Sentences with phrase «based on bank loans»

Not exact matches

In Japan, the Central Bank said Thursday morning it was keeping its rates unchanged and the People's Bank of China raised its short - term interest rate by 10 basis points on both medium - term lending facility loans and its open market operation reverse repurchase agreements.

«Since our company isn't one with much capital — our «assets» are our employees and contracts — we have been able to finance new programs under an accounts receivable margining system, in which the bank will loan us short - term funds based on our current contracts and receivables.

Based on where bonds are trading today, the market is saying about 5 % of those corporate loans will go bust, or roughly $ 35 billion worth at the six biggest banks.

These include currency - hedged ETFs, triple - levered ETFs based on commodities, unconstrained bond funds with short positions betting against U.S. Treasurys, private equity funds, emerging market debt instruments, historically less - liquid bank loan funds, and all manner of actively managed strategies packaged in supposedly easy to buy and sell wrappers.

China's central bank on Thursday raised interest rates for its reverse repos and medium - term lending facility (MLF) loans by 5 basis points.

In autodecisions, a bank bases loan approvals or rejections solely on an applicant's credit score.

Unfortunately, not many of the top 100 banks does a good job making smaller loans, available to business owners, in the $ 40,000 to $ 50,000 range, based on my analysis of the numbers.

The index that most lenders base their rates on is the United States Prime Rate which is the rate banks charge each other for short - term loans.

Based on BlackRock's long - term assumptions, some of the better return - to - risk ratios are in high yield bonds, EM dollar - denominated debt and bank loans.

Banks prefer to write loans based on the value of specific assets and take liens on those specific assets.

Two centuries ago, French followers of Count Henry St. Simon outlined an industrial system that was to be based mainly on equity financing (stocks) rather than debt (bonds and bank loans).

That figure, which comes out to a combined 360 billion euros ($ 401 billion) in bad debt, is more than three times the bank loans that were bad in the U.S. on a percentage basis at the height of the financial crisis.

The latter re-incorporated themselves as «banks» to get Federal Reserve handouts and access to the Fed's $ 2 trillion in «cash for trash» swaps crediting Wall Street with Fed deposits for otherwise «illiquid» loans and securities (the euphemism for toxic, fraudulent or otherwise insolvent and unmarketable debt instruments)-- at «cost» based on full mark - to - model fictitious valuations.

Asked about the basis for the $ 8.5 billion settlement, Kent Smith, a Pimco executive with experience in loan servicing, testified on June 7 that it came in part from an estimated percentage of problematic loans that was provided to the investors by Bank of America.

Based on its capitalization and deposit base, the bank would make loans to Massachusetts cities and towns for infrastructure projects.

We have a positive outlook for bank loans, based on a strong macroeconomic environment and solid corporate fundamentals.

Bank lenders in the Buckeye State also offer refinance loans, but we found that their rates are typically a dozen basis points higher than rates on the same products at direct lenders.

One huge misconception about an SBA loan is that the bank is loaning the money based on the business you are looking to start or acquire.

In this case, your bank will provide a lump - sum loan payment or extend a line of credit based on this amount.

It is easy to qualify for factoring and NOT like traditional financing or bank loan or lines of credit where approval is based on your personal and direct business credits and assets.

Also, most banks divide the lending groups into classifications based on the sales volume or loan relationship.

«Almost no bank will loan to a small business if your business has no assets,» says Camposano, based on conversations she has had with several banks.

The bank is ranked first in the market based on total assets, loans and receivables, and total deposits.

The major problem for the European markets is that UNLIKE the U.S. financial system, European banks are a much more important actor as they provide far more corporate loans on a percentage basis of GDP than U.S. banks.

The strongest estimates for the change in the December quarter are from the Commonwealth Bank of Australia (CBA), based on CBA housing loans to owner - occupiers, but this measure has shown the greatest swings over the past few years.

Bank of America, one of the largest mortgage lenders in the U.S. based on loan volume, recently announced it would offer a 3 % down payment home loan without charging borrowers for private mortgage insurance.

Mr Conti says it is also worth noting that if a mortgage is required as part of a larger private banking transaction — of more than # 1million — then the lending criteria mentioned above may be less applicable and the eventual loan is underwritten and assessed on a case - by - case basis.

Moreover, regulators don't want banks using loan participations to take on credit risks they don't understand and can't control or indirectly do what would otherwise be prohibited on a standalone basis.

