Sentences with phrase «based their decision on income»

No credit check lenders evaluate alternative reports or based their decision on income only.

Lenders must base their decision on income and affordability when you have no history.

Besides LTV, some home equity lenders in Peterborough also base their decision on income and employment history.

Not exact matches

The Fixed Income Analysis tool is designed for educational purposes only and you should not rely on it as the primary basis for your investment, financial or tax planning decisions.

The correct fiduciary decision - making process for selecting an investment under the Employee Retirement Income Security Act, or ERISA, is to investigate the particular investment in question so as to fully understand it and, based on the facts gathered, make a rationale decision as to whether it fits the role prescribed for it in the plan's investment portfolio.

Some mortgage underwriters base decisions on the percentage of your total student loan balance rather than using your monthly payment amounts under an income - driven repayment plan.

This implies that the company he works for, in addition to making a decision about his base pay, is also, through its pricing policies, making a decision that likely has an even bigger impact on his income.

Although wrong to let investment decisions be driven by taxation, is there an issue of any income being taxable directly, whereas there any capital could be managed to a degree by realising any gains / losses on an annual basis and using the capital allowance?

While senior sales professionals focus heavily on «total income potential» — meaning they consider performance - based commissions and bonuses heavily in their decision - making — in our experience new graduates are a little more risk averse and often lean toward the biggest salary.

And yeah, man, I feel like a lot of our decisions to breastfeed were based on finances and our income.

To learn how taxes are collected and budgets are created, students played People's Pie and had to determine corporate, payroll and income taxes, decide what federal program to fund or eliminate from the budget, and respond to upset citizens based on funding decisions.

If information is challenging to acquire — whether it has a cost, is in a language not spoken by the family, or is too complex — low - income families often base decisions on easy - to - access information.

We indirectly or directly make decisions that involve money on a daily basis so why would I give up a guaranteed monthly income stream for daily stress on how my bills are going to be paid?

Through our Shape Management based approach in fixed income investing, I not only sell bonds but also educate clients on different sectors and market environments to provide them with the best opportunity to make decisions that benefit their institution.

While this replaces the statutory approach of basing all accountability decisions on the separate performance of numerous student subgroups, including students from low - income families, the assessment results for all of these «disadvantaged» student subgroups designated in the ESEA statute must be reported each year and must be taken into account in determining performance consequences for public schools.

And even if some parents base their decisions on educational quality, many observers worry that low - income and minority parents will be less informed about or interested in school quality, placing their children at a disadvantage in the education marketplace.

(1) The Vergara Decision: This case pits nine Oakland public school students against the State of California, arguing that (a) granting tenure after less than two years, (b) retaining teachers during layoffs based on seniority instead of merit, and (c) the near impossibility of dismissing incompetent teachers, is harming California's overall system of public education, and is disproportionately harming public education in low income communities.

At least 34 states will devote less on kindergarten through 12th grade on a per - pupil basis during the current school year than in 2008, once inflation is taken into account, according to a report released today by the Washington - based Center on Budget and Policy Priorities, which tracks the impact of government decisions on those with low incomes.

A key adviser to incoming governor Jerry Brown said Wednesday that state officials should reconsider a decision made last spring to join one of two national groups developing assessments based on the common core.

107; Title IX of the Education Amendments of 1972; 29 C.F.R. Part 1614; Executive Order 11478, Equal Employment Opportunity in the Federal Government; Executive Order 12898, Federal Actions To Address Environmental Justice in Minority Populations and Low - Income Populations; Executive Order 13087, Further Amendment to Executive Order 11478, Equal Employment Opportunity in the Federal Government; Executive Order 13160, Nondiscrimination on the Basis of Race, Sex, Color, National Origin, Disability, Religion, Age, Sexual Orientation, and Status as a Parent in Federally Conducted Education and Training Programs; Executive Order 13166, Improving Access to Services for Persons with Limited English Proficiency; the Age Discrimination in Employment Act of 1967; the Lilly Ledbetter Fair Pay Act of 2009; Title II of the Genetic Information Nondiscrimination Act of 2008; Equal Employment Opportunity Commission (EEOC) regulations governing the processing of complaints of discrimination in the Federal sector; and EEOC decisions, procedures, guidelines, and program and management directives.

