Sentences with phrase «based on average income»

And when she finally applied for a credit card there, the bank already could assess her creditworthiness based on her average income and expenses.

It is important to understand that the requirement to pay surplus income to the bankruptcy trustee is based on your average income over many months, so an increase in income in one month may not lead to surplus income.

Your financial goal could be based upon the average income generated by each rental unit you own for a month, year, or longer period of time, but it has to be based on the average income per unit.

In fact, consumer house - buying power — the how much someone can buy based on average income, interest rate and home price — is actually up over the year.

According to Vancity, based on the average income of Vancouverites, the average property now requires more than 48 per cent of household monthly income.

Lenders and insurers are well aware of the tax write - offs that self - employed borrowers can leverage, but these deals are accepted or declined based on average incomes for specific fields, as well as the borrower's credit rating.

Not exact matches

Reseachers at the global professional services firm said they based their conclusions on a number of «key» economic and demographic factors — from average income levels and population to the number of ski resorts per capita, level of snow coverage and recent «form» at the Winter Olympics.

Most of the value of the tax break goes to middle - income taxpayers, based on the 2016 average per - person health - care expenditure (see chart for illustration).

I've got a 70 percent equity / 30 percent fixed Income portfolio and expect to earn 9.1 percent a year based on historical averages.

Despite boasting the province's highest average annual household income, Kerrisdale didn't take the top spot in B.C. based on net worth, in part because the area's homes ranked third by price.

The site first looked at the median household income across 98 major cities and calculated the average hourly rate in each (based on a 40 - hour work week).

I've got a 70 % Equity / 30 % Fixed Income portfolio and expect to earn 9.1 % a year based on historical averages.

This page outlines my portfolio of taxable investments and the income generated on a yearly and average monthly basis.

Based on the median income of $ 66,149, the average Virginian will be able to save $ 1,102 per year, so $ 1 million in savings will last nearly 17.5 years in the state.

To determine how long a million will last, GOBankingRates calculated how much a million - dollar windfall would grow over time, assuming a 20 percent deposit in savings based on the annual median income and the average savings account annual percentage yield (APY) for each state.

Methodology: Based on each state's median household income, states were ranked according to the percentage of the median paycheck that was left over after subtracting the following: (1) average housing cost per paycheck, (2) total amount spent on food per paycheck, (3) total amount spent on utilities per paycheck, (4) total amount spent on transportation per paycheck and (5) total amount spent on health per paycheck.

A non-U.S. company will be considered a PFIC for any taxable year if (i) at least 75 % of its gross income is passive income (including interest income), or (ii) at least 50 % of the value of its assets (based on an average of the quarterly values of the assets during a taxable year) is attributable to assets that produce or are held for the production of passive income.

at least 50 % of its gross assets (determined on the basis of a quarterly average) is attributable to assets that produce passive income or are held for the production of passive income.

When we opened the Fund to investment in 1995, we naively assumed as our base case that the Fund would average 6 % yields on its fixed income allocation.

The analysis will also provide a range of possible monthly income targets under poor - to - average market conditions, based on current and projected retirement income and assets.

Since total return is comprised of income (via dividends or distributions) and capital gain, with the former counting much more over the long term, the case for this stock having a great 2018 is certainly already there based on that higher - than - average yield.

Parrott and Zandi concede there's little evidence that credit is tighter based on either average loan - to - value ratios and debt - to - income ratios.

This corresponds to an average passive income of $ 169.78 per month (previous month: $ 34.01) or $ 2,037.32 calculated on an annual basis.

Lenders analyze the amounts going in each month, average it, and use that amount (or some formula based on that amount) to come up with qualifying income.

Based on Social Security Administration estimates, participants with career average earnings of roughly less than $ 21,000 are expected to receive benefits that will replace 59 % to 81 % of their pre-retirement income.

«But on an after - tax basis, for Canadians who collect Guaranteed Income Supplement (GIS) and have no other separate source of income beyond CPP, pension wealth is maximized at age 60, on average, and is reduced from there on.&Income Supplement (GIS) and have no other separate source of income beyond CPP, pension wealth is maximized at age 60, on average, and is reduced from there on.&income beyond CPP, pension wealth is maximized at age 60, on average, and is reduced from there on.»

Assuming he earned the average income for a social worker (remember: his payments would be based on income), he'd pay off only $ 28,000 of his loans over 10 years.

Lastly, Republicans on average give a bigger proportion of there income to Charity, fiath based and others than Democrats do.

