Sentences with phrase «based adjustments by»

Risk - based adjustments by Fannie and Freddie make the addition of mortgage insurance on top of that a deal - killer when FHA provides an alternative.

Not exact matches

Del Rio also said Norwegian's outlook was impacted by «adjustment to earlier pricing expectations for Miami - based Caribbean itineraries,» attempts to minimize discounting and a weaker British pound, following the U.K. vote to leave the European Union.

The acquisition price implies a total equity value of approximately $ 52.4 billion and a total transaction value of approximately $ 66.1 billion (in each case based on the stated exchange ratio assuming no adjustment) for the business to be acquired by Disney, which includes consolidated assets along with a number of equity investments.

At July 28, 2012, borrowings under the Asset - Based Revolving Credit Facility bore interest at a rate per annum equal to, at NMG's option, either (a) a base rate determined by reference to the highest of (i) a defined prime rate, (ii) the federal funds effective rate plus 1/2 of 1.00 % or (iii) a one - month LIBOR rate plus 1.00 % or (b) a LIBOR rate, subject to certain adjustments, in each case plus an applicable margin.

In no case, except due to an adjustment to reflect a stock split or other event referred to under «Adjustments» below, and except for any repricing that may be approved by shareholders, will the plan administrator (1) amend an outstanding stock option or stock appreciation right to reduce the exercise price or base price of the award, (2) cancel, exchange, or surrender an outstanding stock option or stock appreciation right in exchange for cash or other awards for the purpose of repricing the award, (3) cancel, exchange, or surrender an outstanding stock option or stock appreciation right in exchange for an option or stock appreciation right with an exercise or base price that is less than the exercise or base price of the original award, or (4) take any other action that is treated as a repricing under U.S. generally accepted accounting principles.

At April 27, 2013, borrowings under the Asset - Based Revolving Credit Facility bore interest at a rate per annum equal to, at NMG's option, either (a) a base rate determined by reference to the highest of (i) a defined prime rate, (ii) the federal funds effective rate plus 1/2 of 1.00 % or (iii) a one - month LIBOR rate plus 1.00 % or (b) a LIBOR rate, subject to certain adjustments, in each case plus an applicable margin.

In no case (except due to an adjustment to reflect a stock split or other event referred to under «Adjustments» below, and except for any repricing that may be approved by shareholders) will the plan administrator (1) amend an outstanding stock option or stock appreciation right to reduce the exercise price or base price of the award, (2) cancel, exchange, or surrender an outstanding stock option or stock appreciation right in exchange for cash or other awards for the purpose of repricing the award, or (3) cancel, exchange, or surrender an outstanding stock option or stock appreciation right in exchange for an option or stock appreciation right with an exercise or base price that is less than the exercise or base price of the original award.

The Series A Preferred shall also be convertible into any future series of Preferred Stock (the «Future Preferred») under either of the following circumstances: (a) if such conversion is approved by the Board or (b) if such conversion is in connection with a future Preferred Stock equity financing in which the Company's fully diluted pre-money valuation is greater than the Company's fully diluted post-money valuation immediately following the Series A Financing contemplated by this term sheet (a «Future Financing»), in either case, on a one - for - one basis (subject to anti-dilution adjustment) at the option of the holder; provided however, if such conversion is in connection with a Future Financing, that the holder may convert into shares of Future Preferred only in the event that all of such shares of Future Preferred received by the holder upon conversion are sold to an Approved Investor (as defined below) no later than 90 days following the first closing of the Future Financing at a price per share no lower than the price per share at which the Company sells shares of such Future Preferred in the Future Financing and, provided further, that such Approved Investor is not an affiliate, family member, or related party of the holder.

Interpretation of data on imports is complicated by differences in the seasonal adjustments calculated on a monthly and quarterly basis.

But what's perhaps more noteworthy is the dovish shift in the Bank's tone since their last announcement in September (where they raised rates by 25 basis points) and its more cautious stance on future policy rate adjustments.

Melbourne - based ACIL Allen Consulting argues that the blow of wine tax reform should be softened by structural adjustment assistance.

