Sentences with phrase «based on annuity»

Based on the annuity payout option chosen, this plan provides you and your spouse an income for life.

After annuity income payments begin, any death benefit payable will be based on the annuity option you have chosen.

The company provides a premium discount based on the annuity amount and the mode of annuity payout chosen.

The value varies based on the annuity's underlying investments.

This type of income is guaranteed, however the amount of each payment is based on the annuity's base investments.

The monthly payout on a variable annuity, by contrast, will change based on the annuity's stock and bond portfolio.

The value varies based on the annuity's underlying investments.

After annuity income payments begin, any death benefit payable will be based on the annuity option you have chosen.

Not exact matches

And he knew that he was paid based on one thing and one thing only: the value of annuities he sold.

Anyone holding a leverage life insurance annuity, or a 10/8 arrangements (another leverage insurance product) will now be subject to accrual - based taxation and no deduction will be allowed for any portion of the insurance premium paid on the policy.

Finally, you still have to pay taxes on the annuity income stream on all gains beyond your cost basis.

[18] The Department notes that the EPI estimate covers broad range of investments including variable annuities and other types of mutual funds, while the Department's estimates in the 2016 final RIA are based solely on front - end load mutual funds.

Fisher Investments Based on his aggressive marketing, he must believe annuities are a major source of acquiring assets under management into Fisher Investments

Based on the review, MetLife uncovered about 14,000 group annuitants across Brighthouse businesses «who may be owned annuity payments now or in the future,» Steigerwalt said.

Owners of fixed indexed annuities (FIAs) with guaranteed living income benefit (GLIB) riders are much less likely to surrender their contracts than they were 10 years ago, according to new research based on 3.3 million policyholders.

Big broker - dealers will seek to serve small balances in individual retirement accounts on a flat - fee and fiduciary basis using developing technology, the report predicts, while insurance companies will have to lower variable annuity expenses and commissions to be in line with other financial products.

The new single - premium deferred index linked variable annuity is being offered on a commission and fee basis, which will appeal to both independent broker - dealers and registered investment advisors, the company said.

In addition, she says FINRA Rule 2320 «still allows noncash compensation so long as it is based on the total production of the agent with respect to all variable contract securities distributed by the member and the noncash compensation is equally weighted across variable annuity contracts.»

Repeat sales can suggest that most desirable of revenue models: the annuity sale, whereby customers buy repeatedly on a long - term basis.

Historically, advisors have been compensated for the sale of variable annuity products on a commission basis, which is believed to motivate advisors to recommend products because of their high commission value, rather than because they are in the client's best interests.

Based on his aggressive marketing, he must believe annuities are a major source of Fisher Investments assets under management.

These projections are based on a hypothetical 6 % rate of return less a 0.25 % low - cost annual annuity charge, and a 6 % rate of return less a 1.26 % annual annuity charge, which is the national industry average annual charge as of 12/31/2016, according to Morningstar, Inc..

Depending on the type of immediate annuity you buy, payments can be distributed on a monthly, quarterly or annual basis.

If you could boost your relative's state pension to # 5500 and defer by say 5 years, you'd have an income of thereafter of some # 8000 (based on the current uplift of 10.4 % simple interest) from the State Pension alone and so need a much smaller annuity.

There are multiple types of annuities and the exact payment structure will vary based on the terms that you agree to with the insurance company.

With variable annuities, however, payouts fluctuate based on the performance of the investments tied to the annuity.

Obviously, the biggest advantage of investing in an annuity is that it guarantees you a certain amount of income on a regular basis once you retire.

You can also buy an inflation - indexed immediate annuity so that your payments are indexed based on the inflation rate.

The amount that can be withdrawn is based on a percentage of the total amount invested in the annuity.

And then on the income side, we also offer very competitively priced income annuity options; and I think the overall point though is that if you decide that you want to talk to someone at Vanguard about potentially purchasing an annuity, that our experts are not commissioned and their performance isn't based on making a sale.

Do your homework before you decide on an annuity and consider consulting with a financial advisor who can help you find just the right annuity based on your needs.

With investment flexibility and returns based on the performance of your investment selections, a variable annuity may help you keep up with the changing needs of life — and retirement.

Fixed index annuities are a type of fixed annuity that earns interest, in part, based on changes in a market index, which measures how the market or part of the market performs.

Mr Sainsbury said that AMP would also continue to focus on its goal - based offers and in the third quarter of its financial year it would focus on the launch of Challenger annuities on its wealth platforms to claw back losses.

While fixed annuities offer the opportunity to accumulate value at a fixed rate of interest, variable annuities offer investment flexibility that might generate higher rates of return, based on the performance of your underlying investments.

Earnings based on the performance of the investment options (or «subaccounts») you select from among those offered under the annuity.

The payouts from an annuity contract can be made as one lump sum or as a series of payouts over time based on your needs.

On an overall basis, total annuity sales fell 10 percent, to $ 54.3 billion, from third quarter last year, according to LIMRA...

Indeed, in oral arguments on Sept. 23 in the second case before Judge Daniel Crabtree in the District of Kansas, attorneys for insurer Market Synergy argued Labor failed to prove the current state - based regulation of fixed - indexed annuities is broken, and that the judge should «hit the pause» button on including them in the rule.

Bob MacDonald, founder of LifeUSA, writing in Forbes, defines an annuity as a long - term contract between a buyer and an insurance company that allows the accumulation of funds on a tax - deferred basis for later payout in the form of a guaranteed income, the core strength being the safety the guarantees.

In these plans, the annual retirement payment, or annuity, is based on the product of three variables: years of service, a formula factor, and the «final average salary.»

No such annuity shall provide for more than the total difference in retirement income between the retirement benefit based on average monthly compensation and creditable service as of the member's early retirement date and the early retirement benefit.

Such annuities may be based on no more than 5 years of out - of - state teaching service and may equal, but not exceed, the benefits that would be payable under the Florida Retirement System if credit for out - of - state teaching was authorized under that system.

No such annuity may provide for more than the total difference in retirement income between the retirement benefit based on average monthly compensation and creditable service as of the member's early retirement date and the early retirement benefit.

For investors seeking to invest for growth with tax - deferral, you can customize your Foreinvestors Choice variable annuity based on your individual risk tolerance and retirement objectives.

With fixed immediate annuities, the payment is based on a specified interest rate.

Interest is not based on pre-declared rate of interest, typical of traditional fixed annuities.

The Annuity Calculator on this page is based on the time - value - of - money or «finance theory» definition of annuity.

And while the monthly payments the group received in the scenarios above could vary from month to month based on investment earnings and whether or not someone died, an insurer's immediate annuity states in advance how much you'll receive each month (although some immediate annuities may increase their payments based on the inflation rate or other factors).

Income annuities (immediate or deferred) offer you income now or income later — based on where you are in your retirement planning journey.