Sentences with phrase «based certified financial planner»

Roger Ma, a New York - based certified financial planner and founder of the financial planning firm lifelaidout, said most real estate agents are not personal finance experts.

«Everything over that number is gravy,» says Linda Lubitz, a Miami - based certified financial planner with Woolf & Lubitz.

«You can expect anywhere from about 1 (percent) to 3 percent of the home's value» paid out each year to cover fixes and projects, says Durham, N.C. - based Certified Financial Planner Jennifer Lazarus.

Annette Simon, a Bethesda, Md. - based Certified Financial Planner, says it's a mistake for single women to overextend when making a purchase.

One possible way to save: Bundle renters insurance with your auto insurance, says Katie Brewer, a Texas - based Certified Financial Planner professional who specializes in working with Generation Y clients.

If cooking dinner simply isn't a habit for you, you can try a meal kit service like Blue Apron, Plated, or HelloFresh to get interested in cooking, suggests Brooklyn, N.Y. - based certified financial planner Pamela Capalad.

Oak Brook, Ill. - based certified financial planner Elizabeth Buffardi tells MagnifyMoney that after examining one of her client's expenses she found the client was spending a lot of money at drugstores picking up snacks and little things after work.

According to Neal Frankle, a Los Angeles - based Certified Financial Planner with Wealth Pilgrim, deposits of up to $ 250,000 per financial institution are «backed by the full faith and credit of United States Government, so it's pretty solid.»

«In fact, they have accumulated 28 % more net worth than benchmarks would suggest for their age and income,» says Niagara, Ont. - based certified financial planner and money coach Trevor Van Nest.

Chris Garrido, a Tampa - based certified financial planner with the Westshore Financial Group, said he often wonders whether such warnings have a tangible impact.

«The high levels of debt in this country are very concerning,» said Mark Beyer, a Tampa - based certified financial planner for Edward Jones.

Stephanie Genkin, a New York - based certified financial planner, recommended risk - averse investors maintain an asset allocation that allows them to diversify.

Mostly, do your own self - education and research, or hire a fee - based Certified Financial Planner.

Austin, Texas - based certified financial planner Kasey Gahler says yes.

«In self - directed mortgages, you can use the money saved in your RRSP to fund mortgages,» says London, Ont. - based Certified Financial Planner Gerry Hogenhout.

«If you have significant debt and are able to lower your overall interest rate, debt consolidation could be a good alternative to get your finances back in order,» said Mark Beyer, a Tampa - based certified financial planner for Edward Jones.

One possible way to save: Bundle renters insurance with your auto insurance, says Katie Brewer, a Texas - based Certified Financial Planner professional who specializes in working with Generation Y clients.

«It became a frenzy,» says George Guerin, a Denver - based certified financial planner.

Terrance «Terry» Power, a 59 - year - old Oldsmar - based certified financial planner, is launching a 2018 primary challenge against House District 64 incumbent Jamie Grant.

The 59 - year - old Power is an Oldsmar - based certified financial planner.

«Gym memberships can be a great deal if you actually work out three to four times a week, but in general they are a money drain,» says Shanda Sullivan, an Oklahoma - based Certified Financial Planner.

«Emergency funds are for unplanned - for expenses and unforeseen circumstances — in other words, life,» says Scott Cole, an Alabama - based Certified Financial Planner.

«The media is inundated with suggestions on what to do with your portfolio, making investing seem more complex than it actually is,» says Oklahoma - based Certified Financial Planner Shanda Sullivan.

«The media is inundated with suggestions on what to do with your portfolio, making investing seem more complex than it actually is,» says Oklahoma - based Certified Financial Planner

«Certainly when it comes to investing, it's not something they're very familiar with so they're shying away from doing that,» said Lauren Lyons Cole, New York City - based certified financial planner.

Brett Langill is a Toronto - based Certified Financial Planner, a Chartered Investment Manager, and a Fellow of the Canadian Securities Institute.

Taxpayers who itemize deductions on Schedule A are also eligible to deduct real estate taxes paid on a primary residence, said Laurie Samay, a New York - based certified financial planner with Palisades Hudson Financial Group.

«It's hard to expect someone at that age to make an informed decision,» said certified financial planner Catherine Hawley, a California - based certified financial planner and blogger.