This is an incredibly difficult question to answer for a variety of reasons, most importantly because over the years our once vaunted «beautiful» style of play has become a shadow of it's former self, only to be replaced by a less than stellar «plug and play» mentality where players play out of position and adjustments / substitutions are rarely forthcoming before the 75th minute... if you look at our current players, very few would make sense in the traditional Wengerian system... at present, we don't have the personnel to move the ball quickly from deep - lying position, efficient one touch midfielders that can make the necessary through balls or the disciplined and pacey forwards to stretch defences into wide positions, without the aid of the backs coming up into the final 3rd, so that we can attack the defensive lanes in the same clinical fashion we did years ago... on this current squad, we have only 1 central defender on staf, Mustafi, who seems to have any prowess in the offensive zone or who can even pass two zones through so that we can advance play quickly out of our own end (I have seen some inklings that suggest Holding might have some offensive qualities but too early to tell)... unfortunately Mustafi has a tendency to get himself in trouble when he gets overly aggressive on the ball... from our backs out wide, we've seen pace from the likes of Bellerin and Gibbs and the spirited albeit offensively stunted play of Monreal, but none of these players possess the skill - set required in the offensive zone for the new Wenger scheme which requires deft touches, timely runs to the baseline and consistent crossing, especially when Giroud was playing and his ratio of scored goals per clear chances was relatively low (better last year though)... obviously I like Bellerin's future prospects, as you can't teach pace, but I do worry that he regressed last season, which was obvious to Wenger because there was no way he would have used Ox as the right side wing - back so often knowing that Barcelona could come calling in the off - season, if he thought otherwise... as for our midfielders, not a single one, minus the more confident Xhaka I watched played for the Swiss national team a couple years ago, who truly makes sense under the traditional Wenger model... Ramsey holds onto the ball too long, gives the ball away cheaply far too often and abandons his defensive responsibilities on a regular basis (doesn't score enough recently to justify): that being said, I've always thought he does possess a little something special, unfortunately he thinks so too... Xhaka is a little too slow to ever boss the midfield and he tends to telegraph his one true strength, his long ball play: although I must admit he did get a bit better during some points in the latter part of last season... it always made me wonder why whenever he played with Coq Wenger always seemed to play Francis in a more advanced role on the pitch... as for Coq, he is way too reckless at the wrong times and has exhibited little offensive prowess yet finds himself in and around the box far too often... let's face it Wenger was ready to throw him in the trash heap when injuries forced him to use Francis and then he had the nerve to act like this was all part of a bigger Wenger constructed plan... he like Ramsey, Xhaka and Elneny don't offer the skills necessary to satisfy the quick transitory nature of our old offensive scheme or the stout defensive mindset needed to protect the defensive zone so that our offensive players can remain aggressive in the final third... on the front end, we have Ozil, a player of immense skill but stunted by his physical demeanor that tends to offend, the fact that he's been played out of position far too many times since arriving and that the players in front of him, minus Sanchez, make little to no sense considering what he has to offer (especially Giroud); just think about the quick counter-attack offence in Real or the space and protection he receives in the German National team's midfield, where teams couldn't afford to focus too heavily on one individual... this player was a passing «specialist» long before he arrived in North London, so only an arrogant or ignorant individual would try to reinvent the wheel and / or not surround such a talent with the necessary components... in regards to Ox, Walcott and Welbeck, although they all possess serious talents I see them in large part as headless chickens who are on the injury table too much, lack the necessary first - touch and / or lack the finishing flair to warrant their inclusion in a regular starting eleven; I would say that, of the 3, Ox showed the most upside once we went to a back 3, but even he became a bit too consumed by his pending contract talks before the season ended and that concerned me a bit... if I had to choose one of those 3 players to stay on it would be Ox due to his potential as a plausible alternative to Bellerin in that wing - back position should we continue to use that formation... in Sanchez, we get one of the most committed skill players we've seen on this squad for some years but that could all change soon, if it hasn't already of course... strangely enough, even he doesn't make sense given the constructs of the original Wenger offensive model because he holds onto the ball too long and he will give the ball up a little too often in the offensive zone... a fact that is largely forgotten due to his infectious energy and the fact that the numbers he has achieved seem to justify the means... finally, and in many ways most crucially, Giroud, there is nothing about this team or the offensive system that Wenger has traditionally employed that would even suggest such a player would make sense as a starter... too slow, too inefficient and way too easily dispossessed... once again, I think he has some special skills and, at times, has showed some world - class qualities but he's lack of mobility is an albatross around the necks of our offence... so when you ask who would be our best starting 11, I don't have a clue because of the 5 or 6 players that truly deserve a place in this side, 1 just arrived, 3 aren't under contract beyond 2018 and the other was just sold to Juve... man, this is theraputic because following this team is like an addiction to heroin without the benefits

