Sentences with phrase «based on debt service»

Not exact matches

A feudal economy is based on rent and debt service.

To that list, add the fact that a P / E based on operating earnings is meaningless unless one adds the total debt of the S&P 500 companies to the numerator, or subtracts the total debt service on S&P 500 companies from the denominator.

The loan is granted mainly on the basis of the project's capacity to generate sufficient revenue to service the debt.

«The savings from debt management in FY 2015 and FY 2016 also reflect actual and planned prepayments of debt service, based on DOB's estimate of available resources,» according to the budget report.

It has a permanent tax base, so in theory it can time - shift its debt obligations indefinitely - without even reducing the bond - rating by simply shifting the ratio of revenue spent on debt servicing versus every other obligation.

That limit is based on the state Debt Reform Act of 2000, which established limits on debt outstanding and debt servDebt Reform Act of 2000, which established limits on debt outstanding and debt servdebt outstanding and debt servdebt service.

If your new financial circumstances require you to take on an onerous burden of debt, consider service - based or research - based grant repayment programs.

IBRinfo is a nonprofit arm of the Project on Student Debt that helps medical students navigate two new federal loan programs: Income - Based Repayment and Public Service Loan Forgiveness.

London About Blog In Spring 2016, Trillion launched Your Brand Crowdfunding, a white - label, debt - based crowdfunding service that enables medium - sized businesses to crowdfund on their own websites.

The law allows districts to deduct existing debt - service payments from the funds they must share, but many Florida districts net millions of dollars in annual capital revenue even after making debt payments — money they will now have to distribute proportionally based on enrollments.

Based only on the $ 24.3 billion liquid portion of the PSF at fiscal year - end 2016, coverage on the program's guaranteed maximum annual debt service is strong at 4.24 times, according to Nichols.

Of note in the LAO report is the agency's recommendation that during the transition to the new program the state could reduce a district's grant funding based on the amount of debt service the state is currently paying for that district.

TD Bank (TSX: TD) said it reviews all applicants on a case - by - case basis and has «robust» processes in place to ensure customers are able to service their debt.

Golden Financial Services educates and assists consumers with finding the right financial debt solution based on their individual situation.

DMPs are often run on a non-profit basis through a consumer credit counseling service, and have no motivation other than wanting to see ordinary people get out of debt.

The practice is based on historic provincial debt collection legislation intended in part to provide consumers with voluntary debt consolidation service when no one will lend — before the availability of the consumer proposal embodied in federal debt relief, financial restructuring legislation.

The College Cost Reduction and Access Act, 9/2007, helps public service lawyers in two main ways: It lowers monthly student loan payments on federally guaranteed student loans (Income Based Repayment or IBR) and secondly, it cancels remaining debt for public servants after 10 years of public service employment.

Debt collectors are subject to PIPEDA (unless regulated by a similar legislation based on province, including Quebec, Alberta and British Columbia) as well as provincial laws such as Ontario's Collection and Debt Settlement Services Act.

These services evaluate your debts, come up with a budget based on your income, and plan out the most reasonable way for an individual to become debt - free based on their income and other financial obligations.

Raleigh, NC — May, 2011 — Consumer Education Services, Inc., a Raleigh, NC - based national nonprofit credit counseling agency that is currently helping more than 70,000 Americans become debt - free through debt management programs, continues to follow through on its commitment to help clients avoid...

Stated Income Commercial Loan - approval is based on your stated income, credit history, property debt service coverage, and liquid assets (NOT verified).

Your Gross Debt Service Ratio must be less than 39 % and your Total Debt Service Ratio can not be higher than 44 % based on the higher of the Bank of Canada qualifying rate or the customer «s mortgage rate.

The rating is based on a combination of gross revenue, EBITDA (Earnings Before Income Taxes, Depreciation and Amortization), DSCR (Debt Service Coverage Ratio), and FICO score of the business owner (which again, must be a minimum of 640).

For those working in public service jobs, the site give you information that can help you to eliminate your student loan debts based on your job.

Golden Financial Services will help you determine the most cost - effective debt relief solution for you, based on your financial situation and the level of debt you owe.

«They're going to be facing the quarter - point increase on terms of that debt for their servicing... That's a quarter point on an annual basis.

Based on a monthly income of around $ 15K, this puts our debt service at approximately 23 % of gross income.

Those with long - term investment horizons can benefit by gaining exposure to bond strategies that allocate to countries on the basis of debt - servicing economic resources rather than debt issuance, effectively raising the relative credit quality of holdings.

With settlement services, you are paying back your debt, but at a reduced amount and based on your income.

That's because financial institutions generally base their test of income sufficiency on two ratios (known as the «gross debt service» ratio and the «total debt service» ratio) that don't take into account child - care costs.

Frankly I found the TASC testimony that contained a regurgitation of the same old failed strategy of asking for more to be be vile, repugnant and an insult to both consumers and debt settlement companies that work hard every day to do the right thing and provide an excellent service under performance based pricing models and who focus on enrolling consumers that are the most suitable for the service.

Your Mortgage Broker will calculate your Debt Servicing Ratios based on your income, down payment and current liabilities along with approximate expenses with the property you plan to purchase ie.

Golden Financial Services is fully equipped to devise the most effective debt relief program based on each person's unique circumstances.

The price for the credit repair plan is typically based on the amount of debt the person is carrying, with higher debt levels requiring the payment of higher fees for the services.

Television, radio and Internet advertisements and commercials only serve to persuade people to get even further into debt, what with the new products and services that companies are coming out with seemingly on a daily basis.

You may be able to extend your service on a yearly basis until you no longer have outstanding qualified student debts.

With debt settlement services your creditors will not get paid on a monthly basis, but rather in lump sum payments at the time when settlements occur.

Moreover, it will enable the country to modernise its financial system and move away from its precarious reliance on debt - driven, export - led growth to an economy based on services and consumption, therefore lifting the standard of living and more importantly the quality of life for ordinary Chinese.

London About Blog In Spring 2016, Trillion launched Your Brand Crowdfunding, a white - label, debt - based crowdfunding service that enables medium - sized businesses to crowdfund on their own websites.

RELATED WORK EXPERIENCE March 2010 — Present FRC Services — Minooka, IL Debt Collector • Call owners of delinquent accounts on a monthly and weekly basis to solicit payments • Manage arrears accounts • Prepare accounts for ledger handovers • Reconcile accounts • Forecast weekly and monthly cash flow and budgets • Maintain active accounts up to suspension • Maintain liaison with clients,, business partners and internal departments

Based on my math, the senior that can borrow the money for short - return improvements for energy efficiency will be cash - flow positive with lower energy bills and a debt service that is less than energy savings.

The question of whether an attorney is regularly engaged in debt collection is made by courts on a case - by - case basis, with courts looking at factors such as percentage of revenue generated by the debt - collecting activities; the volume of debt - collecting activities; and whether the attorney has an on - going relationship with a collection service.

Based on your Other Financial Obligations: If you have other monthly financial obligations, such as car or credit card payments, the lending institution will also apply the Total Debt Service Ratio test to determine the maximum mortgage loan for which you can qualify.

Cap is based on overall selling price and NOI (before debt service).