Sentences with phrase «based financial innovation»

The SEC's decision aimed to support blockchain - based financial innovation while keeping investors and the cryptocurrency market's best interest in mind.

R3 CEV is a New York - based financial innovation firm that Mike Hearn joined as the chief platform officer several months prior to his announcement that Bitcoin was a «failed experiment.»

In its ruling, the agency also suggested it's looking for a way to encourage the promise of blockchain - based financial innovation — described in papers like this highly - cited one by venture capitalist Balaji Srinivasan — while also protecting investors from scammers.

Ultimately, blockchain is leading the way for a wave of tech - based financial innovation that allows for much more efficient transactions and protection between merchants and buyers.

Not exact matches

The innovative, patent - pending technology won the Toronto - based startup a best of show award at FinovateFall 2015, a two - day showcase of new innovations in financial and banking technology.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

In a move that should be welcomed by anyone serious about innovation in financial technology, the Securities and Exchange Commission announced Friday that it would prosecute the creator of two stock - like «ICOs,» or Initial Coin Offerings, which it alleges were sold on the basis of fraudulent claims.

We have built our reputation for excellence in financial services on the basis of our research platform, our senior professionals, track record of market innovation, and the strength of our execution capabilities.

The gap between private valuations and public market aspirations highlights the disconnect between the premium that private investors put on potential innovation, and the financials - based analysis that public market shareholders are focused on.

LONDON and NEW YORK, May 3, 2018 / PRNewswire / — Motive Labs, the global innovation firm focused on building the next generation of financial technology, announced today that it has formed a strategic partnership based on value creation with Inforalgo, a leading provider of data connectivity and...

A jury of high - profile Canadian business leaders selects 10 finalists and one winning company based on the following criteria: innovation, market development, people and culture, strategic leadership, and improvements in financial measures.

HONG KONG, November 11, 2015 — MaRS Discovery District («MaRS») and Hong Kong Cyberport Management Company Limited («Cyberport»), an innovation hub based in Hong Kong, today announced a new partnership, with a focus on driving financial technology (fintech) innovation and entrepreneurship in Hong Kong and Canada.

The three - day convention features panel and keynote speakers highlighting various aspects of financial services including alternative lending and credit, B2B payments and finance, blockchain technology, data and algorithm - based innovation, digital banking and personal finance, economic inclusion and financial health, entrepreneurship and investing, real - time cross-border payments, insurance tech, issuing innovations, legal and regulatory issues, marketing and customer experience, mobile wallets and payments, new market research, next gen retail and commerce, PSO, as well as security and fraud.

As FinTech companies disrupt the financial services industry with marketplace lending and blockchain - based supply chains, wholesale banks are meeting the challenge by reprioritizing IT spending and improving their innovation capacity.

The Security Token is an innovation that allows for the digital embedding of financial instruments into blockchain - based tokens that are tradeable on compliance, SEC - regulated exchanges.

The implication is this: Though the idea for any emerging technology may be based on purely utilitarian or altruistic motivations — digitally connecting people with the world around them and furthering the enabling of their own personal values — the people and commercial entities funding innovation ultimately have a financial stake.

Their analysis suggests that «from the perspective of US science education and innovation policy, visa restrictions for foreign students should not be applied uniformly or on the basis of financial means; they ought to account for student - quality differences.»

Such innovation is sabotaged by the waiver plan due to limited time and financial resources as well as little evidenced - based research to model.

The report leads to three recommendations: allocating K - 12 education funding through a student - based funding model, incentivizing innovation that supports student performance, and building a comprehensive financial data system.