As a general rule, borrowers that need loans with balances consistently larger than $ 2 million are too big for about 80 % of the banks in the U.S. Surprisingly, only about 6 % of the banks in the U.S. are larger than $ 1 billion in size and have the capital base to concentrate on middle - and lower - middle - market businesses.

These short - term loans are great for small business owners who need funds in a pinch and who have the ability to pay back on an automated, daily basis as a percentage of their card sales, or, a fixed amount drawn from their business bank account.

Based on fictitiously trouble - free projections of the ability to pay, the loan supported Ukraine's hernia currency long enough to enable the oligarchs» banks to move their money quickly into Western hard - currency accounts before the hernia plunged further and was worth even fewer euros and dollars.

So far, Bank of China (Hong Kong) has led tests on a property valuation system for home loans based on blockchain technology, according to Duncan Wong, vice-president of financial technologies at Astri, the government - backed research institute working on the system.

The bank or lender would base the renovation loan amount on the estimated property value after improvements ($ 260,000 in this case), minus any down - payment requirements they have.

The underwriter decides based on whether the loan will be profitable or not for the bank to offer (and subsequently re-sell the loan at a later point to another lender).

Proof, something that not one religion has you take your religion on faith, and that doesn't fly in this world, try telling a bank to give you a loan of faith, try convicting someone of a crime based on faith, try claiming ownership over something on faith.

Time for some brutal honesty... this team, as it stands, is in no better position to compete next season than they were 12 months ago, minus the fact that some fans have been easily snowed by the acquisition of Lacazette, the free transfer LB and the release of Sanogo... if you look at the facts carefully you will see a team that still has far more questions than answers... to better show what I mean by this statement I will briefly discuss the current state of affairs on a position - by - position basis... in goal we have 4 potential candidates, but in reality we have only 1 option with any real future and somehow he's the only one we have actively tried to get rid of for years because he and his father were a little too involved on social media and he got caught smoking (funny how people still defend Wiltshire under the same and far worse circumstances)... you would think we would want to keep any goaltender that Juventus had interest in, as they seem to have a pretty good history when it comes to that position... as far as the defenders on our current roster there are only a few individuals whom have the skill and / or youth worthy of our time and / or investment, as such we should get rid of anyone who doesn't meet those simple requirements, which means we should get rid of DeBouchy, Gibbs, Gabriel, Mertz and loan out Chambers to see if last seasons foray with Middlesborough was an anomaly or a prediction of things to come... some fans have lamented wildly about the return of Mertz to the starting lineup due to his FA Cup performance but these sort of pie in the sky meanderings are indicative of what's wrong with this club and it's wishy - washy fan - base... in addition to these moves the club should aggressively pursue the acquisition of dominant and mobile CB to stabilize an all too fragile defensive group that has self - destructed on numerous occasions over the past 5 seasons... moving forward and building on our need to re-establish our once dominant presence throughout the middle of the park we need to target a CDM then do whatever it takes to get that player into the fold without any of the usual nickel and diming we have become famous for (this kind of ruthless haggling has cost us numerous special players and certainly can't help make the player in question feel good about the way their future potential employer feels about them)... in order for us to become dominant again we need to be strong up the middle again from Goalkeeper to CB to DM to ACM to striker, like we did in our most glorious years before and during Wenger's reign... with this in mind, if we want Ozil to be that dominant attacking midfielder we can't keep leaving him exposed to constant ridicule about his lack of defensive prowess and provide him with the proper players in the final third... he was never a good defensive player in Real or with the German National squad and they certainly didn't suffer as a result of his presence on the pitch... as for the rest of the midfield the blame falls squarely in the hands of Wenger and Gazidis, the fact that Ramsey, Ox, Sanchez and even Ozil were allowed to regularly start when none of the aforementioned had more than a year left under contract is criminal for a club of this size and financial might... the fact that we could find money for Walcott and Xhaka, who weren't even guaranteed starters, means that our whole business model needs a complete overhaul... for me it's time to get rid of some serious deadweight, even if it means selling them below what you believe their market value is just to simply right this ship and change the stagnant culture that currently exists... this means saying goodbye to Wiltshire, Elneny, Carzola, Walcott and Ramsey... everyone, minus Elneny, have spent just as much time on the training table as on the field of play, which would be manageable if they weren't so inconsistent from a performance standpoint (excluding Carzola, who is like the recent version of Rosicky — too bad, both will be deeply missed)... in their places we need to bring in some proven performers with no history of injuries... up front, although I do like the possibilities that a player like Lacazette presents, the fact that we had to wait so many years to acquire some true quality at the striker position falls once again squarely at the feet of Wenger... this issue highlights the ultimate scam being perpetrated by this club since the arrival of Kroenke: pretend your a small market club when it comes to making purchases but milk your fans like a big market club when it comes to ticket prices and merchandising... I believe the reason why Wenger hasn't pursued someone of Henry's quality, minus a fairly inexpensive RVP, was that he knew that they would demand players of a similar ilk to be brought on board and that wasn't possible when the business model was that of a «selling» club... does it really make sense that we could only make a cheeky bid for Suarez, or that we couldn't get Higuain over the line when he was being offered up for half the price he eventually went to Juve for, or that we've only paid any interest to strikers who were clearly not going to press their current teams to let them go to Arsenal like Benzema or Cavani... just part of the facade that finally came crashing down when Sanchez finally called their bluff... the fact remains that no one wants to win more than Sanchez, including Wenger, and although I don't agree with everything that he has done off the field, I would much rather have Alexis front and center than a manager who has clearly bought into the Kroenke model in large part due to the fact that his enormous ego suggests that only he could accomplish great things without breaking the bank... unfortunately that isn't possible anymore as the game has changed quite dramatically in the last 15 years, which has left a largely complacent and complicit Wenger on the outside looking in... so don't blame those players who demanded more and were left wanting... don't blame those fans who have tried desperately to raise awareness for several years when cracks began to appear... place the blame at the feet of those who were well aware all along of the potential pitfalls of just such a plan but continued to follow it even when it was no longer a financial necessity, like it ever really was...