These benefits include but are not limited to the power of the human touch and presence, of being surrounded by supportive people of a family's own choosing, security in birthing in a familiar and comfortable environment of home, feeling less inhibited in expressing unique responses to labor (such as making sounds, moving freely, adopting positions of comfort, being intimate with her partner, nursing a toddler, eating and drinking as needed and desired, expressing or practicing individual cultural, value and faith based rituals that enhance coping)-- all of which can lead to easier labors and births, not having to make a decision about when to go to the hospital during labor (going too early can slow progress and increase use of the cascade of risky interventions, while going too late can be intensely uncomfortable or even lead to a risky unplanned birth en route), being able to choose how and when to include children (who are making their own adjustments and are less challenged by a lengthy absence of their parents and excessive interruptions of family routines), enabling uninterrupted family boding and breastfeeding, huge cost savings for insurance companies and those without insurance, and increasing the likelihood of having a deeply empowering and profoundly positive, life changing pregnancy and birth experience.

The mean difference was little affected by adjustment on a within - study basis for age, current SEP, BMI, and smoking status and was marginally attenuated after combined adjustment (Table 2).

That was $ 91 million below the target set in the revised financial plan issued by Governor Cuomo's Division of the Budget (DOB) in mid-summer — which, based on weak first quarter performance, already had made a $ 600 million a year downward adjustment in projected annual tax revenues through 2020.

The governor named a close lieutenant, Ben Lawsky, to be an omnibus regulator, but he has won attention not for racking up scalps in the New York - based financial sector but by grabbing billions through sanctions on foreign banks, and leading the discussion about policy adjustments demanded by the rise of digital currencies like BitCoin.

In comparing the outyear projections in the President's budget (after adjustments based on OMB's July Mid-Session Review that would bring the budget into balance according to CBO assumptions) with those in the congressional budget resolution, it is immediately apparent that they both arrive at about the same point by fiscal year 2002.

If that doesn't convince you that this is a great router, you should be impressed by the adjustment ring with the fixed base.

Second, even if «border adjustment» would not be permitted for process - based measures such as a domestic, US carbon tax, regulation or cap - and - trade system, and / or such «border adjustment» would be found to be discriminatory, the resulting GATT violation may still be justified by the environmental exceptions in GATT Article XX (Section VI).

It would appear that any risk adjustments based on jogging - affected cofounders would reduce any hazard ratio benefit between the 40 km and 20 km runners by at most 6 %, and probably less.

Under the formula, the base student allocation is multiplied by a weighted student enrollment, which includes adjustments for different grade levels, English - language learners, special education students, and those in vocational education programs.

The new formula approved by the House Finance Committee this month would be based on district enrollment, with adjustments for such factors as the local cost of...

Beginning by misstating spending increases (based on incorrect data and flawed adjustments) and ignoring pertinent performance data, he rewrites the constitution of every state to give judges the major policy - setting role in a «new, functional separation of powers mode.»

For example, experienced teachers could be guaranteed their current salaries, plus cost - of - living adjustments, rather than the original raises on the traditional schedule or the salary declines imposed by an evidence - based schedule.

Many states add an annual cost - of - living adjustment on top of this base benefit, so that the benefit increases by regular intervals.

Adjustments counter the impact of errors in measuring key stage two scores (based on reliability estimates from Ofsted), which can result in pupils appearing to have made more or less progress by key stage 4 than they actually

The second adjustment addresses the relationship between low - income student performance and the concentration of low - income students at a school by giving an adjustment at the school level based on the percentage of low - income students at that school.

The Excel calculation file referenced in this memorandum shows state entitlements, required local effort for the Standards of Quality (SOQ) accounts, and required local matches for school facilities and incentive accounts calculated based on actual March 31, 2008, ADM.. The accounts affected by actual March 31, 2008, ADM appear in the Excel file in bold italics and are shown as the full entitlement with no adjustments.

