Sentences with phrase «based on cash value accumulation»

Our other reason for not pitting non-direct vs direct recognition companies against each other is simply that our review of the top ten best whole life insurance companies is NOT strictly based on cash value accumulation.

Our other reason is simply that our review of the Top 10 Infinite Banking life insurance companies is NOT strictly based on cash value accumulation and wealth building strategies.

Our other reason for not pitting non-direct vs direct recognition companies against each other is simply that our review of the best cash value whole life insurance companies is NOT strictly based on cash value accumulation.

Not exact matches

The Maximum Accumulation Dividend ® option works in tandem with the Flex Pay Paid - Up Additions Rider or Annual Premium Paid - Up Additional Insurance Rider, providing maximum cash value accumulation on a continual basis, while avoiding a modified endowment contract.

What whole life and universal life insurance share in common is that they both offer death benefits along with a cash value accumulation feature which grows on a tax deferred basis.

Permanent insurance offers the same type of death benefits as term insurance but it comes with the additional advantage of providing you with a cash value accumulation feature which is based on interest or depends on how well the market performs.

With a flexible premium and cash values that can grow based on the rise of a stock index or guaranteed interest rate, universal life insurance policies offer a tool for both death benefits and cash value accumulation.

Cash value accumulation potential based on the performance of at least one market index (excluding dividends and subject to caps and floors)

For an IUL, the potential cash value accumulation is based on changes in one or more stock market indices, subject to caps and floors.

This type of life insurance offers permanent protection, level premium payments, and the accumulation of cash value that is based on a return set by the insurance company.

On an annual basis the insurance company or agent will assess the progress of your whole life insurance policy in reference to cash value equivalency accumulation, financial stock performance, if applicable, and so oOn an annual basis the insurance company or agent will assess the progress of your whole life insurance policy in reference to cash value equivalency accumulation, financial stock performance, if applicable, and so onon.

The amount you can borrow is based on the value of the policy's cash - accumulation account and the contract's terms.

Your policy will provide tax - deferred growth on cash value accumulation and non-taxed access to cash value up to the policy's basis.

The company's Indexed Universal Life — Global Choice, issued through Security Life of Denver Insurance Company, provides index crediting potential based on a formula that tracks the performance of a major indices, such as the S&P 500, potentially generating higher cash value accumulation than traditional whole life or universal life, but without the potential negative returns of variable life insurance.

Cash Value: Whole life insurance provides for the accumulation of cash value on a tax deferred basis over tCash Value: Whole life insurance provides for the accumulation of cash value on a tax deferred basis over Value: Whole life insurance provides for the accumulation of cash value on a tax deferred basis over tcash value on a tax deferred basis over value on a tax deferred basis over time.

Provides death benefits as well as a cash value accumulation (based on a rate of return) that builds during the life of the policy

What differentiates an Indexed UL policy from other types of permanent life insurance used for cash accumulation is that the growth of the policy's cash value is based on the performance of an equity index (usually the S&P 500), excluding dividends, collared by a cap and a floor — rather than based on a flat crediting rate that is established by the insurance carrier and adjusted from time to time (a product referred to as «current assumption universal life»), based on a flat dividend rate that is established by the insurance carrier and adjusted from time to time (a product referred to as «whole life»), or based on the actual investment returns of specific equity investments (a product referred to as «variable universal life»).