Sentences with phrase «based on their credit rating»

The applicable margin and the commitment fee are determined by reference to a pricing schedule based on the credit ratings applicable to HP's senior unsecured indebtedness.
Private student loans have interest rates based on your credit rating, and they are not always tax deductible.
The interest rate that you may qualify for through this type of debt consolidation plan can vary based on your credit rating and overall financial picture.
Our WACC is based on standard formulas for calculating the cost of debt (risk - free rate plus a spread based on credit rating) and equity (CAPM).
Actual APR may vary based on credit rating, local market conditions, and other factors.
Nobody's likely to loan you a lot of money based on your credit rating because it's so bad.
The loan is not based on your credit rating, so people with a poor credit rating can still be approved for a mortgage.
While the law is perfectly clear that you shouldn't be denied a position based on your credit rating, it can affect your job application success rate.
When you rent an apartment, the landlord may make a decision based on your credit rating.
Knowing which cards are open to you based on your credit rating will help your chances of being approved.
Many long - term derivative contracts are based on credit ratings, and they would have to be re-valued.
When you apply for a loan, your APR will be based on your credit rating — the better your credit the lower your interest rate.
Cash values and death benefits enjoy growth based on the crediting rate - currently 5.75 % for 2018 (NOT guaranteed, subject to change)
Certain discounts offered by Longmont automobile insurance companies are based on conditions you can not change instantly but must work at diligently, such as those based on credit rating or driving record.
The ETHLend team is also looking after the development of a lending based on credit rating along with secure and flexible trading tools.
With down payments as low as 5 %, conventional loans offer better terms with lower mortgage insurance costs and rates based on credit rating.

Not exact matches

It then explained its view on how debt analysts should pursue their profession: «Credit rating decisions should be based on objective data, policymakers» announcements and realistic assessments of the conditions facing an economy.
They might not deny you based on low or lacking credit, but you can bet they'll increase the interest rate of people who are less «credit - worthy,» charging you more for the privilege of borrowing.
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
Women are prequalified based on their character, credit rating, and ability to repay the loan from future business earnings, rather than on collateral.
Meanwhile, earlier this year, Facebook made waves over news that it had patented technology that could check your creditworthiness based on your friends» credit ratings.
Rating Action On Oct. 1, 2012, Standard & Poor's Ratings Services affirmed its «BBB -» long - term corporate credit rating on Quebec - based Alimentation Couche - Tard Inc. Rating Action On Oct. 1, 2012, Standard & Poor's Ratings Services affirmed its «BBB -» long - term corporate credit rating on Quebec - based Alimentation Couche - Tard Inc. (ACTOn Oct. 1, 2012, Standard & Poor's Ratings Services affirmed its «BBB -» long - term corporate credit rating on Quebec - based Alimentation Couche - Tard Inc. rating on Quebec - based Alimentation Couche - Tard Inc. (ACTon Quebec - based Alimentation Couche - Tard Inc. (ACT).
As of March 26, 2018, Unsecured Business Loans rates range from 7.75 % to 22.99 % and will be based on the specific characteristics of your credit application including, but not limited to, evaluation of credit history and amount of credit requested.
Most credit card APRs are based on a U.S. index rate called the «prime rate
As of March 26, 2018, vehicle loan rates start at 6.75 % based on term length, credit history, and vehicle being financed.
Each of the three major credit rating bureaus bases their score on
The model on which it was based is a marvel of restrictive assumptions: an economy that is closed to trade, expectations about inflation that are essentially myopic, interest rates that are largely impervious to the demand for credit and investment that is largely impervious to interest rates.
Often confused with a transaction fee, the discount rate fee involves a percentage of each credit card transaction and is based on the type of card your business accepts for payment.
The average student loan interest rate for these loans can vary widely based on an applicant's credit history and ability to repay the loan.
It treats every user equally on the basis of real transactional data, establishes a scientific and standardized credit rating, and displays the characteristics of blockchain equality and democracy in the field of credit investigation.
Based on each rating agency's individually set criteria, analysts determine the entity's ability to pay their bills and remain liquid and assign a credit rating to the bond.
Your line amount and rate will be based on our assessment of your business along with your business and personal credit
The NAV (net asset value) of a bond fund will move up or down based on a number of factors such as changes in interest rates, credit quality, and currency values (for international bonds) for the different bond holdings in the fund.
Having a cosigner with a solid credit history can also help a borrower obtain a lower interest rate based on the cosigner's credit score.
Loans under the new credit facility bear interest, at our option, at (i) a base rate based on the highest of the prime rate, the federal funds rate plus 0.50 % and an adjusted LIBOR rate for a one - month interest period in each case plus a margin ranging from 0.00 % to 1.00 %, or (ii) an adjusted LIBOR rate plus a margin ranging from 1.00 % to 2.00 %.
Now, the interest rate you're offered is based on your credit score (or similar measurement of creditworthiness).
Loans under the new credit facility bear interest, at the Company's option, at (i) a base rate based on the highest of the prime rate, the federal funds rate plus 0.50 % and an adjusted LIBOR rate for a one - month interest period in each case plus a margin ranging from 0.00 % to 1.00 %, or (ii) an adjusted LIBOR rate plus a margin ranging from 1.00 % to 2.00 %.
Borrowings under the credit facility bear interest, at our option, at (i) a base rate based on the highest of the prime rate, the federal funds rate plus 0.50 %, and an adjusted LIBOR rate for a one - month interest period plus 1.00 %, in each case plus a margin ranging from 0.00 % to 0.75 %; or (ii) an adjusted LIBOR rate plus a margin ranging from 1.00 % to 1.75 %.
Loans under the credit facility bear interest, at the Company's option, at (i) a base rate based on the highest of the prime rate, the federal funds rate plus 0.50 % and an adjusted LIBOR rate for a one - month interest period plus 1.00 %, in each case plus a margin ranging from 0.00 % to 0.75 % or (ii) an adjusted LIBOR rate plus a margin ranging from 1.00 % to 1.75 %.
The interest rate will be decided based on the loan amount, credit score, loan term, credit usage, and history.
Delinquency can have an adverse effect on your credit rating, as we report the status of your loans to the consumer reporting agencies on a monthly basis.
That also means that the interest rates for these loans are set by the lenders, based on the borrower's credit history and / or other underwriting criteria determined by the lender.
Based on this information assimilated from 100 + SaaS companies, your overall conversion rates will be better by not requiring credit card information upfront.
Your interest rate is based on your credit history.
The Capital One ® Venture ® Rewards Credit Card from Capital One ® has a $ 95 annual fee (free for the first year), but on an ongoing basis, its higher earnings rate will outpace the Capital One ® Quicksilver ® Cash Rewards Credit Card.
Based on the huge jump in credit card debt to an all - time high and the decline in the savings rate to a record low in Q4 2017, it's most likely that the average consumer «pre-spent» the anticipated gain from Trump's tax cut.
The model for the fixed - income style box is based on the two pillars of fixed - income performance: interest - rate sensitivity and credit quality.
For example, your line of credit might be based on the prime rate, plus a margin of 2 percentage points.
Mortgage lenders may also offer lower rates to applicants based on credit scores and debt - to - income ratios (DTI).
The Revolving Credit Facility provides for a revolving total commitment of $ 50.0 million and bears interest, at our option, at either the prime rate or LIBOR plus, in each case, an applicable margin determined according to a grid based on a net funded debt to Adjusted EBITDA ratio.
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