(e) The board shall establish the information needed in an application for the approval of a charter school; provided that the application shall include, but not be limited to, a description of: (i) the mission, purpose, innovation and specialized focus of the proposed charter school; (ii) the innovative methods to be used in the charter school and how they differ from the district or districts from which the charter school is expected to enroll students; (iii) the organization of the school by ages of students or grades to be taught, an estimate of the total enrollment of the school and the district or districts from which the school will enroll students; (iv) the method for admission to the charter school; (v) the educational program, instructional methodology and services to be offered to students, including research on how the proposed program may improve the academic performance of the subgroups listed in the recruitment and retention plan; (vi) the school's capacity to address the particular needs of limited English - proficient students, if applicable, to learn English and learn content matter, including the employment of staff that meets the criteria established by the department; (vii) how the school shall involve parents as partners in the education of their children; (viii) the school governance and bylaws; (ix) a proposed arrangement or contract with an organization that shall manage or operate the school, including any proposed or agreed upon payments to such organization; (x) the financial plan for the operation of the school; (xi) the provision of school facilities and pupil transportation; (xii) the number and qualifications of teachers and administrators to be employed; (xiii) procedures for evaluation and professional development for teachers and administrators; (xiv) a statement of equal educational opportunity which shall state that charter schools shall be open to all students, on a space available basis, and shall not discriminate on the basis of race, color, national origin, creed, sex, gender identity, ethnicity, sexual orientation, mental or physical disability, age, ancestry, athletic performance, special need, proficiency in the English language or academic achievement; (xv) a student recruitment and retention plan, including deliberate, specific strategies the school will use to ensure the provision of equal educational opportunity as stated in clause (xiv) and to attract, enroll and retain a student population that, when compared to students in similar grades in schools from which the charter school is expected to enroll students, contains a comparable academic and demographic profile; and (xvi) plans for disseminating successes and innovations of the charter school to other non-charter public schools.

Newfound Research LLC is a Boston - based financial technology and product innovation firm focused on tactical risk management.

In fact, the development of annuity products is so rapid and extensive, much of it based on applications of behavioral economics, that insurance companies, once seen as plodding and dull, are at the center of financial innovation.

The firm's key industries — financial institutions; energy; infrastructure, mining and commodities; transport; technology and innovation; and life sciences and healthcare — are set to maintain their importance, though with Fulbright historically a Texas - based litigation shop, «we'll be looking to grow our New York and DC offices, and add more US - based transactional work within our key industries.»

«What we're seeing is a demographic shift where younger consumers are not necessarily going into a branch to do their banking but are very comfortable trying financial services that are purely digital, off their desktop or on their mobile phone, so it's really changing the customer engagement model,» says Salim Teja, executive vice-president of ventures for the Toronto - based innovation hub MaRS Discovery District.

program is rich in courses emphasizing transnational law and practice, Chinese and Western law and legal traditions, and cutting - edge courses designed to equip STL graduates of all nationalities for law practice and leadership in advanced economies based on technological innovation, global financial services, and internationalization.

While being wholly owned by MassMutual, a Massachusetts - based financial service in business for over 160 years, Haven Life became a technology based insurer that is disrupting the insurance industry with innovation.

Blockstream will seek to provide Sidechain Elements as a base for the nearly 30 blockchain innovation initiatives that have been announced by major financial institutions in the past few months.

New York State's DFS has rapidly responded to innovations by licensing technology based money transmitters under New York's money transmitter law and virtual currency exchanges under New York's financial services law.

And Peter Smith took the middle road by positing that the future would reveal some radical blockchain - based innovation in financial services, but that the incumbents would still be around.

About Blog A leading data aggregation and analytics platform powering dynamic, cloud - based innovation for digital financial services.

Now in its 18th year, the Training Top 125 ranking is based on myriad benchmarking statistics and determined by assessing a range of qualitative and quantitative factors, including innovation and financial investment in employee development, the scope of development programs, and how closely such development efforts are linked to business goals and objectives.

The Conference of State Bank Supervisors (CSBS) and the New York Department of Financial Services recently co-hosted a nationwide fintech forum to address fintech developments and business models, opportunities and risk, as well as state - based regulatory approaches to innovation.

Winners were selected based on marketing effectiveness, technology usage, knowledge sharing, creative storytelling, process excellence, project execution, innovation, responsiveness, campaign effectiveness, and financial impact.