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Over the last 40 years, banks — which are profit seeking corporations — have had the freedom to make as many loans as they want and lend based on their own profits and confidence.

Loans made on commercial terms, at between 1 % and 3 % above the banking base rate as was the case here, are not subject to reporting requirements to the Electoral Commission.

Dallas - based Lone Star, after acquiring the loans from Anglo Irish Bank, filed a lawsuit March 6 to foreclose on the portfolio, which includes 473 units in 10 low - rise apartment buildings in Washington Heights, Harlem and other neighborhoods in Upper Manhattan.

Recall that recently, the Debt Management Office's professional analysis showed that Oshiomhole's loan request which was based on using low interest World Bank loan to offset high interest commercial loans would have left Edo state with a heavy debt burden and the state would have found it very difficult to pay back.

At present, Hungary is bound by more than $ 20 billion of loan obligations to the European Union, World Bank and International Monetary Fund - loans conditionalised on the basis of the country committing to a austerity programme which has been implemented by outgoing Prime Minister Gordon Bajnai and his predecessor Ferenc Gyurcsany.

The debt amounts to around 1 percent of gross domestic product and is a problem for banks that loaned money to oil companies on the basis of the contract price and have yet to be repaid in full, leading to non-performing loans, several senior bank officials said.

Brendan Barber, the TUC general secretary said: «Giving ordinary bank staff on low and middle incomes a bit more pay instead of the commission - based bonuses that encourage them to sell loans and other products would be a worthwhile step towards a better banking system.

Adapted from Michael Lewis's bestselling book The Big Short: Inside the Doomsday Machine, Adam McKay's stylized comedic take on the international banking collapse of 2007 - 08 nerds up Steve Carell, Ryan Gosling, Brad Pitt and an Oscar - baiting Christian Bale as real - life money - managing eccentrics who, independently, come to realize a market based on subprime loans is going to tank.

The Grameen Bank's loaning system is based on groups of five people who provide mutual, morally binding group guarantees in lieu of the collateral required by conventional banks.

US Bank customers report an above - average level of satisfaction with the quality of the bank's mortgage loan servicing, based on complaints data and JD Power customer ratiBank customers report an above - average level of satisfaction with the quality of the bank's mortgage loan servicing, based on complaints data and JD Power customer ratibank's mortgage loan servicing, based on complaints data and JD Power customer ratings.

Prime Rate — The base rate on corporate loans posted by at least 75 % of the nation's largest banks.

You will end up paying more in interest on a monthly basis and for your entire loan term, but you also have the benefit of keeping your cash in the bank.

In addition to offering members low loan rates and high savings rates, Signal offers many other benefits to members, including a car buying service, assistance with home and real estate agent search, assistance with insurance, retirement, and financial planning, free financial seminars, and our new LinkRewards program that gives members rewards points based on their banking relationship with the credit union.