They may choose to make their decision based on your income, your payment history or references from previous landlords.

Income and employment information including phone numbers enable lenders to base their decision on affordability.

Make your purchase decisions based on your paycheck — your available income, your budget.

Because the lender will base his or her decision on the amount you can borrow largely on the amount of disposable income you have coming into your household, be sure to list all income sources - although you are not required to divulge child support or alimony unless you wish them to be considered for the purpose of determining your loan availability amount.

Instead of basing their approval decisions primarily on applicants» credit scores, they have created a proprietary set of criteria that include factors such as income, employment history, and other relevant current circumstances, and use this as the basis of their determination.

Instead of basing approval decisions on a number generated by an algorithm created by the credit bureaus to measure someone's creditworthiness based on past behavior, lenders for tax loans base their decisions on each person's current income and ability to repay.

They then make a funding decision based primarily on your income and credit.

I can't stress enough that asset location decisions should be based primarily on income tax, not foreign withholding tax.

Our decision on how much we are willing to lend is based upon a full affordability assessment where we will look to understand your income, any loan or credit card commitments and regular essential household expenditure.

When building a solid, long - term income portfolio, you can not make your investment decisions based on current yield alone.

Clearly, we all have to make our own decisions based on our particular circumstances about the best way to turn savings into income we can count on throughout retirement, while also assuring we have a stash of assets we can tap for emergencies and unexpected expenses.

It may be difficult to take a rational decision based on your debt income ratio.

It's an individual decision based on several factors — your age, current and projected income level, the rate of return earned on the plan's assets, whether you're an owner - manager or an arm's - length executive and several other considerations.

You need to make the decision based on factors such as tax rates, interest rates, investment knowledge, risk tolerance, net worth and expected income in retirement.

I'd make spending and savings decisions based on the low target so as not to pre-spend your optimistic make - believe income that never comes to fruition.

Your home buying decision should be based on a variety of factors — your income and job security being one of the most important.

Starting with rates as low as 5.25 percent, Earnest bases its credit decisions on so much more than credit score, taking into account other factors such as current income and future earning potential, as well as your education and saving / spending habits.

When you are ready to consult a lender to find out if you can be approved for a loan, the lender will base a decision on your credit profile, income, assets, job history and debt - to - income ratio.

The credit decisions are based largely on the credit rating and income of the borrower.

Your credit score is usually the largest factor here, but some lenders make their decision based on income rather than credit score.

In addition, they may have investors that will look at the global financial picture and cash - flow of borrowers and not base their underwriting decision solely on debt to income ratios.

While many base lending decisions on equity alone, some home equity lenders also consider job history, credit score and income.

I've heard similar reasoning in regards to credit being tight, but I always figured I'd be a prime safe decision for a lender based on income, cash reserves and lack of debt outside of said mortgage.

Unfortunately, your current income doesn't hold too much bargaining power with their decision, because they have to assume you will make minimum payments through the life of the loan, and they're calculating the risk based on your ability to repay the loan throughout its life.

I'm not sure what your monthly rental income is, but i would base my decision on liquidating any other tax exempt funds on how much I'm netting on what's coming in vs. what's going out on a monthly basis.

While it still reversed the district court dismissal and remanded the case back to the court, in its most recent decision, the 9th Circuit based its discussion on the U.S. Supreme Court's finding in Dudenhoeffer that there is no presumption of prudence for employee stock ownership plan fiduciaries beyond the Employee Retirement Income Security Act (ERISA) exemption from the otherwise applicable duty to diversify.

The standard credit check isn't even completed for an Income Tax Advance loan; instead of judging you by events of years ago, which may not even have been within your control or due to any errors on your part, the decision is based on your current iIncome Tax Advance loan; instead of judging you by events of years ago, which may not even have been within your control or due to any errors on your part, the decision is based on your current incomeincome.

They base their decision on other criteria such as you level of monthly income.

If you are making independence decisions based on the income generated by your portfolio then the current yield (and even market value) of your portfolio becomes less important.

An iLoans customer service representative told MagnifyMoney that the majority of the loan - making decision is based on your repayment history, rather than a specific credit score, and your ability to repay the loan, based on income.