Sentences with phrase «based permanent life insurance products»
Mutual of Omaha offers affordable term life insurance as well as a host of strong, mutual based permanent life insurance products like whole life and universal life.
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Most permanent life insurance products provide growth potential based on your risk profile.
Most permanent life insurance products provide growth potential based on your clients» risk profiles.
If you chose to elect the option to convert the policy you can choose permanent coverage based on the product offering of the life insurance company you are with.
Term Life Insurance can be converted to a permanent product, on a guaranteed basis.
The no lapse guarantee concept that is based on external funding for permanent plans that mirrors the same guarantees used on long, 20 and 30 year, term life insurance, is a product that has been needed for a long time.
What differentiates an Indexed UL policy from other types of permanent life insurance used for cash accumulation is that the growth of the policy's cash value is based on the performance of an equity index (usually the S&P 500), excluding dividends, collared by a cap and a floor — rather than based on a flat crediting rate that is established by the insurance carrier and adjusted from time to time (a product referred to as «current assumption universal life»), based on a flat dividend rate that is established by the insurance carrier and adjusted from time to time (a product referred to as «whole life»), or based on the actual investment returns of specific equity investments (a product referred to as «variable universal life»).
Permanent Life Insurance products build cash value on a tax deferred basis and provide a way for you to access part of your money (cash value) in the event of an emergency.