Two adjustments to the CALPADS UPC were made in the LCFF funding apportionment process, based on information reported by LEAs, and are not reflected in the data posted on this page.

These estimates are based off the budget adjustment bill, which was passed by the General Assembly on May 9 and signed into law on Tuesday by Governor Dannel Malloy.

As a result, the front wheels are not turned by mechanical inputs from the driver, but instead by a processor making angle adjustments based on the driver's steering input through the wheel.

The system is included as part of the Lane Departure Prevention system, not only adjusting for unintended lane drift, but also making finer adjustments for minor road surface changes or crosswinds (as detected by the camera - based, lane marker detection system).

Depending on how you configure your truck, you can get additions or enhancements such as leather seat trim, 10 - way power adjustment and power lumbar support on the driver's seat, heated or cooled seats, an auto - dimming rearview mirror, a garage - door opener, Android Auto ™ and Apple CarPlay ™ for smartphone - based control, Bluetooth ® wireless connectivity for hands - free phone operation and audio streaming, a GPS navigation system, a complimentary one - year SiriusXM ® satellite radio subscription, an SD memory card slot for playing flash memory - based digital media, and Uconnect ® infotainment integration supported by a 5 - or 8.4 - inch touchscreen.

Up front, the driver is treated to an eight - way heated power seat with lumbar adjustment, seven - inch touchscreen, premium Pioneer sound system, rear - view camera and five years of base OnStar (six months with turn - by - turn navigation).

Base WorkMate models still come with a hose - out vinyl interior, but remain ahead of most other utes by offering tilt and telescopic steering wheel adjustment, while Bluetooth connectivity and new standard equipment like cruise control, auto - locking front hubs and an accessories - friendly make all models easier to live with.

For sure, there are some unusual omissions (base six - cylinder models don't come with parking sensors, for instance), but the Genesis G80 more than makes up for it by featuring leather upholstery, built - in navigation, a reversing camera, adaptive cruise control, blind spot monitoring, autonomous emergency braking, lane departure warning, heated front seats and power adjustment for the front seats and steering column as standard.

Loan - level pricing adjustments vary by borrower, based on loan traits such as loan - to - value (LTV), credit score, occupancy type, and number of units in a home.

On a seasonally - adjusted basis, the monetary base has increased by about $ 36 billion since September, but since the seasonal adjustment factor plunges in the first two months of the year as holiday cash demands subside, the seasonally - adjusted monetary base will spike by about $ 60 billion even if the Fed does nothing in the next two months.

Form 8949 allows for adjustments to «mistakes» made by your broker in reporting your cost basis.

«The ad hoc adjustments used by banks, included inappropriate calculation of the cost of funds; no change in the base rate even as the cost of deposits declined significantly; sharp increase in the return on net worth out of tune with past track record or future prospects to offset the impact of reduction in the cost of deposits on the lending rate; and inclusion of new components in the base rate formula to adjust the rate to a desired level.

But when it comes to the AMT you increase your basis by the amount of the AMT adjustment.

But another result is that your AMT basis in the stock is increased by the amount of the adjustment.

Corporations pay taxes based on income by making regular payments once per quarter, but any adjustments occur when the annual return goes to the IRS in April.

This compression was offset by an increase of 9 basis points in yield on total loans in the third quarter of 2017 to 4.31 %, compared to the second quarter of 2017, primarily due to higher yields on originated loans and the benefit from interest rate adjustments on variable rate loans during the third quarter of 2017.

For example, Education Loan Finance's variable rate loans are subject to adjustment quarterly based upon the 3 - month LIBOR, while other lenders may adjust rates more frequently by basing rates upon the 1 - month LIBOR.

There are no immediate tax consequences to the survivors, other than an adjustment to the cost base of the property, which is increased by the Fair Market Value of the newly acquired portion of the property.

Line 27: Other adjustments: This line relates to any other income or deduction items that are affected by AMT differences, such as taxable IRA distributions, self - employed health insurance, IRA deductions and other income - based calculations.

By tracking adjustments to your cost basis each year, you will be able to properly report any gain or loss you experience on the disposition or redemption of your shares.

Adjustments to the rate are made by banks at the same time, but the rate does not adjust on any regular basis.

Not only do you increase the initial benefit payout by deferring, but future inflation adjustments are also compounded off a higher base.