Shortly after her husband died two years ago, Mary Lacey Gibson, a San Juan Bautista, California - based certified financial planner who owns her own practice, began applying for a reverse mortgage on her home even though she had no real need for the loan.

Not exact matches

Robert Abboud, a certified financial planner based in Ottawa and author of No Regrets: A Common Sense Guide to Achieving and Affording Your Life Goals, says high - interest - bearing consumer debt should be tackled first.

All young people can do is base their options on what the current health - care rules are today, said Carolyn McClanahan, both a certified financial planner and an M.D. «The number one thing young people need to do is continue to scream at the politicians to get some good health legislative policy in place,» said McClanahan, founder and director of financial planning at Life Planning Partners.

«To get to your number, you need to determine how much income you think you'll need to live on each year, based on your retirement lifestyle goals, then multiply that by the number of years you expect to be retired, writes certified financial planner Matt Shapiro.

Joe O'Boyle is a blogger for The Smarter Investor, a certified financial planner practitioner and a Voya Retirement Coach based in Beverly Hills, California.

There are valuable financial lessons even in everyday tasks, said J.J. Burns, a certified financial planner based in Melville, New Jersey.

«The preretiree should begin to establish a budget based upon actual spending during the last 12 to 18 months of employment,» said Neil Brown, a certified financial planner with Burkett Financial financial planner with Burkett Financial Financial Services.

Jason Heath is a certified financial planner at Toronto - based Objective Financial Partners and he explains that when you die, «Your RRSP is paid out to the beneficiary that you designate for thatfinancial planner at Toronto - based Objective Financial Partners and he explains that when you die, «Your RRSP is paid out to the beneficiary that you designate for thatFinancial Partners and he explains that when you die, «Your RRSP is paid out to the beneficiary that you designate for that account.

Traditionally, different types of insurance — life, disability and long - term care, for example — have been bought separately on what Thomas Henske, certified financial planner and partner at Lenox Advisors, calls an «a la carte» basis.

«Over these last six years of seeing the market steadily go up, a lot of us have forgotten that it's normal for markets to also go down,» says Certified Financial Planner Stacy Francis, CEO of New York - based Francis Financial.

If you're looking for broad - based advice about various aspects of your financial life, hire a CERTIFIED FINANCIAL PLANNER ™ (CFP ®) professional.

Lauren Lyons Cole, CFP ® is a nationally recognized financial expert and a certified financial planner based in New York City.

Certified Financial Planner Vid Ponnapalli, founder of Holmdel, N.J. - based Unique Financial Advisors, recommends this simple approach: «A stock is nothing but [a share in] a company,» he says.

«If you do not invest, you are risking your future financial security,» says Certified Financial Planner Stacy Francis, CEO of New York - based Francis Ffinancial security,» says Certified Financial Planner Stacy Francis, CEO of New York - based Francis FFinancial Planner Stacy Francis, CEO of New York - based Francis FinancialFinancial.

«If you do not invest, you are risking your future financial security,» says Certified Financial Planner Stacy Francis, CEO of New Yorfinancial security,» says Certified Financial Planner Stacy Francis, CEO of New YorFinancial Planner Stacy Francis, CEO of New York - based

«if you're paying no premium, you can be sure there are lower benefits in some way and you won't know it until you go to use your insurance,» said Matt Chancey, a certified financial planner based in Orlando.

CFP certification is based on what the Certified Financial Planner Board of Standards, Inc. calls the «four e's.»

Willingness to be flexible with spending is «absolutely key» both before and during retirement, says Jon R. King, certified financial planner with Austin, Texas - based Pegasus Financial Solutifinancial planner with Austin, Texas - based Pegasus Financial SolutiFinancial Solutions, LLC.

We are fee - only Certified Financial Planners ™ offering financial guidance customized to your needs on an hourly fee or project basis without any conflicts of Financial Planners ™ offering financial guidance customized to your needs on an hourly fee or project basis without any conflicts of financial guidance customized to your needs on an hourly fee or project basis without any conflicts of interest.

Description: I am a Certified Financial Planner advisor based in the San Francisco bay area.

For one, millennials are in the accumulation phase, said Marla Mason, a certified financial planner and vice president of the Colorado - based brokerage firm America's Retirement Store.

«They are a different breed [of investment],» says Certified Financial Planner Vid Ponnapalli, founder of Holmdel, N.J. - based Unique Financial Advisors.