credited to a Section 16 officer in excess of the period of service actually provided by such Section 16 officer for purposes of any employee benefit plan; (d) the value of benefits and perquisites that are inconsistent with HP Co.'s practices applicable to one or more groups of HP Co. employees in addition to, or other than, the Section 16 officers («Company Practices»); and (e) the value of any accelerated vesting of any stock options, stock appreciation rights, restricted stock or long - term cash incentives that is inconsistent with Company Practices.

It's based on my experience leading global enterprise social business and digital marketing programs for IBM, where I led my amazing team in establishing the technology giant's social media strategy including employee advocacy, social media listening and monitoring, influencer and brand engagement guidelines, social media governance, policy and measurement standards to a global workforce of over 400,000 employees.

To compensate for this lack of «real address», lenders use dummy information based on probable loan data including sample purchase prices, sample real estate tax bills common for the area, and sample homeowners insurance policies and / or homeowners association assessments, where applicable.

There are also some evidence - based policies that could help outside the realm of gun control, including more stringent regulations and taxes on alcohol, changes in policing, and behavioral intervention programs.

Specific policies include the 30 - 50 Plan to Fight Poverty, which is committed to reducing the number of people living below the poverty line by 30 percent and the number of children by 50 percent; an Affordable Housing Plan; pursing the long - term goal of a national high - quality, universal, community - based, early education and child care system; increasing the Guaranteed Income Supplement by $ 600 per year for low - income seniors; and creating a new relationship with Canada's First Nation, Inuit and Métis peoples, including re-instating the Kelowna Accord.

This paper also includes an addendum addressing some of the most frequent questions that we received from companies during our meetings, as well as an overview of changes we made to the application of our UK policy based on the feedback we received from issuers, investors and other stakeholders.

Cultivating relationships with other nonprofit organizations, including those focused on environmental, global hunger, public health, free speech, and food safety issues, to build alliances and support for the policies that will be most effective at increasing plant - based options and readying the path to market for clean meat.

Federalism is based on shared principles including respect for the constitution and the division of powers, while being aware that Quebec has not agreed to the Constitution Act, 1982, and accepting that there are differences among the provinces and territories and that governments may have different policy priorities and preferences.

Other central banks to ease included the Bank of Canada which cut its policy rate by 25 basis points in July to 3.0 per cent, and the Reserve Bank of New Zealand, which cut a further 25 basis points to 5.00 per cent in July, after similar - sized cuts in April and June.

This includes designing policy programs to provide detailed information about the changing Chinese economy, to develop platforms for sharing experiences and expertise among investing firms, and to mobilize the knowledge bases of transnational immigrant communities in Canada.

com (OSTK)[disclosure: I own shares of OSTK] says, «Overzealous or misguided regulation, including tax policies which make using cryptocurrencies on a regular basis difficult, create a challenge to quicker widespread adoption of cryptocurrencies.»

Several factors, including policy changes and peak - globalization trends, could potentially cause inflation to accelerate faster than many investors» subdued expectations based on recent decades of disinflation.

«Give the go - ahead for U.S. based Mossad agents to take out a president deemed unfriendly to Israel in order for the current vice president to take his place and forcefully dictate that the United States» policy includes its helping the Jewish state obliterate its enemies.»

Historically, California's higher - education law, which includes requirements against discrimination based on sexual orientation, sex, and gender identity, has had an exemption allowing a religious college to follow policies based on its religious tenets.

1) Abandon the Norquist Pledge 2) State a commitment to work towards bi-partisan debt reduction, which will include a mix of taxes and spending cuts 3) Realize the populace is evolving away from religion - based politics and that it is time to formulate policy under a much bigger tent

People attempt to influence government policy on how we deal with issues affecting all of society — including criminals and drugs — based on rule books like the Bible and Koran.

They were killed because they supported the liberating theology and dignity of the base Christian communities; they named social injustice, not communism or outside subversive influence, as the root cause of the crisis (revolution in their view was inevitable unless issues of poverty and social inequality were adequately addressed); they promoted a negotiated settlement to Salvador's civil war, including a significant role for the FMLN and other popular organizations; and, they named U.S. policy as a fundamental obstacle to peace in El Salvador.

The Non-GMO Project is an equal opportunity employer, dedicated to the policy of non-discrimination in employment on any basis including gender, race, ethnicity, veteran status, religious affiliation, sexual orientation, age, disability or national origin.

The guidelines form the basis for federal food and nutrition programs and policies, including the School Lunch Program and the USDA MyPlate icon.

«The COAG report is based on four years of exhaustive analysis of the costs and benefits of policy options including CDL and is regarded as the most independent and reliable advice on this matter available.

The press conference will take place at Stitch Fix, a San Francisco - based business whose founder and CEO Katrina Lake has implemented comprehensive policies to support women in the workplace, including extensive lactation room facilities.

and safe infant feeding policies based on evidence, including, the science of infant feeding, the caloric and fluid requirements of newborns and the caloric yield of exclusive breastfeeding.

As part of our public health awareness commitment, the Fed is Best Foundation has developed and compiled extensive resources for parents and health professionals to promote safe breastfeeding and safe infant feeding policies based on evidence, including, the science of infant feeding, the caloric and fluid requirements of newborns and the caloric yield of exclusive breastfeeding.

Ideally, an intersectoral team — including, for example, programme managers and staff responsible for nutrition and maternal and child health, academics, and national and international nongovernmental organizations — will use the tool as a basis for strengthening national policies and programmes that contribute to improved infant and young child feeding.

Canada's infant feeding policy should be based on those recommended by the World Health Organization (WHO), including the full implementation of the International Code of Marketing of Breast - milk Substitutes and subsequent World Health Assembly (WHA) resolutions on infant and young child nutrition; the WHO / UNICEF Baby - Friendly Hospital Initiative (BFHI)(including the BFI for communities); and the WHO / UNICEF Global Strategy for Infant and Infant and Young Child Feeding.

The Baby Steps to Baby Friendly project is based on a World Health Organization (WHO) / United Nations Children's Fund (UNICEF) program that encourages and recognizes hospitals that offer optimal promotion and support for breastfeeding, including supportive hospital policies and practices, staff education, and post-discharge community referrals.

The plan establishes a set of six fundamental principles for the region, which include: transportation and other infrastructure upgrades; new commercial and residential growth; land use and transportation decisions based on policies like the Global Warming Solutions Act and the Clean Energy and Climate Plan; creation and preservation of workforce housing that matches new job rates; creation and maintenance of an effective public transit system; and coordinated planning and implementation efforts.

In a review of U.S. - based randomized trials evaluating breastfeeding interventions targeting minorities, interventions to change hospital or WIC policies, including enhanced practices and services, were among the public health approaches found to successfully improve breastfeeding outcomes among minority women (9).

Activities include the production of sound, evidence - based technical information, development of guidelines and counselling courses, provision of guidance for the protection, promotion and support of infant and young child feeding at policy, health service and community levels, production of appropriate indicators and maintenance of a Global Data Bank on Infant and Young Child Feeding.