A modelling exercise for the Resolution Foundation by the Institute for Employment Research and the Institute for Fiscal Studies finds that on the basis of annual average UK growth of 2.5 per cent from 2015 - 2020 — an optimistic scenario — and no further cuts in public spending, living standards will fall for low and middle income households by between 3 and 15 per cent (Brewer et al., 2012).

The average white legislator lived in a household income that was 10.7 times their county's living wage, based on cost of living estimates created by a Massachusetts Institute of Technology professor.

In a very real sense, online dating is big business, with many websites averaging an income of thousands of dollars per month, based on advertising revenue, membership dues, affiliates and other income streams.

Using student - level data from two states, Harvard Professor Martin West and I found that 40 to 60 percent of schools serving mostly low - income or underrepresented minority students would fall into the bottom 15 percent of schools statewide based on their average test scores, but only 15 to 25 percent of these same schools would be classified as low performing based on their test - score growth.

He recommends adjusting the expectations for the schools located within a given neighborhood based on the area's average income.

Illustrative of this, when we divided teachers into five equal - sized groups based on the average prior academic achievement of their incoming students, we found that roughly three times as many (29 %) of the teachers with the least prepared incoming students were identified as low performing based on classroom observations relative to teachers with the most prepared students incoming students (11 %).

She said: «I can't say definitely based on my research but we do know that teacher expectation and assessments can have a longterm effect on pupil progress, because it can affect their interaction, in terms of the groups they are put in... If you are an average - scoring boy from a lower income family, or an average - scoring girl in maths, and you are placed in a lower set then that is going to potentially depress your longterm trajectory.»

The figure also shows how schools serving low - income students are punished by accountability systems based on average test scores.

Fifty - six percent of low - income schools would be classified as failing based on their average scores in North Carolina, whereas only 16 percent would be labelled as such based on their growth.

Growth - based measures and demographic - adjusted average test scores identify similar types of schools as low - performing, as shown by the fact that the red dots (low - income schools) are spread out in the figure, as opposed to clustered on the left - hand side.

[6] Based on their evidence, it is clear that finance reforms re-allocate significant amounts of money — on average, reforms increased spending by $ 1,225 per student a year in the lowest 20 percent of districts ranked by income, while increasing spending by $ 527 in the highest 20 percent of districts ranked by income.

No such annuity shall provide for more than the total difference in retirement income between the retirement benefit based on average monthly compensation and creditable service as of the member's early retirement date and the early retirement benefit.

No such annuity may provide for more than the total difference in retirement income between the retirement benefit based on average monthly compensation and creditable service as of the member's early retirement date and the early retirement benefit.

A sample of 36 Great Expectation model elementary schools were matched with 556 Oklahoma non-Great Expectations elementary schools based on the following variables: ethnicity, free and reduced lunch eligibility, school size, average number of days students absent, percent of parents attending conferences, percent of teachers with advanced degrees, percent passing third grade reading test, district population size, unemployment rate, average household income, teachers per administrator, percent of student's in special education, instructional support budget, and district percent passing Algebra I. Five years of pass rates on third grade reading and third grade math state exams were examined.

To find out how the individual states performed in 2000 compared with what we might expect on the basis of conditions in each state, I computed the correlation of completion rates with expectations based on three factors: state average socioeconomic characteristics (family income, education, and occupation); the percentage of two - parent families; and the rate at which students change schools.

Walnut Valley, with 20 percent low - income families and about 10 percent English learners, had among the state's highest Academic Performance Index scores — a system for rating schools based on test scores — before the index was suspended three years ago, with an average of more than 900.

OECD analysis finds that about 15 percent of variability in the performance of American students is explained by socio - economic factors; the OECD average is 10 percent.13 Research suggests that if the PISA results of U.S. students are adjusted such that the distribution of low - income students is more similar to other countries with comparable post-industrial economies, both math and reading results would look significantly higher.14 This does not mean the United States should not be concerned about international comparisons of educational achievement, but it suggests that the conclusions drawn from rankings based on national averages are limited and that reality is more nuanced.

The allotment percentages shall be promulgated by the Secretary between July 1 and September 30 of each even - numbered year, on the basis of the average of the per capita incomes of the States and of the United States for the three most recent consecutive years for which satisfactory data are available from the Department of Commerce.

And I'd love to see indie sales based on an average deduction for cost to income ratio.

This is not true at all, since only disposable income is considered as a repayment basis that is either calculated by a general formula based on statistical averages or based on the information provided in an application.

The calculation is based on a formula in the Income Tax Act regulations which takes the simple average of three - month Treasury bills for the first month of the preceding quarter rounded up to the next highest whole percentage point (if not already a whole number).

Personal loan rates vary by lender but here are the average rates you can expect based on your credit score and income.